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Posts by Lazarus  

Joined: 19 May 2020 / Male ♂
Warnings: 1 - T
Last Post: 29 Jun 2025
Threads: 3
Posts: 375

Speaks Polish?: No

Displayed posts: 378 / page 1 of 13
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Lazarus   
29 Jun 2025
Off-Topic / Random Chat Thread [544]

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Lazarus   
12 Jun 2025
Off-Topic / Stock Market Talk and Trading - part 2 [502]

Each quarter I will donate 150 zloty to a charity of choice for the winner of that quarter.

That's very generous of you! In the unlikely event I win, please donate to Warsaw Seva (I'm sure you know Tony from his Tandoor Palace days).

AMZN - 216
TSM - 207
AMSC - 33
IDCC - 227
BROS -73
HOOD - 73

And today:
AMZN - 213, down 1.5%
TSM - 214, up 3%
AMSC - 29, down 13%
IDCC - 221, down 3%
BROS -71, down 3%
HOOD - 74, up 1%

How does the Michigan Mystic do it?!
Lazarus   
9 Jun 2025
Off-Topic / Stock Market Talk and Trading - part 2 [502]

Anyway ref's decision - percentage gains, no currency adjustments.

Fair enough. I don't pretend to know enough about FX drivers to assess based on them anyway (although the US dollar might be in for a hard time over the next year and a half).

Was quoted 1.49% for an Irish based S&P 500 tracking ETF last week. Might be available cheaper but that was the third bank I had checked.

That does seem high for a passive tracker. Have you checked what mBank can offer? I know it's possible in theory to put IKE and IKZE funds into ETFs. If I have time (and remember), I'll check how one does that. I usually like to get my contributions in nice and early in the year, so will have a while until the 2026 contributions can go in.
Lazarus   
9 Jun 2025
Off-Topic / Stock Market Talk and Trading - part 2 [502]

you want to choose one currency to be measured in.

Interesting question. How do you want to run this? I'd be thinking that this is Polish forums, so we should base the contest in PLN. How about everybody gets six lots of PLN 100,000, exchanged into whichever currency their chosen shares/units are sold in at the NBP rate on the start date and then on each measuring date the value of their shares/units is converted back into PLN? So with WIG 30 at PLN 3,543.56 I'd get 28.217 units in that, with SMI at CHF 12.366,17 and CHF 1 = PLN 4.55 I'd get 1.7773 units in that and so on. Then on measuring day I'd get the SMI times 1.7773 and that CHF amount converted into PLN at the NBP rate for measuring day.

a 1.5% handicap that reflects the typical cost of holding an index fund for a Polish resident.

Is it that much?! I must admit that I don't read the fine print as carefully as I probably should.

Edit: is it really 1.5% for a passive tracker? I just checked the fine print for Goldman Sachs Akcji CEE (invests min 50% in Polish stocks and the rest in CEE stocks) and that's 1.9% admin fee (admittedly plus a performance fee of up to 20% of the gain).
Lazarus   
9 Jun 2025
Off-Topic / Stock Market Talk and Trading - part 2 [502]

I will put all of these on a spreadsheet next week, after Ptak gives us his choices

Can I have WIG 30, SMI, SPI (yes, I know), S&P Asia 50, STOXX Europe 600 and S&P 500?
Lazarus   
9 Jun 2025
Off-Topic / Stock Market Talk and Trading - part 2 [502]

I posted several single stocks that beat the S&P only to be mocked and diminished.

You were mocked for crowing about fantasy investments in stocks that had gone up by less than the S&P 500. Then you were mocked for claiming that you'd sold your shares and bought exchange-traded funds (people buy units in ETFs; if one person owns all of a fund, it can't be an exchange-traded fund). And then you were mocked for boasting about Tesla shares going up when you'd said months previously that you'd sold all your Tesla shares.
Lazarus   
21 May 2025
Off-Topic / Pop A Cork - Wine [396]

it always has tonic, ice and lemon, sometimes a dash of angostura, in it.

