If you can't afford it - yes, if you can it is not an issue.
100 people in the US...
Many would invest 3 mils but not in a useless for-show only object that can be a pile of broken glass, plastic, and metal in a second. Or keyed...
it is less and less in Poland.
I am glad. Envy often leads to vandalism. That's why even here it's safer to own a gray Corvette than a yellow one.