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TBS real estate in Poland

rt3d01 3 | 6
26 Jun 2019 #1
What are TBS real estate, what are the advantage and dis-advantage can foreigners purchase these real estate?
mafketis 37 | 10,880
26 Jun 2019 #2
nb I haven't kept up with them, so this might be dates.

I don't know if foreigners are eligible for TBS, but at least one big down side is that you can't sell it, you're essentially purchasing lifelong residency for the price of a down payment. And the czynsz tends to be high.

They served a purpose for a time but I'm not sure how attractive they are now...
OP rt3d01 3 | 6
27 Jun 2019 #3
Ok, that is good to know, why is the czynsz tends to be high, since you are essentially puting a down payment
mafketis 37 | 10,880
27 Jun 2019 #4
why is the czynsz tends to be high

the czynsz is high because it helps to go toward the price of building new TBS buildings (IIRC)

again, my knowledge might be out of date so don't take it for gospel and do check with other sources...
pawian 223 | 24,583
27 Jun 2019 #5
A foreigner can purchase TBS property, it is not restricted.

More on this site describing a situation when a tenant wanted to sell her TBS flat to a foreigner and couldn`t because they didn`t have an income statement.,39,p.html
terri 1 | 1,663
28 Jun 2019 #6
I read that article with interest. It is easier for a foreigner to buy a flat/house which is privately owned.
pawian 223 | 24,583
28 Jun 2019 #7
privately owned.

I suppose it is a situation described by the OP, TBS used to be popular about 10-15 years ago, I am not sure about it now, most deals in the market might be private sales.
delphiandomine 88 | 18,116
12 Jan 2021 #8
I am not sure about it now

Still happening, though there are some problems relating to the management of them. I've seen an article a few weeks ago about one President that embezzled a significant amount of money from the TBS company, as people had to pay sky high administration fees to fund his lover's lifestyle.

I'd be very wary about taking a property in one of those investments unless I knew for sure that the management was efficient and effective.
pawian 223 | 24,583
12 Jan 2021 #9
There is still a deficit of apartments in Poland and 30% young adults have to live with their parents for too long a time. 10-15 years will pass till we reach Europe`s average.

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