Law / Common practice when test driving a car from the sellers perspective [4]

Asking for ID is fine. Asking for a deposit would be a dealbreaker to most Poles

Off-Topic / Stock Market and Trading Talk [1011]

My brokers fees - half a percent to buy, half a percent to sell. Polish tax 19 percent on any realized gains

I will let my stocks do the talking LOL - we can return to this in April

Off-Topic / Stock Market and Trading Talk [1011]

Hey - think it's time for a 6 month check on our tips

JR

Devon +4 percent. Not bad - matching inflation and generally moving up
Apple -10 percent. Coming back from some heavy losses but I am pessimistic about Iphone sales, product is overpriced.
Li Auto. -27 percent. Coming back a bit but this one is a disaster, the 59th of the 61 stocks I own.

CMS

Schlumberger. +53 percent. I am getting a reward for years of patience
Dexcom. +29 percent. Thank my broker for this one, i had never heard of it, but there is money in diabetes it seems
Siemens +29 percent. Russia's defeat has pushed this one up as I expected
Pekao +24 percent. The best of the Polish banks, but that's not saying much
SAP. +21 percent. This had been oversold, big installed base and good revenues
Linde +7 percent. Ok but down a bit recently and has scrapped it's German listing
General Dynamics. +1 percent. A real disappointment
Costco. -7 percent. Surprised at that but holding on to it.
JMD Biedronka -10 percent. Results are good but stock seems depressed like most Polish retailers.

6 months to go. JR's results are not disastrous but certainly not good.

Mine are Ok - 1 superstar, 4 comfortably beating the market, a few average and 2 in the red.

News / THE ARMY OF POLAND - THE REALITY [493]

Russia is not a stronger neighbor. They are drunk and noisy neighbors but with a pathetic army

USA, Canada / I want to make a bank transaction to a Canadian bank [3]

Other things I have been asked for are the IBAN and the BIC number

The iban is usually the swift and the bank code joined together but I don't know if that is the case in Canada

Real Estate / Is my water bill too high? [11]

If he can't give you a bill for oct - December then just tell him you will ignore the whole bill

It's just as logical that you pay zero as paying all of it

He is not going to kick you out over a few hundred zloty and the law is on your side

Real Estate / Is my water bill too high? [11]

Obviously whatever happened before October is nothing to do with you.

Cost per sqm is about 1.50 a month so in a big flat then yes it could be 150 a month.

But if he told you it's without bills and you have a contact there is not much he can do

Real Estate / Cost of real estate in Przemysl [3]

Method 1. Check on Otodom the price of comparable apartments and knock off 15 percent. Then divide by number of sqm

Method 2. Find out the typical month rent in Przemysl for that type of apartment. Take 85 percent of that, multiply by 12, then divide by 0.06. Then divide by number of sqm

Law / Testaments (Wills) in Poland - leave people specific things or only percentages/fractions? [6]

No - the siblings and their kids only have rights if you die without making a will

I think your own kids have rights if you make a will but disinherit them

But there are two simple solutions

- marry your girlfriend and then you can name her as the heir

- if you are citizen if another EU country, you can nominate your will to be under those laws.

Law / The right to own guns: would you support such legislation in Poland? [2237]

Last year I flew maybe 50 times. I didn't take a parachute once.

I said option 1 - run, option 2 fist fight. But escalating a situation with a gun might mean a worse injury or innocent people getting hurt - in fact there have been several such incidents in the UK where gun crime is getting worse.

Law / The right to own guns: would you support such legislation in Poland? [2237]

What are the chances of a knife wielding junkie spending 6 zloty on tram fare to come to my quiet suburban street ?

If he did and he was "high" then I would run away. Or if it came to a confrontation then I would feel more confident with fists and kicks than I would firing a gun

And besides I wouldn't be walking around town with a loaded gun on me - you can't even do that in lots of US cities

There are occasional drunks and junkies in the city center but there are also police, Straz and other passers by. A knife wielded would be quickly arrested

Law / The right to own guns: would you support such legislation in Poland? [2237]

So when you have the "home invasion", you first need to go to the safe, in the dark and unlock it?

