Real Estate / Best Mortgage Lender in Poland? [25]

As long as the Polish government will not regulate and pass bills to protect naive consumers from bank sharks, Poland will still be a land of Savage Capitalism .

News / HIV infected Nigerian has bitten bus ticket's controler in Cracow! [56]


Hateful and stupid comment typical of the white trash.

UK, Ireland / Polish girlfriend is trying to claim working tax credit [12]


Sorry,No offense Master but you seem to be manipulated by this woman who takes advantage of you and might only be with you because you pay the bills.

You will not be happy with her,so just consider saying DO WIDZENIA to this woman.

Real Estate / Best Mortgage Lender in Poland? [25]


Naive consumers are not necessarely stupid ,were you never abused by some phony promises or ripped off?

Look at the Madoff victims, thousands of them among whom some very very clever people!

Real Estate / Question about Czynsz (Building maintenance fees/utilies) in Poland [129]

The Czynsz /utilities system is absolutely not transparent and crazy in Poland and it has to change!
I am a landlord and i pay my Czynsz( i include it in the tenant 's rent for less bureaucracy and because i rent for 1 year max) but there is no way for me to check that the woman who is "the administrator" of our residence charges in an honest way what each person owes for water, building electricity, building cleaning, Building repairs etc.

HOW COME WE DO NOT HAVE ACCESS TO THE OFFICIAL INVOICES from TAURON'(electricity)?
HOW COME We DO NOT KNOW WhAT THE OTHER RESiDENTS PAY BASED ON THE SQUARE METERS OF THE APARTMENTS?

This Administrator also owns some apartements in our buildings herself and there is no way to know if she is herself paying what she owes !!!

( not to mention that she was a former employee of the developer who built our flats and suddenly became administrator whith her own business, seems that pretty anyone can incorporate as a company dealing with Czynsz in Poland!)

She just sends her invoices and that's all she might just aswell charge me any amount she wants because apart from the water consumption which i can check with the meter, there is absolutely nothing i can control .

I was never ever refunded for any thing i might have paid too much in the Fundunsz remontowy.
Crazy.and a rip off.

Real Estate / Property-deal-in-Poland-fail-ripped off [9]

yes of course, hundred of off plan property buyers were screwed by mafia developers from 2004 up until now ( have you never heard of Leopard SA and Bud Mar Investment in Krakow?) they got the buyers money and never built the promised flats or tremendously increased the prices which were supposed to be warranteed to buyers)

The Polish goverment is not protecting consumers at all. Polish Justice is a joke when it should defend victims and not predators like developers.

it means endless legal fights and those who do not have money to get lawyers to defend their rights lost and are loosing everything without beeing able to do anything.

Typically the developers show beautiful layout of the Real estate projects and great web site, they make you pay intallments with the signature of a notary act which is crap but looks offical and buyers think they are protected but then the developer is not obliged to build anything really or will take ages to complete the project and will not agree to sign the final act of purchase unless the clients pay extra money!

I have Polish friends who bought a house with Bud Mar Investment paid 700 000 zl in Myslenice in 2007 , all they got was 4 walls on the ground!

She and her husband fought in court but gave up and agreed to pay extra money because Polish justice did not defend them.

So it is important to avoid buying off plan property in Poland until there are laws preventing dishonest developers to abuse clients.
I believe things will improve but i don't know when, never heard of a developer who was put in jail for years and had to pay back the abused clients.

The Jersey Polish murderer should have turned his anger against his developer instead of killing his whole family.
So yes, how can Polish Justice allow that people can loose all their money savings to Polish mafia developers?

Real Estate / Question about Czynsz (Building maintenance fees/utilies) in Poland [129]

Thanks Delphiandomine for your advice( is there a Polish law saying that these bills should be available upon request ?) but we had no choice , i do not have a contract with this administrator she is the one who is in charge of our residence ,all the flats are in the same situation.

I suppose her contract is renewed every year by the co owners board but i never received any invitation to those meetings.

