Opening a Polish Bank Account by a foreigner in Poland. Recommendations.

Alior Sync: sync.pl

The basic accout + debit card is free. Plus, there's moneyback, the limit is 200PLN a year, but still.

The only Alior accounts I could find charge each month - 8zl for the account and 5zl for the debit card. Perhaps if you have a salary and transfer it these fees are reduced or waived.


PS: Ah, I can see the Sync account but the page and forms are not in English, so it's not easy for a non Pole

Merged:A good bank in Poland to open a foreign savings account?

Hi!
I need suggestions about the best bank to open an account in (US dollars).
Please help. Thanks.

Hi
You would probably like Millennium, their internet portal is in English, and considering I have PLN, EUR and CHF accounts with them I am sure you would be able to get USD. Plus they have branches all over Poland.

When I first came to Poland I had an assistant service (Euro-VA) review all the major banks assessing fees, currency possibilites, if they had English on the internet site etc, Millennium came out the best. Also when I go into the branches I often find English speakers.

In fact I later opened a company account with them, so now have both Personal and Company.

Hope that helps

thank you NakiTastic

I emailed alior sync about setting up an account, They told me that non nationals cannot, its only open to Polish nationals. Thought that was a bit harsh. I tried opening up an account and you cant change the nationality from Polish to anything else.

That's charming of them. Is that allowed under EU law? Isn't it against 'uman rights and freedom of movement across member states?

Anyway, tell them to shove it up their bunghole and try Millennium or some other non dinosaur bank.

Btw, Skok is some sort of co-op savings bank I think, and they told me I can open an account if I want, just to bring my passport in. There are many varieties of Skok, so if one says nie try another. I'm not sure if they can offer all the banking facilities of a high street bank though.

Merged: opening a bank account in Poland

Hi,

What do I need to open an account in Poland, I don't need anything special like an overdraft/credit cards or anything, i just need a basic one, debit card and somewhere for work to pay me!

Is this possible? cheers

Merged:opening a bank account without id card or pesel

I'm desperate to open a polish bank account to get my funds over here. I have no pesel (currently awaiting for my registration at my address), but cannot find any bank (high street or internet) that will open an account for me. Anyone had any success with this? Internet would be best, as im out in the country.

If you need your money that urgently, use Western Union.

or use your foreign debit card.

Makes no difference - I've had half a dozen bank accounts over the years there without one. You do however need certain other things.

The charges for making withdrawals via an oveseas bank card are not high, especially if you get a big chunk out every week or so, and this might be a good way to do it as long as you don't want to to bring a particularly large sum.

You don't say which country you're from, however a hop on Ryanair home and bringing in person could be best if it's a larger amount. Bear in mind that you're supposed to tel them at customs if it's over a certain amount, however I doubt many people bother.

Have you tried Volkswagen Bank? They most certainly let foreigners open accounts with only a passport and send a courier with the agreement for you to sign, the courier also verifies your ID.

I opened an account at Millenium Bank without having any Polish documents, simply using my Hungarian ID which doesn't include neither my home address nor my parents name which were required. They have practically zero fees as well.

I got an account with PKO in the end. Konto for zero.

A second vote for Millenium Bank, was fairly quick to open, obviously needed ID, proof of address etc, but our UK address was fine. No PESEL or domestic ID required! Fees are approx. 5zl +7zl per month and we've never been charged more than that (its less if you use your debit card and withdraw domestically, but as we're not over every month we still incur charges some months).

I opened an account with ING with only my UK passport

We have one with Nordea with no PESEL. And they speak English and the website is in English!

PKO SA is good bank and you can change money in bank another way but not too much for change/300/in KANTOR you can find in centre everywhere.

Merged: Need to open a bank account in Poland (for paypal) - I'm from Lithuania, don't speak polish

Hello everyone,

I need a bank account in poland to accept money from paypal,

So my main question would be what is the best bank in poland to support paypal,

And what would be the easiest to register for me as a foreigner from Lithuania and language friendly also as i do not speak polish?

Thank you in advance for help !

You need Polish contact address to open bank account. Do you have it?

no i do not have it, and i presume i would also need a proof of address ?

your bank documents will be send to this address.

so it is not possible to open a bank without an address ?

No, do you think they allow bank accounts for untraceable people?

I did once - but that was 15 years ago. It was at PKO BP and I needed to show my contract of employment and passport only.

Pls. help me locate all banks on those comparison sites Comperia.pl, Bankier.pl, E-broker.pl and TotalMoney.pl which fit my requirements, namely:

- I don't want something free for nothing
- But I prefer a no strings attached fee free transaction account only
- So bank can charge for the card (which is not obligatory to take as I don't need it)

1st just show me the list of such accounts (not just mention your one favorite bank) in Poland on the comparison sites (if exist)
2nd we can talk about which is more foreigner friendly

Thank you

Merged: Advice needed on opening a bank account in Poland

Hello! Could you give me advice on opening checking account in Poland. I need to have an opportnity to withdraw money for free using any ATM in Poland.

Don't we all? A few years ago I was horrified to learn I'd been charged 12PLN for using another bank's ATM.

CONCERNING PKAO SA YOU ARE 100% RIGHT. ALL THEIR STAFF ARE INCOMPETENT , ALMOST NOBODY SPEAKS ENGLISH OR ANY OTHER LANGUAGE, I STOPPED EVEN MY COMPANY'S ACCOUNT . NOT RECOMMENDED AT ALL . EVEN IN ITALY THE UNICREDIT GROUP ARE WORST.