Law /
How long takes a bank transfer in Poland? [12]
1.1. How long does a bank transfer takes between accounts of the same bank?
1.2. How long does a bank transfer takes between account of different banks?
Between accounts of the same bank should be instant or almost instant (depends on which bank and what software they use). Might not always be the case though for transfers between savings/loan accounts to a current account though (again depends on the bank).
Between different banks can be within the same day but again depends on which bank and what time of day you execute the transfer and what currency. It all depends on how often per day a bank applies to its accounts the clearing files of transfers they receive from ELIXIR. Some banks apply these payments multiple times during the day and some just once.
There's a legal requirement for Direct Debit payment requests to be sent from one bank to another and the receiving bank to send a rejection back ( if non sufficient funds) all within the same day. So you can see from this that all banks must be able to transfer funds to another bank within one day.
p.m me for more details.