I am not speaking of my own electricity bills which i receive for my private apartment but about the building staircase electricity.

Also delphiandomine , many Poles i know who live in Krakow are in the same situation but far more accepting than i am . If they receive a bill they just pay assuming all is in order and official.They don't seem to question their Czyncz cost.

I am not complaining about how the buildings are beeing managed in terms of cleanliness,etc it is just that i would like to see like in Germany France Uk US the year budget forecasted for the maintenance and how it is split among owners and the official bills from suppliers of the building.

Do you know what i mean ?

Real Estate / Property-deal-in-Poland-fail-ripped off [9]

I am not speaking about real estate speculators or financiers buying to resale properties and make mega profits, i am speaking about normal buyers who buy something pay for it and are beeing screwed ,if it is their own fault ok , it is the law of the jungle ,ok but then what is Polish Justice and Justice in general for ?

Aren't the stupid Madoff investors eventually refunded and taken care off and the old crook in jail forever?

No ,buying an off plan property is not lunacy everywhere.

Real Estate / Question about Czynsz (Building maintenance fees/utilies) in Poland [129]

Thanks delphiandomine I will contact some other owners since the administrator never answers my emails or she says yes but i never get these documents.

Real Estate / Question about Czynsz (Building maintenance fees/utilies) in Poland [129]

Thank you so much to you both Delphiandomine and Inkrakow , this is a tremendous help for me that there is a law i can use as a reference .

USA, Canada / What do Poles think about drinking raw milk? In America, unpasteurized milk is PROHIBITED. [49]

Tlum
Raw milk is delicious but if you have a doubt or think it risky you can always boil it for 2 mns..

Life / For all the black people living in Warsaw, where do you get your hair cut? [39]

[quote=Louis001] a question to all the black people on this site living in Poland. Where do you get your haircut ([/quote

That's a very good idea for a new Business in Poland. There are no hairdressers specialising in African haircuts yet ( some of them-amazingly beautiul- requiring - or 7 hours of work, usually for women) but just opening one salon let's say in Warszawa would be very successful and useful for the few black people in Poland.The only problem would be to find the hairdressers who have skills and training for the different haircuts Black people can have.

Law / An Unpaid Fine For J Walking Issued By Police In 2007. Still on my record? [15]

sobieski
Strange, how did the tax people know about you bank account and threaten to block it?

Law / Is running a business in Poland very profitable? [33]

al111

He must only work a few months per year then or freeze his feet during Polish Winter..

I agree that clothes are super expensive in poland compared with other countries.
A Polish friend of mine told me he got 2 euros tee-shirts of great design and quality in Vienna.
If Austria can be cheaper than Poland ......

Travel / My trip to Krakow and its ups and downs. [70]


Yes and what's more kevend have you ever heard of White Trash ? It is everywhere in Western and Eastern Europe , SA and in the US.

It is unfortunate but one cannot judge a whole city and country when meeting skinheads...

Genealogy / How common is it for other people of Polish origin to discover they are actually Jewish? [127]


I agree 100% Poland would be much better if the Nazis had not exterminated most of them.

There were over 3 millions of Jewish Polish people in Poland before the 2nd world war so of course a lot of people must have some Jewish roots.

News / Polish publicly-funded pre-schools have put up their prices [7]

Do you realize that in Poland,your taxes are peanuts compared with other European countries', so what do you expect ?

The Polish State has no money.

Everything is becoming private like in the UK and what is still state owned is struggling: Hospital, Education etc
If Poles were taxed like in Denmark or in France everything would be partially subzidized by the State but their disposable income would be very little .

Life / Buying or selling a laptop in Warsaw? [26]

no there are not great and Dell Customer Service is crap.

Real Estate / Poland's apartment prices continue to fall [1844]

Besides, unless renting is really expensive like in the UK there is no incentive to buy property : in Poland a long term monthly rent equals to the price of 4 nights at a London or Paris B&B but buying property now in Krakow is more expensive than buying in Montpellier,Toulouse, Berlin, Galway,etc...

