COSMAF
25 Jun 2013
Law / UK National Insurance and Polish ZUS and tax issues [11]
Merged: National Insurance Contributions in UK
Hi there.
I am working for an Irish Company but I was based and living in the UK for the past 3 years (from March 2010 until March 2013) and I was paying during all that time Taxes and NIC(National Insurance Contributions) in UK. Now I am leaving in Poland since end of March 2013 and the conditions of my contract changed and now I pay Taxes in Ireland but I am obliged to pay ZUS(the Social Security and Retirement) in Poland instead of paying in Ireland.
I would like to know if I can still continue pay voluntarily NIC to UK (even not having any work there anymore) so after when I retire I am entitled to some pension.
Or
if I just should transfer what I paid to ZUS as I can't claim it back anyway. But at the same time, ZUS in Poland work really bad and pensions are really low so I don't know if it is worth it.
Or
Maybe transfer the NIC to Ireland and start paying voluntarily Social security there because now I am paying tax there?Could this be possible?
I have no clue what is the best option. I intend to stay in Poland for long even if I change employer but I know that if you pay social security in Ireland for a minimum of 10 years you are entitled to the minimum pension after when you retire what is around 800€ a month what is much more than the average in Poland with ZUS.
If I decided to transfer the contributions to Poland what should I do? I looked in HMRC website but I can't find anything that it explains how to do it.
I am horrible with all this bureaucracy stuff and I seriously don't know what should I do. But I don't want that my 3 years of contributions go to waste too.
Can someone help? Or at least give some opinion about it?
I am lost completely
Mafalda
Merged: National Insurance Contributions in UK
Hi there.
I am working for an Irish Company but I was based and living in the UK for the past 3 years (from March 2010 until March 2013) and I was paying during all that time Taxes and NIC(National Insurance Contributions) in UK. Now I am leaving in Poland since end of March 2013 and the conditions of my contract changed and now I pay Taxes in Ireland but I am obliged to pay ZUS(the Social Security and Retirement) in Poland instead of paying in Ireland.
I would like to know if I can still continue pay voluntarily NIC to UK (even not having any work there anymore) so after when I retire I am entitled to some pension.
Or
if I just should transfer what I paid to ZUS as I can't claim it back anyway. But at the same time, ZUS in Poland work really bad and pensions are really low so I don't know if it is worth it.
Or
Maybe transfer the NIC to Ireland and start paying voluntarily Social security there because now I am paying tax there?Could this be possible?
I have no clue what is the best option. I intend to stay in Poland for long even if I change employer but I know that if you pay social security in Ireland for a minimum of 10 years you are entitled to the minimum pension after when you retire what is around 800€ a month what is much more than the average in Poland with ZUS.
If I decided to transfer the contributions to Poland what should I do? I looked in HMRC website but I can't find anything that it explains how to do it.
I am horrible with all this bureaucracy stuff and I seriously don't know what should I do. But I don't want that my 3 years of contributions go to waste too.
Can someone help? Or at least give some opinion about it?
I am lost completely
Mafalda