pantsless
17 Jul 2012
Life / Free Poland Health Care - Paying minimal to no Zus [105]
Like someone mentioned, you can set up a one-person company and pay about 450zl for the first two years which would cover all three of you, it's not a bad deal really. But then your ZUS payments are jacked up to the normal rate (970zl or so).
Nonetheless, the entire NFZ system is in such a state of disrepair you will be going to most doctors privately, maybe not to your family doctor ("doctor of first contact") but certainly to see an ob gyn, pediatrician, orthopedist...etc. There are a number of private health insurers that offer decent medical care with most specialities covered and zero or short wait times, but which does not include hospitalization or cover serious long-term diseases. That's why I have both.
NFZ for accidents, amublances, hospital stays, and I dont know, chemotherapy and heart surgery. Some priv health insurers do offer hospitalization/surgery but its quite expensive, others offer "perks" like a private room or a private nurse.
Priv health insurance for day to day stuff like the flu, back pains, broken leg and most important, preventive medicine. My biggest beef with Poland's public health care is the absolute lack of preventive healthcare, i.e., no annual blood tests, urine samples, and all that routine checkup crap that is considered barebones standard in western countries. My insurer/doctor just scheduled a round of chest xrays, full blood tests, urine tests, and some other tests/analyses just as a routine control and had everything done in a period of two days.
Is there a way to get free healthcare or pay minimal zus?
Like someone mentioned, you can set up a one-person company and pay about 450zl for the first two years which would cover all three of you, it's not a bad deal really. But then your ZUS payments are jacked up to the normal rate (970zl or so).
Nonetheless, the entire NFZ system is in such a state of disrepair you will be going to most doctors privately, maybe not to your family doctor ("doctor of first contact") but certainly to see an ob gyn, pediatrician, orthopedist...etc. There are a number of private health insurers that offer decent medical care with most specialities covered and zero or short wait times, but which does not include hospitalization or cover serious long-term diseases. That's why I have both.
NFZ for accidents, amublances, hospital stays, and I dont know, chemotherapy and heart surgery. Some priv health insurers do offer hospitalization/surgery but its quite expensive, others offer "perks" like a private room or a private nurse.
Priv health insurance for day to day stuff like the flu, back pains, broken leg and most important, preventive medicine. My biggest beef with Poland's public health care is the absolute lack of preventive healthcare, i.e., no annual blood tests, urine samples, and all that routine checkup crap that is considered barebones standard in western countries. My insurer/doctor just scheduled a round of chest xrays, full blood tests, urine tests, and some other tests/analyses just as a routine control and had everything done in a period of two days.