Real Estate / Poland's apartment prices continue to fall [1844]


Exactly an average rent between 1600 zl and 2000 zl a month buys you a four nights in London and in Paris but certainly not at a four stars hotel ,sorry!

Really a four stars hotel in London for 50£ per night you say? Please do share your tips and adresses about those 4 stars hotels in London , we would love to go to...

Love / POLISH GIRLFRIEND WONT PAY HER WAY [127]


Come on Seanus, you ll benefit too from your new windows ,new doors and anything you invest in your home! What else would you use your money on? Lol

Traditionally women will take care of the groceries, their clothes , kids ' stuff and whatever is not considered "a big investment" in lasting goods, husbands take care of lasting goods usually don't they?

Real Estate / Poland's apartment prices continue to fall [1844]


I agree 100% but as i said one can live in Krakow and rent a place instead of buying it because it is much cheaper than in a lot of places in Europe but buying in Krakow ,Warsaw is more expensive.

In my opinion, it is not worth buying a flat or a house if it means paying more for property than in Berlin, Montpellier ,Sevilla etc

Real Estate / Poland's apartment prices continue to fall [1844]


That's why when prices are so inflated as in cities like Krakow or Warsaw and you risk beeing burdened all your life by heavy mortgages ,the best might be to rent while you are working and buy a nice and cheap place in a smaller town or in the country side to retire .

You can find nice houses for less than 300 000 pln in Poland but not in Krakow or Warsaw...

Love / POLISH GIRLFRIEND WONT PAY HER WAY [127]


I as wondering,Are there any prenup contracts in Poland?
The sorts that distinguish the possessions of the wife or the husband ?
Let's say, if someone who owns a house gets married to someone who does not and they later decide to split , the value of the house does not have to be shared.?

Work / JOB in Wroclaw for a Business Student fluent in ENGLISH/FRENCH/RUSSIAN/ROMANIAN [56]

Al111 why such an offensive and idiotic post against elenacovalciuc who is looking for a job? You literally called her a liar but you don't realize that people who can speak several languages would not lie since any prospective company needing a tri lingual employee would discover at once if the employee is fluent or not!


Al111, we are not interested in knowing what languages you speak or not, learn how to write properly first instead of making nasty comments to someone who is asking for help.

Life / British working communities in Poland [12]


Before the Recession in the UK,a Pole going to work abroad was always an immigrantno matter he/she is a European .
Before the recession in the UK, a British going to work in Poland was an expat no matter he/she is familiar with Polish language or culture.

It seems that things have changed and British companies are not sending loads of executives because they can find excellent managers or local top executives in Poland and save money.

So in my opinion the British communities in Poland are mostly composed with British relocating to Poland for love or relationships reasons and they tend to immerse and melt in Polish society without getting too much together like in the old days of the Honk Kong Gentlemen club or during the days of the Crown Colonial Empire .

Real Estate / How to find a flat in Warsaw [9]


No it is not.Just post an ad on Gumtree Warsaw in English (using google translate ) with your specifications, location , rent period and budget + your email and for sure if someone has anything you will be contacted .

A lot of people speak fluent English in Warszawa, no problem.

Life / The Blame Game (Have you ever noticed that a Polish person is never wrong!?) [205]


I disagree, I think that Delphiandomine loves Poland but he is not a Nationalist .
My Polish friends also critisize Poland for the same very aspects Delphiomine does when he describes the PIS voting Idiots, Polish Bureaucracy etc.

Law / Foreign bank interest and Poland taxt office - ensure you declare gross interest accounts [3]

I don't get it.Did you have an account in PLN ?

Law / Why is US $ getting so high or Polish zloty falling? [60]


Right. I would be interested to know the amount invested in Poland
1) By the Euro Zone
2) By The UK
3) by The USA

I read somewhere that France was the biggest investor in Poland( Carrefour, Leroy merlin, Auchan, Castorama,) but i am not sure