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Posts by cms neuf  

Joined: 12 Mar 2018 / Male ♂
Last Post: 1 hr ago
Threads: 1
Posts: Total: 2323 / Live: 1859 / Archived: 464
From: Poland
Speaks Polish?: Yes

Displayed posts: 1860 / page 23 of 62
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cms neuf   
15 Sep 2024
Off-Topic / Stock Market and Trading Talk [1011]

I'm not a DT - very rare for me to hold a stock less than 2 years. Taxes and fees are high in Poland on stock trading.
cms neuf   
15 Sep 2024
Off-Topic / Stock Market and Trading Talk [1011]

Thanks JR - I am reviewing my stocks next at quarter end. Will take a look. Problem is my wife gave me only one rule for investing our money - she has to have heard of the company, and 50 percent of our stocks must be things we use (apple, visa, orlen, nestle etc).

She does agree to a handful of midcaps though!
cms neuf   
5 Sep 2024
Work / 9000 gross salary in Warsaw? [18]

Good luck with the job - I think you will do fine on that money and get back on your feet. Might be possible to push that rent down a bit by negotiating - there are quite a lot of empty apartments and wannabe landlords in Warsaw right now.
cms neuf   
23 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Correct but a healthy supply of private capital through the stock market is certainly positive for the country.
cms neuf   
23 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

All parties have used boards of state owned companies to support their Partitocrazia - problem is that under PiS it went crazy, lots of appointees had literally zero business or management experience and were not just party loyalists but rather fanatics.

PO has swept them away efficiently but the new appointments are not always great, and of course the first job they have it to clear up 8 years of mess.

But yes logically there should be some opportunities for growth in the Polish stock market as I feel quite optimistic about the economy in general.
cms neuf   
22 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Yes - one way of looking at it. I basically stopped investing on the Polish market in 2015 when they started using all the profits as a piggy bank for PiS voters !
cms neuf   
22 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Well in that time the Polish stock market has moved 15 percent - blame it on Covid, PiS, Putin or whatever it's not been an easy time in this region. So that gain isn't great but no catastrophe.

If you have some spare cash you could always stick it on the US stock market or on a mix of German/french
cms neuf   
22 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

I think PPK only available if you are in formal employment - not if you are running a dzialalnosc or a Sp z o.o.

If you are on umowa pracy and think your job is secure then why not go with a PPK, I am sure it would pay off over a long period even if it looks marginal at first ? But you are better off talking or reading from someone who really knows about that :)
cms neuf   
22 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Santander - but mainly out of laziness, I am not good at shopping around for those things.
cms neuf   
22 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

How did you manage that ? Last time it was that price was about 20 years ago when SA still had currency restrictions. I tried to buy a few myself in Joburg but had to fill out quite a lot of declarations
cms neuf   
19 Aug 2024
History / What do Poles owe to Romanians? [16]

Allowed remnants of the Polish army to escape in 1939 and carry on the fight against the Nazis (and stopped thrm being murdered by Hitler's Soviet Allies)
cms neuf   
17 Aug 2024
Travel / Driving in Poland without a driving license? [4]

They are unlikely to come to your house if they were too lazy to arrest you.

If you are involved in an accident without a driving license then that is a serious offense - you might do jail time for it.

You are our guest here - follow our laws, take some lessons and get a license, just like we all had to.

Omg, I didn't realize this was one of Pawian's zombie threads.
cms neuf   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

News to me that you need monthly tax records of CFCs.

I am filing once per annum, form I think is called PIT-CFC and its a 2 page job. Certainly manageable if you have a genuine business in the UK (which in any case has a higher CIT rate than Poland right now, so no extra tax to pay ?)
cms neuf   
11 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Yes but there is obviously a difference when we are talking about kids (too young to work) or pensioners (already worked, many of them in the most difficult years of communism). I am not so fussed about the benefits as the fact that the taxes fall too heavily on small businesses
cms neuf   
11 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

That's not the problem here in Poland - unemployment benefit is very small

But there have been big increases in child benefits and pensions and that has meant increased taxes. Add to that inflation on fuel, higher wages etc and it's not an easy time to be running a business here.
cms neuf   
11 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

The storm before the storm !

I am not too heavy into tech stocks so I should be ok. Going to buy a few consumer stocks when I have some spare cash, but basically going to continue doing nothing. Concentrating on running my business for a while as been a rough 2024 so far - costs going up but difficult to pass in to my customers
cms neuf   
10 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Well that's been a strange week - I ended up about one percent down on my US stocks, about 1 percent up on Europeans. A good week to be on holiday !

Think there will be some falls over the next few months though. Seems like the market is not reacting negatively to a possible Kamala presidency which os good news.
cms neuf   
7 Aug 2024
Real Estate / Looking at land to purchase to build a house - big difference in prices? [3]

It is possible but not straightforward to see historical prices - you will need a Polish speaker to help you navigate the websites.

Reasons for difference might include

- connection to water and electric
- planning permission
- road access year round
- grade of the land if it is farmland
- configuration (if the plot is square or misshapen)
cms neuf   
31 Jul 2024
Travel / Bus in Kielce (schedule) [5]

If you are intending to doorstep the girl you have been chasing (from your previous posts) then think that through. It would be a huge surprise for her and maybe not a good one - it could be a long walk back to Kielce if it turns out she has other commitments
cms neuf   
28 Jul 2024
Feedback / Who deserves to inherit Polish Forums? [344]

Hope it can keep going, don't mind sticking in a few zlots for running cost but buying it would be crazy.

I think most forums are a dying medium - younger people prefer social media doomscrolling and we just get left with grumpy old men. Almost every thread is quickly spammed - you could start a thread about the new trams in Torun and within 3 posts it would be about faggots, the Mexican border and Kosovo.
cms neuf   
27 Jul 2024
News / How will Polish-American relations change if Trump is elected president again? [748]

Poles in Poland had a clear preference for Biden - no idea where Kamala would poll but for sure higher than moron Trump

polsatnews.pl/wiadomosc/2024-07-21/wybory-prezydenckie-w-usa-kto-korzystniejszy-dla-polski-najnowszy-sondaz/

But anyway the only poll that counts is in November - now looking very close though obviously Kamala will get maybe 7 million more votes than Trump