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How much money to comfortably retire in Poland (a married couple)?


pawian  221 | 25287
2 Jun 2019   #31
Because it is produced by traditional power plants.

- the weather is not very nice 5 out of 12 months (even during summer the Baltic sea is cold),

Yes,. but there are no monsoons or typhoons in Poland, like in the Philippines. And the Baltic is cold, indeed, but devoid of sharks and salt water crocodiles.
OP PolandWay
5 Jun 2019   #32
Ok I found out that there is an agreement between Poland and Canada (among more than a hundred of other countries) about no-double-taxation. Still, pension income is taxed as everywhere else. An option would be to "choose" which country is to take the tax, but it's too complex and the way to go is to let the country you reside in to tax you.

Good thing about Poland is that the flight rates are pretty cheap so taking a flight to, let's say, Greece is reasonable if one needs a hot weather during winter months. The only worry, as mentioned, is that prices go up compared to where it was a decade ago and retired people on fixed incomes are put in an uncomfortable position. If Poland becomes an expensive country, there's nowhere else to go in the EU (Latvia / Estonia / Lithuania / Czechia / Slovakia / Romania etc. are pretty much on the same level). The only true cheap option would be Ukraine or Belarus, but who wants to retire there; I'd probably go for a country like Malta or Cyprus given the last choice.
Lindsay Poole
29 Oct 2020   #33
My wife has a Polish passport and is 62. I am older and am British with a British passport. We have been living in the UK for the last 20 years. If we move to Poland after January 1st 2021, will I automatically have Polish residency as the spouse of a Pole, or will I have to qualify by jumping through hoops?
mafketis  38 | 10990
29 Oct 2020   #34
We have been living in the UK for the last 20 years

I'm not sure about the residency question, but....how much time have you spent in Poland before? How well do either of you speak Polish. It can be a great place to live, but it's not a user-friendly country for newcomers... and if you have family somewhere.... that doesn't necessarily make it easier (just means different kinds of problems).

I dont' think Poland has much/any interest in making things difficult for British citizens so I'm not sure how necessary moving is (unless you're looking for a permanent residence card to make it easier to move around the EU).
moondoggie  - | 26
29 Oct 2020   #35
Lindsay Pool,e welcome to Poland, you are the type of immigrant Poland needs, no head choppers in Poland!
Cargo pants  3 | 1443
29 Oct 2020   #36
permanent residence card

That requires a B1 or B2(i forgot) Polish language test certificate now.
dolnoslask  5 | 2805
29 Oct 2020   #37
a B1

It's hard work.

partnersontheroad.com/2018/09/19/polish-b1-certificate/

Especially the 160 word letter part.
jon357  73 | 23112
29 Oct 2020   #38
or will I have to qualify by jumping through hoops?

Because of Brexit, there are likely to be hoops to jump through. There will still be people wanting to settle in the rest of Europe, and by the time you come there may well be an agreement between the UK and Schengen.

but it's not a user-friendly country for newcomers.

This is true.
dolnoslask  5 | 2805
29 Oct 2020   #39
Because of Brexit

The British people should be given the right to have a European passport if they so choose.
jon357  73 | 23112
29 Oct 2020   #40
@dolnoslask
There is a lawsuit about this. It may yet happen.
Lenka  5 | 3504
30 Oct 2020   #41
The British people should be given the right to have a European passport if they so choose.

Why?
dolnoslask  5 | 2805
30 Oct 2020   #42
Because when Britain joined people were given the right of free movement, residency and the security blanket of European law.

Many adults in Britain today were born with those rights of movement and trade, now this has been taken from them.

The British people will no longer have opportunities to move to where their skills are best invested , trade with the EU will be damaged and in many cases irrevocably, financial organizations are fleeing to Europe in droves, sadly many of the workers will not be able to follow.

People have effectively been jailed behind a new iron curtain island called Britain.
Lenka  5 | 3504
30 Oct 2020   #43
But they voted for it. Many Europeans were born into the right to move to the UK as they pleased and work and do business and now they can't. I'm not happy about it but that is how it is
dolnoslask  5 | 2805
30 Oct 2020   #44
But they voted for it.

But a substantial minority did not, I wonder what would happen if the EU gave British citizens the right to a EU state passport.
mafketis  38 | 10990
30 Oct 2020   #45
On what basis? I can understand giving passports to those already living (or with a history of living) in some particular EU country but beyond that it's hard to think of a legal framework...
Atch  23 | 4263
30 Oct 2020   #46
But they voted for it.

Scotland voted to remain. So did NI. Of course the people of NI can apply for Irish passports.

EU state passport

They'd have to create such a thing first. No such thing as an EU passport. It's a big problem because it will be seen as the Brits wanting to have their cake and eat it too. What do you want to bet that loads of Brexiteers would apply for a newly created 'special' EU passport that allowed them the old freedom of movement etc.
mafketis  38 | 10990
30 Oct 2020   #47
Scotland voted to remain

Considering the direction Scotland is going with its new anti "hate speech" laws (criminalizing private speech) the best the UK can hope for is a second referendum so they kick them out and let the EU feed them (followed by a hard border.... unless the Scottish stasi beat them to erecting a wall).

spiked-online.com/2020/10/29/sending-the-thought-polis-into-scottish-homes/
jon357  73 | 23112
30 Oct 2020   #48
But they voted for it.