Law / Debt in Poland - inheritance after relative death? [14]

You are a Polish citizen ?

Law has changed recently and you are only liable up to the value of the inherited assets

Not sure about if the rules changed about how to renounce but you used to be able to do that at the Polish consulate - if you speak Polish then call and ask

Life / Do Polish women dislike Asian women? [14]

They do that to other Polish women too :) don't worry about it - they can be competitive, and very protective once they have a boyfriend

Food / Where to buy napisco Oreo Biscuits in Warsaw [15]

Yes we have them - plus all the ice creams, limited editions, milkshakes etc :)

Law / How do I verify a Polish company's existence? [249]

These are the details. He is indeed listed as owner

aleo.com/pl/firma/people2connect-spolka-z-ograniczona-odpowiedzialnoscia-poznan

Be careful wiring your money

Life / Poland's feelings on glorified vaccinations [81]

I have had them twice in the last 20 years. Don't know if they worked.

Love / I'm an Asian girl. Polish boyfriend has never kissed me, but I'm in love to him. [13]

I agree :) grab his hand, hold it while you walk and tell him that feels nice

He will get the message

Travel / Food hygiene in restaurant New Delhi in Wroclaw, Poland [4]

Strange way to spell Emilia

Law / Old Polish money banknotes - what's their value today? [415]

Could be genuine but I think they stopped making those in 1941.

The value is very low - less than 5 dollars on Polish auction sites

Life / Nightlife in Poland [16]

Warsaw
Lodz or Poznan
Katowice

Life / Could not pay loan for 10 month [3]

90k what ? Zloty or Euro ? Is it a Polish bank ? What is the collateral on the debt - a car ? A house ?

If you are in Poland, The basic position is you legally have to pay the whole debt. So a lawyer etc will just be a waste of cash. Best is to arrange a realistic repayment schedule with the bank.

Work / Moving to Poland, Working for a UK Company [34]

Are you an EU citizen ?

If not then you probably will need a work permit

There will be some tax issues and some set up admin but they can be ironed out

News / What should Poland do with the problem of Belarus? [1800]

Oh wow, once again a remarkable piece of bad luck - the foreign minister of Belarus died suddenly the day before he is due to meet old liver face Lavrov

Work / Moving to Poland, Working for a UK Company [34]

No - you are in Poland about 50 days a year and it's clear your center of life is in the UK. Don't worry about it.

News / The Baltics states rely on Poland as their main defender against Russian aggression?? [213]

They can drink their oil. The price should be zero

I think it's only Hungary that has done nothing to diversify their supply - they can go to hell and sort themselves out

History / Future of Kaliningrad Oblast - is it possible to annex by Poland or will it become an independent country? [146]

Yes but the people who live there will have even more depressing lives. Nobody will invest there so the only employer will be the Russian state, which has no money.

Finland and Sweden joining NATO makes the Baltic fleet just as useless as the Black Sea fleet.

I think one solution would be to turn the Baltic fleet into gambling and party ships for Scandinavian tourists. That would generate a bit of cash.

Law / Old Polish money banknotes - what's their value today? [415]

They are useless - worth 28 cents rather than 2.850 dollars

History / Crazy 1990s in Poland - transition from communism to capitalism - stories [111]

Quite a few big business started off that way - like CCC which now sells about 50 million pairs of shoes a year !

My neighbor sold bathroom fittings that way - got them from Germany and drove back through the night to sell them. Now a millionaire with a large bathroom business

Real Estate / Can a German Citizen buy a piece of Land to build house in Poland? [14]

Yes but that can be a rather time consuming process. There are big delays in most of the government offices at the moment.

As well as a notary you will also need to make sure you have the up to date Geodezja documentation. Also note that if your partner wants to build any structure on her garden then that will be much more difficult if the plots are separated - there are limits on footprints and his close to neighboring plots etc.

Honestly might be quicker and cheaper to put a ring on it