News / How hard will Poland be hit by the economic crisis? [116]

It can work but the problem is that your four best sellers - bus tickets, cigarettes, alcohol and phone tops are all declining markets. That means you have to work your butt off to sell the groceries which is very labor-intensive and very competitive now that Biedronka and Lidl are saturating urban areas.

I think you can make a reasonable living in Zabka but you will have to work hard at it. Setting up on your own would be very difficult - why would people go to you or not to Zabka or Kolporter ?

News / How hard will Poland be hit by the economic crisis? [116]

Ok - makes sense for you if you are thinking in dollars :) hope it works out

Real Estate / Getin Noble Bank / Dombank - it is possible to cancel mortgage agreement in CHF? [41]

No I am only casually interested - I never took any credits in Franks. I have a long experience in finance and knew this was not a sensible idea.

News / How hard will Poland be hit by the economic crisis? [116]

Yes, so if you buy PLN now then why, because today you can get 4.16 for them and in 90 days you can get more 4.6, if you use your forecast (which I don't believe)

Myself I am just leaving it in the currency I earn it in - if a customer sends me Euro it is staying in Euro, if they send me dollars it is staying in dollars and anything I earn in PLN I am using for day to day expenses (which is not much as all the shops have huge lines in front)

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

Dude it will get worse before it's get better and by May your cops will be stopping you from all non essential movements.

Even if you can go where you want then the consultate will be shuttered - the guys that run it signed up for a few years of eating donuts on Milwaukee Avenue, not for wearing masks and gloves to facilitate potentially infected seniors voting in a crazy election

but anyway the govt is already thinking that either all foreign residents can vote or none of them -so looks like people like you will be disenfranchised and that it is only right - voting should maybe be for people who have a strong connection with Poland.

Actually I agree with you - Polish citizens should vote wherever they are, which is one reason this election is a farce.

News / How hard will Poland be hit by the economic crisis? [116]

Well that is a pretty wide forecast and probably won't happen but if you think it will then buy some dollars and make some hay.

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

Won't do you much good on May 10th when some copper is stopping you to ask why you are on the street

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

LOL good luck trying to get all that sorted out - you think some poor clerks are going to brave the subway just to deal with your absentee ballots. Anyway it's abour time the system changed and only Polish residents get to vote

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

Maybe, maybe not.

But where do you think it is in the mayor of London's intray right now ?

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

It won't be open sir - no gatherings of more than 2 people in Britain. You can watch it on TV

You could of course take the matter up with the European Court except Britain has just left its jurisdiction LOL

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

You are another one who won't be voting Spike - every cloud etc. LOL

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

You are on lockdown dude and so is the Polish consulate - Do you think the government of the great state of Illinois is going to allow a queue of a few thousand pensioners ? LOL

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

Overpriced Krupnik and 70s Polish music in the company of senile PolAms

Real Estate / Getin Noble Bank / Dombank - it is possible to cancel mortgage agreement in CHF? [41]

I didn't know that but have they seen any cash yet ? I would be surprised but will research it a bit more. Can you send me some links.

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

Yes it's possible and if that is what people want in a fair election then. I accept it

But the great news is that as it stands you will not be voting and nor will any of the dziadzias down at the Red Apple Buffet

Real Estate / Getin Noble Bank / Dombank - it is possible to cancel mortgage agreement in CHF? [41]

If you google there are already many class action suits about CHF mortgages, none of which have been successful. The president also tried to get involved but gave it up as a bad job.

News / How hard will Poland be hit by the economic crisis? [116]

One thing that they do here is show ads for BMWs etc that say "Tylko 1700" and show the monthly rate followed by an asterisk, this kind of advertising should show the total cost more clearly.

On the whole however personal debt levels are far lower than in the UK, even taking into account the lower earnings - in Poland it's about 7.000 Euros per adult. In the UK over 30.000 pounds. Problem is that in the UK it's far easier to talk to the bank when you have problems.

News / How hard will Poland be hit by the economic crisis? [116]

Sterling won't be included in any flight to quality this time round - too much govt debt, Brexit, too volatile over the last 5 years. There are some upsides but your average sovereign fund manager won't want to stand up and spend hours justifying to his bosses why he is taking the risk.

Yes in Bydgoszcz you might get some good value at the moment. but I wouldn't have thought there are too many furnished places on the market ?

News / How hard will Poland be hit by the economic crisis? [116]

Prices didn't fall that much in the last crash - was more like a 10 percent fall.

A 30 percent fall against the dollar is possible but unlikely. It's about 7 percent down now. Against the pound then that kind of fall is very unlikely - has not happened since the late 90s when Poland was far more unstable.

News / How hard will Poland be hit by the economic crisis? [116]

Estimated that 80 percent of Polish businesses would be unable to function with zero income for more than 3 months. Most people will be paying March wages but at the end of April it will be very tricky for some to meet payroll, so that really is the govts timeline for getting some parts of the economy up and running again.

News / How hard will Poland be hit by the economic crisis? [116]

No - they are loaded with your bs about grave diggers, crammed emergency wards and zombies in Haiti.

Have you ever set foot in Poland ?

News / Presidential elections 2020 - your opinions about campaign, candidates [2222]

Totally agree - all the effort they are putting into this should be spent on testing, on getting more protective equipment and building extra emergency capacity

I have no idea why the people around Kaczynski can't convince him of this

News / How hard will Poland be hit by the economic crisis? [116]

But the rest of my post did - you never mention Poland at all because you are only interested in worthless trolling

News / How hard will Poland be hit by the economic crisis? [116]

Try and get the rent down too before you buy a restaurant - if it's a good location you could do well as more people will stay in Poland for holidays. But try and get that fixed cost low !

News / How hard will Poland be hit by the economic crisis? [116]

People you never think about - IT consultants for example as companies will cancel their projects when they are short of cash.

Same for cars and house builders, people won't have cash

It's been an employees market for about 5 years and the sudden swing will come as a shock to young people especially

Russian trolls will. be in trouble too - low oil price will bankrupt the gangster state and Putin will have to concentrate on home affairs

News / Throwing away the constitution in Poland? [626]

They probably even themselves out though I think in October the diaspora on balance voted against PiS.

But I can't see these elections going ahead - for a start the polling place is a workplace and they just introduced a bunch more restrictions.

News / Throwing away the constitution in Poland? [626]

Well I suppose that might be good news - no more voting by people who have been in Chicago and Toronto for decades

News / Throwing away the constitution in Poland? [626]

How are the Poles abroad going to vote ?

Anyway this requires disobedience from mayors etc - it's too serious to let them get away with it. Tax strike if required.

News / EU triggers Article 7, could strip Poland of voting rights [91]

Yes - this is the perfect moment to weaken our currency, end investment and take a massive economic leap in the dark

Law / Which is the best city in Poland to open a kebab shop? [56]

A delicate balance between low competition and finding enough drunk people to eat this unhealthy food - younger Polish people eat kebabs but most.y when drunk.

Warsaw and most big towns already have lots, many open 24 hours and a few of them are organized chains. Only a handful are good.

Maybe a smaller town with a university like Gorzow or Zielona Goea ?