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Free Poland Health Care - Paying minimal to no Zus [105]
That surely can't happen, can it? I always thought that this was the very small safety net provided for the most vulnerable
Yeah. The government is trying to economize whatever they can but I don't think they'll be able to pull this one through. Kaczyński and his clan would have a field day. This is a tricky one as on one hand, it would seriously cut down on false unemployment but on the other hand it would be a stab in the back for the weakest and most vulnerable social group. I'd say half and half. It might depend on whether the government is more desperate to find some money or not to lose the next elections. Or the whole idea might be cooked up just as a negotiation tool for some other issues. Hard to say really.
The UK EHIC says the same for Poland
But have you tried this or is it just your impressions? Delphian says he did and it worked, I see no reason why it wouldn't work in Wrocław too.
There might be a difference between a temporary visitor and a permanent resident - a temporary visitor pays his regular contributions to NHS so NFZ is able to get their money back from its British counterpart. A permanent resident doesn't pay his NHS contributions anymore - correct me if I'm wrong - therefore he's supposed to pay into the NFZ here. At least I think that's the idea.
Like someone mentioned, you can set up a one-person company and pay about 450zl for the first two years which would cover all three of you, it's not a bad deal really. But then your ZUS payments are jacked up to the normal rate (970zl or so).
If you're a resident of Poland with no obligation to pay the full ZUS and no health insurance from another country (meaning no EHIC card), you don't have to set up a company - you can just pay the NFZ healthcare insurance. I've checked it on the NFZ site, it's in Polish but it says so clearly.
The current monthly amount starts with 329,77zł (can be more, depending on the declared income) and it covers the whole family (the spouse and minor children).