They probably live in debts like all Americans.
Most Americans are in debt with student loans and house loans lately I see it shifting as people are not selling or buying houses cuz of interest rates,even the builders are not building.There are mostly cash buyers.
Chicago that cost over $100
Thats nothing,they spend way more.A trainer in my club spent over 75k and the fool owes over 250k on his house.Freaking hall,DJ,bar,photographer,dresses,food per plate and so on.Thats why my kids know I will never spend a dime on their wedding(they have to invite me though lol) but I will buy them a house on their name instead.