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Posts by Braveheart16  

Joined: 8 Aug 2015 / Male ♂
Last Post: 25 Feb 2024
Threads: 19
Posts: 142
From: Poland
Speaks Polish?: no
Interests: Walking, skiing

Displayed posts: 161 / page 6 of 6
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Braveheart16   
3 Apr 2021
News / How could PiS better spend billions instead of 500+ ? [275]

Cruisepatron - giving money is not a good idea... I have seen women do her nails with child support money.. beats the whole purpose.

I tend to agree.....giving money via 500+ is something that can be easily abused in terms of where the money goes at the end of the day...its like giving money to alcoholics outside shops/supermarkets....I would rather give them food or clothes etc...and the same applies to families who are on low income....high income families should not be receiving 500+ it is something a high income earner can do without.....
Braveheart16   
2 May 2021
Life / Litter in Poland [24]

Pawian - I can also show you photos of a historical festival here where all litter was dutifully put in bins

I suspect that the reason for this, was down to the numbers of people present and the liklihood of being seen to throw rubbish anywhere but in a bin.... fly tippers choose their moments carefully when dumping rubbish in forests, ie with no-one around... I've seen metres of black tv cables dumped in a forest, plastic bags etc....are there any associations or local government officials responsible for clearing rubbish from forests, because it just seems to lie there for weeks and weeks.
Braveheart16   
4 Sep 2023
Life / Bank loan for UK nationals [9]

Do you have any experience of trying to get a bank loan.

I approached a bank for a loan in order to install heating plus radiators in my house. The first bank (I don't have an account with them) were helpful and went through all the figures and were made aware of my income, transactions etc from my other bank account and two small loans one to finish in three months and the other next year. I have an monthly job income plus a UK state pension (paid into another account) and a workplace pension which they could see from the transactions. After some checking with their computer they said that they couldn't give me a loan because my workplace pension does not say that it is a pension on my bank transactions and that in these circumstances I could only rely on my job income and the UK state pension which are insufficient income for a loan. I confirmed that I can produce a letter to say that the workplace pension is indeed a pension which is paid monthly and that I will continue receiving it for as long as I live. They checked the computer and and said they still couldn't accept a letter from the UK showing that this is a pension. (I think my account shows this payment as a monthly payment but doesn't actually describe it as a pension payment)

The second bank said after a short while that I had to be Polish to get a loan and that there was no way of telling whether I would leave the country.....(I have lived in Poland for over 8 years and own a house and have been in continuous employment teaching English...I have no other property anywhere else...and have only returned to the UK twice in 8 years)

I have residency in Poland and duly produced my card. Not sure what other UK nationals do when they need a loan?
Braveheart16   
13 Sep 2023
Life / Bank loan for UK nationals [9]

Just an update on my quest for a loan.

I have been to a number of banks now requesting a loan and each bank have given separate but individual reasons why they cannot give me a loan. 1) I'm not Polish (I was told this by the bank clerk) 2) I am not known by the bank (need to have a bank account with this bank for at least 3 months) 3) Most of my income originates in the UK (my pensions) so that is seen as a problem presumably 4) Cannot accept a letter in Polish describing my main workplace pension as a 'pension' (on my bank statement there is just a description but not the actual word 'pension'. It can be seen from my bank statement that since arriving in Poland 8 years ago this has been a regular monthly payment.)

I am well able to afford the monthly payments and my affordabilty has never been raised as a problem by each of these banks so I am surprised that this is so difficult for banks to process. I have lived in Poland for 8 years now and have never had any problems with my bank account...I pay taxes...have been working for two English language schools since 2016 and continue to do so....have an approved residency card....own my own house (no properties and no financial interests in any other country incuding the UK)

On a separate note, I also recently decided to buy my wife a new laptop and RTV said that I couldn't make use of their interest free payment scheme for the laptop because I don't speak/understand Polish, even though my wife is Polish and could have told all about the implications of signing a contract to buy a laptop. (I sort of understand what happens if I do not keep up repayments on something, having bought a number of houses over the years including two in Poland)

Yes...I do need to improve on my spoken Polish but wonder why getting credit so painfully difficult. Are they hiding behind the mask of Brexit..or do they think I may return to the UK and not honour my loan...? I would think that anyone Polish or otherwise could leave the country and avoid meeting repayments so this would be a weak argument to refuse a loan. I've said enough.
Braveheart16   
27 Sep 2023
News / Unfulfilled promises by PiS [555]

It really is surprising how accepting people are of PIS and seemingly unable to accept the bigger picture which is a government who really do care about its population and country. Looking at the antics of PIS over recent years really highlights how amateur they are when it comes to governing. To introduce a draconian medieval abortion law during the beginning of the pandemic when the population were looking for leadership and guidance on how to live with this terrible situation was unforgivable. Introducing two completely different tax laws within the same financial year created chaos for businesses and accountants throughout Poland and has never been replicated elsewhere in a civilised society....it just shows how ill equipped the government are when it comes to managing an economy....all the retoric on keeping Poland strong and challenging Brussels on various issues just shows how out of touch these people are.

