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Opening a Polish Bank Account by a foreigner in Poland. Recommendations.


MIPK - | 69
6 Sep 2011 #121
I went to Alior and had no problem. I went with my passports and Zameldowanie (the 3 month one) the guy spoke broken English but was very pleasant. I even opened it using my folks address in Australia, as he wanted a permanent address not the temporary Polish one. The only other thing i needed was a mobile number to get a code whenever doing online payment. They have an account that has no fees and can withdraw from any ATM for free if you have more than 10,000PLN in the account or if i think you deposit more than 2000PLN a month. Hope that helps.
LuisLovesPoland
6 Sep 2011 #122
Thank you MIPK.

Any more experiences with polish banks please?

I found this list:

-Alior Bank
-BGŻ
-BOŚ Bank
-BPH
-BZ WBK
-Deutsche Bank
-Eurobank
-ING Bank Śląski
-Inteligo
-Lukas Bank
-mBank
-Meritum Bank
-Millennium
-Multibank
-Pekao SA
-PKO BP
-Polbank EFG
-Volkswagen Bank

Which ones have websites/onlinebanking in english and good interest rates on deposits,
and no fees when depositing money / withdrawing money?

Thank you

Also, I forgot:

Bank Handlowy
BPH
Citi
Invest Bank
Kredit Bank
Nordea Bank
Noble Bank
Raiffeisen
WBK

I found this:

SPEED OF INTERNAL TRANSFERS:

In the case of transfers between accounts within one bank. In more than half of the surveyed banks' customers can count on immediate implementation of internal transfers ordered even on Saturday and Sunday. This applies to banks such as PKO BP, Pekao SA, ING Bank, BZ WBK, Alior Bank Inteligo MultiBank, Commercial Bank, Raiffeisen Bank, Eurobank, Polbank, mBank, Toyota Bank and Volksvagen Bank.

In other cases, the money transferred between accounts within one bank have to wait until Monday.
With this situation, we can meet the following banks: BPH, Millennium, Kredyt Bank, Invest Bank, Lukas Bank, Deutsche Bank BGZ, Getin Bank, Postal Bank, Nordea Bank and Fortis Bank.
Polsyr 6 | 769
21 Sep 2011 #123
If you are not a Polish citizen and do not have a PESEL (national identification number, which is an 11 digit number used to identify citizens, permanent residents and anyone with a residence permit over 2 months) then the only bank that will allow you to open an account in Poland (if your address is outside of Poland) is Raiffeisen. However, you cannot hold this account jointly with a resident.

Millennium bank will agree to open an account for you but you have to give them an address in Poland.

ING Bank will tell you that you can open an account with them, and then a few days after accepting your documents they will call you and ask you to come to the bank to sign a declaration form, and then another two days after that they will call you and tell you they are sorry but they cannot open an account for you and they cannot give you a reason why.

First hand experience!
Stu 12 | 522
21 Sep 2011 #124
Polsyr: ING Bank will tell you ... they are sorry but they cannot open an account for you and they cannot give you a reason why. First hand experience!

I have a different experience. Came here 1st of June, and had 2 bank accounts with ING less then two weeks later. No PESEL-number required, only a passport (and a job contract).
pip 10 | 1,661
21 Sep 2011 #125
i bank with millenium. I have had no problems opening an account. I am referenced with my last address in Quebec- but all my documents get sent to my house in Poland. You need to give all your documents to them and sign so many pages but I didn't need a nip.
denisp13 1 | 3
10 Jan 2012 #126
Merged:Bank account suggestions in Poland

Dear all,

I'm moving to Poland in few months and will need to setup a bank account there. Does anyone suggests. Any bank who's not charging for using account or card. Who accept transaction in other currencies and does allow to cash it in the same currencies without exchanging to PLN?

Thanks,

Denis
Wedle 16 | 496
10 Jan 2012 #127
Go to your current bank and ask them who the corresponding bank is in Poland and can they arrange an introduction for you.
BLS 65 | 188
10 Jan 2012 #128
I have a business account with mBank, and I believe they offer accounts in PLN, USD, and EUR. However, I am charged a fee for my debit card (3.50/month PLN). I'm not sure if they charge for a personal debit card, however.
gumishu 11 | 5,017
10 Jan 2012 #129
In Poland they charge almost everything they can ;) - I have a inteligo internet account and I have to pay a fee for the debit card - well there actually are personal accounts that do not have charges on the basic things including a debit card but they require a stable monthly input that is higher than my incomes (it's about 2000 PLN for 'Konto za 0 złoty' in PKO BP)
pspgmr6 - | 9
11 Jan 2012 #130
try Bank Pekao S.A.

pekao.com.pl
Harry
11 Jan 2012 #131
I'm moving to Poland in few months and will need to setup a bank account there.