I much prefer gin neat. But for that it has to be good quality. I really the seaside-influenced gins. Edinburgh Seaside is good if you fancy trying one of those. If you like that, get a bottle of Hills & Harbour, then a bottle of Harris. All those are at Lidl (at least winnicalidla anyway). I also like the Old Tom process gins, Cotswold Distillery do a particularly good one of those. If you want something closer to a classic gin but with a twist, Roku (Japanese gin) is very good, delicate and citrusey; but I'd stay the f*ck away from the Roku Sakura Blossom edition!

But I am with you when it comes to the flavoured gins, such as the ones that Whitley Neill make. Those are generally terrible (although the rhubarb and ginger from Edinburgh Distillery is surprisingly good).
Lazarus   
20 May 2025
Off-Topic / Pop A Cork - Wine [396]

The Polish Lubuski gin is apparently very good.

It's absolutely terrible. And gives biblical hangovers if you're foolish enough to have a second glass on the basis that it can't be worse than the first.

The only Polish gin I've had that I'd drink again is 24 Herbs Gin and that one is very much only to drink with tonic.

It's drinkable and cheap.

You're half right there. Well, if one takes the approach that all liquids are drinkable once, you're completely right.

No, they tend to drink vodka, fruit flavoured 'wines' or nasty american 'whiskey'.

Round here they're all on "Special Hard". I doubt you've seen it, as it's a Dino exclusive, but it's 12% (yes, twelve percent) and 3.99 for 500ml. Not a recreational drug.
Lazarus   
13 May 2025
Off-Topic / Pop A Cork - Wine [396]

Auchan has better French wines.

Maybe, but Auchan not only still runs supermarkets in Russia, it actively supports and funds the Russian invasion of Ukraine, so I'm not buying anything from them under any circumstances.

I would advise against trying Rossmann for wine ! They are great at what they do, but wine isn't one of those

Gin from Zabka is also a terrible idea.
Lazarus   
12 May 2025
Off-Topic / Pop A Cork - Wine [396]

Lidl

If you're going to Lidl anyway, you might as well order a few bottles from WinnicaLidla.pl. It's all click and collect. Decent range of wine (although less good than a few years ago), with a better selection of whisky (well priced too). Probably the best selection of gin in Poland.
Lazarus   
7 Apr 2025
Off-Topic / Stock Market Talk and Trading - part 2 [502]

I doubt I beat the S&P most years, though I did in 2024.

Can I ask why you bother? Why not just buy units in passive tracker funds?
Lazarus   
26 Feb 2025
Feedback / Who deserves to inherit Polish Forums? [344]

An active user may be defined as someone who actively visits the site and reads the contents.

That would be a passive user.
Lazarus   
25 Feb 2025
Feedback / Who deserves to inherit Polish Forums? [344]

How many registered users does PF have

A better question is how many active users does PF have. What percentage of registered users have made say ten posts in each of the last three months? And also, what percentage of posts are made by the 20 most active posters? An active user may be defined as someone who actively visits the site and reads the contents. If someone goes to a park and sits on a bench as opposed to walking or socializing with other people, should that person be counted as a park goer or not. I guess it's up to one's definition.
Lazarus   
8 Jan 2025
News / Will Poland help defend Greenland against US Imperialism [333]

Quoting

Who are you quoting there? You say "Despite Carroll's claims that Trump had raped her, they noted" but who are "they"? I wonder why you didn't quote the full article. Perhaps because it says this:
After Donald Trump was found liable for sexually abusing and defaming E. Jean Carroll, his legal team and his defenders lodged a frequent talking point.
Despite Carroll's claims that Trump had raped her, they noted, the jury stopped short of saying he committed that particular offence.

washingtonpost.com/politics/2023/07/19/trump-carroll-judge-rape/
Ah, so, Trump's lawyers are the ones who claim he didn't rape her.