Poland is a great country but run by amateurs whose only interest is looking after themselves and trying to be brave and forward looking....not... what is needed are people who have experience and knowledge of managing an economy....invest more in the health service, schools, reduce the ridiculously high tax monthly payments for ZUS for people wanting to set up a business (why do they not use a scheme where people pay tax on what they sell....simple... like in France) People are angry with how things are and increasing child benefit from 500+ to 800+, increasing pension payments to 14 months etc are cheap tricks to get votes which just about sums up PIS.....cheap...tacky....and lacking substance....
Braveheart16   
16 Oct 2023
News / Polish Parliamentary Elections 2023 [933]

Very happy that at last PIS has been kicked into touch....lets hope the defeat is long lasting....not sure whether everyone will be content with Tusks coalition party but it is the best option at present and at least their policies will serve the interests of all and not those whose support is shallow and based on self insterest with no thought given to the economic future of Poland....looking forward to ammendments being made to the Abortion Act and a complete review of the PIS judiciary....tax reforms (lets not make the catastrophic mistake of introducing 2 tax policies in the same year for which Poland seems to have been the first country to do so)....and more importantly for senior government positions to be filled by qualified people who actually know what they are talking about....the only aspect of the last 8 years is the fact that Poland has lost out on many millions of zl due to the incompetence of PIS and their rather aggressive stance towards Europe and their belief that Poland can go it alone....what a joke...
Braveheart16   
6 Nov 2023
News / Polish Parliamentary Elections 2023 [933]

Tacitus- Yet another reason why Poland will benefit from a new government: The draconian abortion laws implemented by PiS had most likely an averse effect on the demographic future of Poland. Repealing them might help....

Absolutely agree, the demographics are pretty poor in Poland and PIS meddling has contributed to this downturn in the population..still can't believe that this law was pushed through at a time when Poland was in the grip of a pandemic....as if it was so important and crucial that the Abortion Act had to be amended...unbelievable...

"After a calm analysis and consultations, I decided to entrust the mission of forming a government to Prime Minister Mateusz Morawiecki," Duda said in a televised address.''

Sorry but I thought the election sorted out who won, but it seems that Duda is playing for time by appointing PM Morawiecki to see if he can form a government....fat chance of this happening surely....Duda must be deluded to think that anything will come of this.....what a waste of time....shouldn't PIS be emptying their offices and moving out or have I missed something...and how long is this process going to take before Tusk and co. take over....? This has to be the longest transfer of power ever....
Braveheart16   
11 Dec 2023
News / Ups and downs of the democratic government 2023-2027 in Poland [160]

Finally the elected government is taking control and Prime Minister Tusk will take the lead to remove all traces of PIS involvement be it with the Judges...abortion....cosy PIS positions, the economy, and hopefully will return to a more traditional way to govern where they work for the benefit of the public (the people who pay these politicians) and not for the benefit of greedy politicians whose only goal is to make money at any cost without any consideration of the electorate. Donald Tusk is by far the best choice and where he might not be liked is clearly the right choice to take Poland into the next Century. The electorate have had enough of PIS nonsense...pretending to do good....when they were slowly lining their own pockets. Still cannot forgive PIS for allowing so many ancient trees to be cut down....what a tragedy.
Braveheart16   
21 Dec 2023
News / Time to clean the swamp - dePiSification of Poland [280]

Pawain...news from today...the new gov dismissed old PiS controlled boards of the state media and appointed new ones. ....news programmes on main TV channels suspended and PIS continue the occupation of the TV headquarters.

Why are the PIS so concerned and worried about a TV station....shouldn't they be talking politics through convential mediums and behaving like adults rather than 'perform' in front of the cameras like some crowd of juvenile protesters......just get over it, move on and accept defeat gracefully...be professional and think of your constituants because these are the people who voted for the PIS party 8 years ago and if they have any sense will think carefully about making the same mistake next time.
Braveheart16   
23 Dec 2023
News / Time to clean the swamp - dePiSification of Poland [280]

Paulina - The new Polish government is actually doing what they promised during the election campaign - de-PiSification of the public media. The issue is the way they're doing it.

When so much needs to be addressed following 8 years of PIS meddling some actions will be difficult to accept but undoing the wrongs created by PIS are necessary. This will be painful for the PIS but then again they are no longer in power and need to focus more on why they lost the election and figure out what went wrong. Their juvenile actions demonstrating at TVP just show how out of touch they are with the electorate who have now got a government that will look at the bigger picture when it comes to democracy and representation of everyone...not just a few.

I think at the moment there are two groups within PIS....the first who are normal conservatives much like those in other countries and the second who are radical crazy people who think that all that matters is to secure nice comfortable well paid jobs and think that politics is all about them and to live for the moment...I think that normal conservatives are just waiting to see what happens and having worked out why they lost will result in a PIS split between these two groups. Quite simply PIS need to figure out why no other political party wanted to join forces with them.
Braveheart16   
25 Feb 2024
Life / Climate change payments for replacement of coal boilers [11]

I have had a new pellet boiler installed in my home together with a new set of radiators. A few months ago I made use of a provision from local government to receive finance as a result of changing my heating system from coal to wood pellets. It would seem that either Poland or the EU do not recognise this kind of heating system when it comes to receiving finance. The cost was many thousands of zlotys for an A+ heating system. I am still waiting for a response which should hopefully be soon after waiting many months, but suspect it will be bad news. I was under the impression that wood pellets were a more acceptable fuel compared with coal and that at least I was doing my bit to reduce pollution. Any thoughts would be appreciated.