But a substantial minority did not,

17 million (out of 65 million) voted for it.

loads of Brexiteers would apply for a newly created 'special' EU passport that allowed them the old freedom of movement etc.

Thousands would. I don't hold out much hope for the current ECHR lawsuit, however there is at least a chance.
mafketis  38 | 10990
30 Oct 2020   #49
17 million (out of 65 million) voted for it.

Which is more than voted against it..... which is how democracy works.
jon357  73 | 23112
30 Oct 2020   #50
Which is more than voted against it

A tiny margin more and with several million disenfranchised; a cautionary tale about unwise referendums which allow a bare majority for major decisions.
pawian  221 | 25287
31 Oct 2020   #51
Especially the 160 word letter part.

Wow, reminds me of 8th grade primary school leaving exam. The upper limit of words is 150, though. In English, of course. If Polish students have to take it at 15, why not foreigners the other way round?
dolnoslask  5 | 2805
31 Oct 2020   #52
HaHa never ask me to write 160 words in Polish , hey hang on kurwa,kurwa,kurwa ...... 160 times would i pass ?.

Yes sorry back to topic, I know many people who have retired to Poland and you can live comfortably on a uk state pension, but don't expect the bells and whistles of eating out every week and foreign holidays.

But you can run an old car and have the odd meal out now and again.
Konrad0319
2 Dec 2020   #53
I have struggled for years with decision on where to retire and if US or elsewhere. Poland has unique benefits with the few key being fairly high standard of life and relatively low cost of living. You would need to live in Vietnam or Philippines to match the cost but standard would much lower and you are not at doorstep of attractive countries to visit. Fun loving Poles and sophisticated culture in cities will give plenty to do. All of it is offset by bureaucracy, difficult language, long ass winters and political bickering.
Novichok  5 | 7891
3 Dec 2020   #54
Polish miracle Version 2.0...Quoting:

According to the Central Statistical Office national average salary in Poland in 2019 amounted to 5,169 pln gross in the enterprise sector. In Poland, residents of large cities like Warsaw, GdaƄsk and Katowice earn the most. This is where the average salary exceeds the 5,000 pln.

How the hell can a couple retire on even less than that if it takes 12,000 a month?
To even think about leaving the US and its Medicare is beyond my comprehension. Once you are debt-free and you know where to buy things as you go along, "America" is cheap.

sophisticated culture

All culture comes from the US. Celine came here to score big. So do actors born in the UK and Australia. An old church or a museum get old very quickly - like that ocean view you pay double for.

Something tells me that half of Poland is on Netflix - not Netfliczek - half the time. Or on the Internet. Me too.
Cargo pants  3 | 1443
3 Dec 2020   #55
Medicare is beyond my comprehensio

You have not seen the medical care in Poland except the crappy incident you had in Warsaw.Also depends on your contacts and insurance you have.I have insurance from Poland that has paid for me in the US and the doc who dont take new patients even took me cuz that insurance paid what he billed.

Once you are debt-free and you know where to buy things as you go along, "America" is cheap.

Nope,America is cheap to buy goods,cars,dont forget the property taxes and in your case suppliment medical insurance for medicare.Thats why these LBI(loosers back home) Brits moved to Poland for cheap high life.LOL imagine yourself sitting in a senior facility with a Jamacian nurse slapping you around,lol in Poland with that money she would get you orgasms (Yes,even in your age).
Cendana09
4 Dec 2020   #56
I am looking for some simple and logical information about retiring to Poland. All I have read up to now is terribly confusing. So please would anyone point me to the links to sort out our issues.

Myself and my husband are retired in the USA. We are British/Americans, and I have also a Polish citizenship.
We need to sell our house in the US to buy a house in Poland - looking for reliable STORAGE in Warsaw to move our stuff and put the house on the market.

Looking for a BILINGUAL TAX CONSULTANT, to work out our taxes ( we have income from the US and England).
Looking for reliable and constructive information on how to go about having HEALTH CARE in Poland.
These are our main concerns.

Some others are:
- moving process, including 2 cars,
- storage , as above, until we buy
- residence permit for husband - does it matter if he registers as an American or as a Brit?

Any clear information would be greatly appreciated.
Thank you folks!
Cargo pants  3 | 1443
4 Dec 2020   #57
looking for reliable STORAGE in Warsaw to move our stuff

Here,I think they have climate control storage too,I have been there and its just like U haul storage places like in the USA and better.

lessmess.storage/en/warsaw-krakowska/

moving process, including 2 cars,

Depends where from in the US.

does it matter if he registers as an American or as a Brit

Honestly YES,I know a lady who works in that office and she hates Brits,so 1 lil missing document and he has to start all over again.


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