And let's quote more from the article you didn't link to:
A judge has now clarified that this is basically a legal distinction without a real-world difference. He says that what the jury found Trump did was in fact rape, as commonly understood.

And a little more from the judge:
The finding that Ms. Carroll failed to prove that she was 'raped' within the meaning of the New York Penal Law does not mean that she failed to prove that Mr. Trump 'raped' her as many people commonly understand the word 'rape

caselaw.findlaw.com/court/us-dis-crt-sd-new-yor/114642632.html
Lazarus   
8 Jan 2025
News / Will Poland help defend Greenland against US Imperialism [333]

Who was the judge

Lewis A. Kaplan

what did he say while adjudicating Trump's case of rape

The jury are the ones who found that Trump raped Ms Carroll. But if you want the judge's exact words on the topic:

the jury implicitly found, that Mr. Trump deliberately and forcibly penetrated Ms. Carroll's vagina with his fingers, causing immediate pain and long lasting emotional and psychological harm.

caselaw.findlaw.com/court/us-dis-crt-sd-new-yor/114642632.html
Lazarus   
8 Jan 2025
News / Will Poland help defend Greenland against US Imperialism [333]

The new regent wants to expand the US in several ways

Yes, but he wanted to be faithful to his wives, he wanted to be a successful businessman and he wanted to run a university that gave a quality education, and look how well all those worked out.

The regents jester, the worlds richest man, has also been **** posting about European leaders including lies about supporting rapists.

Ironic, given that the moron-in-chief is an adjudicated rapist.
Even more ironic given that the jester has been banging on about illegal immigrants despite himself being an illegal immigrant.
Lazarus   
3 Jan 2025
News / Years of Poland in the EU - assessment of pros and cons [1199]

I would kindly suggest to Poland to start packing and run out of the EU while still there is time.

No thanks, Poles can see what happens to countries that are unwanted by the EU: they end up sucking North Nigerian balls, e.g. Serbia.
Lazarus   
3 Jan 2025
Off-Topic / Music Thread - part 2 [855]

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Lazarus   
3 Jan 2025
Travel / About cars, electric and combustion in Poland. [158]

I would never have another Mazda. That was another of my disastrous buys :(

What put you off Mazda? I've had three and they've all been great (apart from the rust in certain places that MX5s are famed for). Will soon be looking for another one (there's nothing wrong with the one I have now but it soon won't meet the requirements for the local "clean air" zone). My mother had a couple of Mazdas too, one of which is still running around (now driven by one of the in-laws) at the age of 26.

Sadly, yes.

It's a real pity about the engine in that generation of Minis. I'd quite like one of the five-door Clubmans (the one with one door on one side, two doors on the other and two doors at the end) but they come with either that sh!t engine or a diesel that doesn't meet the requirements for the local "clean air" zone.
Lazarus   
2 Jan 2025
Travel / About cars, electric and combustion in Poland. [158]

the terrible BMW engine where the timing chain is constantly breaking and killing the engine

It's technically a joint BMW / PSA Peugeot Citroen effort, and the timing chain is just one of the numerous things that cause the engines to go bang, but in general you're bang on the money. The N16 (pre-facelift Cooper S) is particularly bad. Apparently the later N14 (and, to a lesser extent, N18) engine is not terrible if it's looked after but the only way to know for sure if it's been looked after is waiting to see if it goes bang. We've got the first R50 in Poland and one of the last F54, and I'd like an R59 to go with them, but it'd need to be one with an engine that's gone bang that I'd put a crate engine into. Even then, it's a lot less hassle to just run a Miata instead.
Lazarus   
2 Jan 2025
Law / Gun control in Poland: should Polish people be allowed to own guns? [935]

some.... don't or don't want to realize that

Well, some Americans are so stupid they think people will be impressed by them claiming to punch nuns in the face. When people are that stupid, it's easy to see why they would want to always carry a gun. In fact, some Americans are so stupid they think people will be impressed by them claiming to have given narcotics and liquor to teenage girls until those girls are unable to fight off their sexual advances. Frankly those people should be given guns, as they're so stupid they're highly likely to shoot themselves and thus improve society.
Lazarus   
2 Jan 2025
Law / Gun control in Poland: should Polish people be allowed to own guns? [935]

It would be some kind of compromise.

