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Poland in the European Union. Polexit? [559]
There are plenty of other answers apart from immigration
Raise the retirement age - PiS lowered it and I don't see any of the other parties talking about it
Cut or hold benefits - PiS raises them
Increase ZUS rates
Increase birth rates - to be fair they are increasing
Crack down on ZUS fiddles in umowa o dzielo etc
I can't see any of these being tried soon but a broken system is better than no system. You are in the UK Spike so you can see what it is like to take a massive leap in the dark on a huge economic issue.
Opting out is nuts by the way - you are forgoing the free money from your employer and the govt, so you are obviously not the best advocate for wise pension planning.