Citibank will give you accounts in foreign currencies. The account costs a few zloty per month. Using their card is free in shops, as are withdrawals from the biggest ATM network in Poland. The telephone and internet banking is all in English (or Polish) and they always have English-speaking staff available on the phone (and at every branch I've been to).
ukpolska
11 Jan 2012 #132
I can recommend Millennium Bank - very few formalities, and you can open an English version Internet-accessible account with just a passport. I have three accounts one company, one joint with my wife and another in GB Pounds.

They have lots of different flexable account types and I pay nothing on my account card.
phtoa 9 | 236
11 Jan 2012 #133
Get nordea.
If you get more than 1500 pln pr. month into the account (your salary) etc. than all the above mentioned criterias are for free.
JonnyM 11 | 2,621
11 Jan 2012 #134
Get nordea.

They're good.
ukpolska
11 Jan 2012 #135
If you get more than 1500 pln pr. month into the account (your salary) etc. than all the above mentioned criterias are for free.

That is a standard of quite a few banks.
hardcandy
25 Jan 2012 #136
I'm also thinking what banks are good and do not have a lot of monthly fees?

I want to choose between PKO, Pekao, BreBank, BSP, Kredit Bank... what are your suggestions?

Thank you
Karolina
Greg42
26 Jan 2012 #137
Stay away from eurobank. absolutely terrible bank
Bank Question
22 Feb 2012 #138
Merged:Question About Having A Bank Account In Poland Without Residing In Poland

I need to open up a bank account in Poland but I currently don't reside there.

I've been looking at the no fee bank accounts, but it appears as though I need to provide an address and Dowod Osobisty. I have a Polish passport and PESEL.

Basically, I'm asking, is it possible to open one of these internet bank accounts in Poland without actually being in Poland and having a residential address?

Thanks in advance.
polishmama 3 | 279
22 Feb 2012 #139
Call or email a Polish bank and ask them. Or your local Polish Embassy/consulate office. This is a legal/accounting question.
donlou31 1 | 30
22 Feb 2012 #140
I just opened an account with Mbank here in Poland and they sent a guy out to my house, I had to sign the forms he brought with him and show my ID. It was only after that would they issue account number and debit card. I don't know if its because I'm not Polish, they wanted to check that I actually live here or if its normal to do that.

If you do contact any banks then ask if they do this, saves wasting your time.
Polanglik 11 | 303
22 Feb 2012 #141
is it possible to open one of these internet bank accounts in Poland without actually being in Poland and having a residential address

I don't have a PESEL, at the moment I don't reside in Pl, but I was able to open a Bank Account with ING, but had to do this in person in one of their Pl branches.

If I remember correctly I had to show 2 forms of ID, British Passport and a UK driving licence was sufficient.
GabiDaHun 2 | 152
22 Feb 2012 #142
I opened one with the PEKAO SA bank.

I didn't have a residency or Pesel, and opened both a GBP and PLN account.
vjmehra
3 Jul 2012 #143
Merged:Opening a Polish Bank Account on a British passport?

My Fiancee is Polish but has a British passport. We travel to Poland quite often and would like to open a Polish bank account, is this possible from the UK? If not is it even possible to do so in Poland as non-residents?
matt777 2 | 12
22 Jul 2012 #145
Merged: Wich bank for foreigners?

Hello everyone,
my name is Matt and in autumn Ill move to Warsaw where I'll live for two years.
I was wondering about the bank subject. I was really thinking to open a bank account
in Poland because my actual bank told me that is not advantageus to recive a salary in zloty on it.
I was thinking to open it in poland so I can use it just for my permanence in Warsaw.
Is there anyone who can tell me wich is the best bank? Thank you
overrisk99 - | 4
6 Aug 2012 #146
Merged:How to apply a bank account "online" in poland by a foreigner

How to apply a bank account "online" in poland by a foreigner without a visa

I have a passport, a polish address ('my friend)
Zman
6 Aug 2012 #147
Go to a bank. Open an account. Period.
overrisk99 - | 4
6 Aug 2012 #148
Zman

lol from aoutside of poland not in poland!
bullfrog 6 | 603
6 Aug 2012 #149
a polish address ('my friend)

The 'polish address' must be yours, not that of a friend
irishguy11 6 | 157
6 Aug 2012 #150
You do not need a Polish address to open a bank account in Poland. I opened a account in BZWBK while a resident of Ireland. The bank clerk told me that they would put the address of the branch as the address for all mail, while the bank would know that I did not reside in Poland at the time.


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