Come now! It is the right of all free-born men to carry at all times an XM307. Next thing you'll be saying that we don't have the right to own an M29 Davy Crockett!

Can you get it into your tick skull that not every society dreams about guns all around?

My theory is that a great many American men believe everything they see on TV. So when they watch p0rn, they think it's a documentary and thus feel very under-endowed. To compensate for that they go out and buy a big gun. It's much the same reason why so many of them want to have huge trucks.
Lazarus   
2 Jan 2025
Travel / About cars, electric and combustion in Poland. [158]

I had a Mini Cooper before that but the engine went :(

Let me guess: that was an R56, right? I'd love to have an R59 (the two-seat soft-top from that generation) but that engine is just too unreliable to bother with.

Only Miata is smaller.

If you're talking about the hatchback Mini, the Miata is slightly bigger (but a Mini feels a lot bigger inside), although the very early Miatas are about half an inch narrower than a Mini.
Lazarus   
30 Dec 2024
News / European News and Poland Thread - part 4 [529]

You apply from where you are, not on the UK beach, and wait for the decision

No, there is no way to apply for asylum from outside the UK, you can only apply for it when in the UK. And there is no way to obtain a visa to travel to the UK in order to claim asylum.

How do you get of 999,000 scumbags who, btw, "lost" their docs so you don't know where to ship the mother fvckers

Those who fail in applications for asylum should be returned to whichever country they stated they are from. If that isn't actually the country they are from, well, no fault of HMG that the applicant lied.
I'd also condition UK most-favoured-nation trade status on countries agreeing to accept the return of failed applicants, i.e. if any country refuses to accept the return of failed applicants it automatically becomes ineligible for any UK-taxpayer-sourced funding and all products from that country or goods containing products from that country automatically attract punitive import taxes. And also any person connected with any member of the government and/or governing party of that state is automatically barred from entering the UK (including using diplomatic passports).
Lazarus   
30 Dec 2024
News / European News and Poland Thread - part 4 [529]

Just land and say "asylum"...

She can't claim asylum in the UK, she's British.

since stupid Brits admit thousands every month without passports and visas.

You mean the Brits comply with their legal obligation to accept applications for asylum and grant it in cases where it is appropriate. Why do so many of you neo-conned want to break the law every time it suits you?
Lazarus   
30 Dec 2024
News / European News and Poland Thread - part 4 [529]

Its probaly faster than waiting 8 months to see a doctor in England.

She wouldn't wait eight months to see a doctor in the UK. She's not resident in the UK and would have to establish residency in the UK before she would qualify for treatment by the NHS, which in her circumstances would take about 12 months from the day she moves to the UK.

she has to follow the normal process like all other citizens.

Exactly, she hasn't had her citizenship revoked, she just doesn't have a valid UK passport at the moment. Technically speaking she doesn't need a UK passport in order to be let into the country, she'd just have to convince the immigration official that she is entitled to enter the UK, which in her circumstances would be simple.
Lazarus   
27 Dec 2024
Law / Not too late for IKZE and IKE contributions for 2024 [2]

Just a reminder for those who pay their taxes in Poland that for 2024 you can still put up to PLN 9,388.80 into an IKZE. If you do and you pay the higher tax rate on at least PLN 9,388.80, you'll get PLN 3,004.41 back from the taxman.

You can also pay up to PLN 23,472 into an IZE. That gets you no refund from the taxman, but if you hold the money there until you're 60, you can collect your winnings without paying the standard 19% Belka tax that applies to other capital gains.