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12 month car insurance for cars on UK registration


plaviator  1 | -
13 Oct 2025   #1
I saw in the archives that some time ago that someone had found a broker in the UK who offered to insure UK registered cars insurance with European cover for an unlimited period. Saga used to do this but no longer do
Does anyone know if this is still available at a reasonable cost?
Ron2
13 Oct 2025   #2
It used to be easier/possible before the UK left the EU. Now it's not that easy. Still, 12 month is considered long term; you could likely get something up to 3-6 months as a traveler, but more than that may not be possible at this time.
Feniks  1 | 1064
14 Oct 2025   #3
Does anyone know if this is still available

This company offers cover for up to 365 days. Price will depend on your car and driving history:

sterling-insurance.co.uk/european-car-insurance/

Saga used to do this but no longer do

They still do with Saga Select or Plus levels of cover:

saga.co.uk/car-insurance/eu-cover?srsltid=AfmBOorfH4arBiGWistOXSMOtFC9I4b8wXc5K_mLiVl84Io6ycQ471y0
Lazarus  4 | 708
16 Oct 2025   #4
They still do with Saga Select or Plus levels of cover:

But they'll want the car taken back to UK every year for an MOT. Also, I think that residency permit holders can't drive foreign registered cars here for more than six months.


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