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Posts by BritboyByd  

Joined: 15 Jul 2012 / Male ♂ 		Last Post: 19 Nov 2021
Threads: 7
Posts: 51 		From: Bydgoszcz
Speaks Polish?: A Little
Interests: Rugby, Working Out, Films

Displayed posts: 58 / page 1 of 2
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BritboyByd   
15 Jul 2012
Life / Free Poland Health Care - Paying minimal to no Zus [105]

Just moved to Poland from Uk. Currently work remotely as have a limited company in the UK. Is there a way to get free healthcare or pay minimal zus?

Eg would I get covered by paying national insurance in the UK, or long-term travel insurance?

At the moment, I was quoted near 900zl a month, to cover myself, wife and child. Which is very expensive.

BritboyByd
BritboyByd   
16 Jul 2012
Life / Free Poland Health Care - Paying minimal to no Zus [105]

if you are a UK Company in Poland,paying tax and NI in UK,,you won't need Zus.

Can you explain that? As I have a uk ltd company, registered in the uk, how would i then make in registered in poland to become zus-free? Would I have to open a 2nd company for poland?
BritboyByd   
25 Sep 2012
Law / VAT number as a sole trader vs a company VAT number in Poland / 'trading as' question [10]

Merged: Company in Poland VAT business question - claiming it back?

My friend (who is a bit dodgy) has a polish company, and buys a lot of things for his personal use, such as television, phones, washing machine, car etc, and claims back VAT, or buys VAT free. Eg a car might cost 100kzl but he buys it for 75kzl through his company.

His company has very little turnover, maybe 3-4kzl a year.

How is it possible to claim such big VAT back, when his company doesnt charge out more VAT than he reclaims?
BritboyByd   
8 Oct 2012
UK, Ireland / Getting an S1 certificate from the UK for healthcare in poland [10]

Has anyone got one of these? If so, how long did it take?

On a similiar point,

I have read about "optymalizacja zus" companies in the UK, where you can get reduced zus by paying NI contributions in the UK. Anyone done this to?
BritboyByd   
8 Oct 2012
UK, Ireland / Getting an S1 certificate from the UK for healthcare in poland [10]

they just register you as self employed in the UK

Whats the point of that? Couldnt you just do that yourself? or are they just navigating the system for you. I had a look at the S1 form, its 4 pages long too.
BritboyByd   
17 Feb 2016
Real Estate / Earn UK income, live in Poland, any chance of a mortgage? [3]

I currently receive approx £3k a month, in £. I own a recruitment business in the UK. My wife (polish) and I (British) live in Poland and would like to buy a property. We currently rent.

We went to mBank, who basically said "no chance".

Is there any way (outside the box) we can buy a property here with a mortgage from a polish bank?
BritboyByd   
17 Feb 2016
Law / Polish wife in the UK cheated on me. Divorce - what now of the kids? [15]

I believe, correct me if i'm wrong, but it will be cheaper for you to get divorced in Poland. The UK laws will give 50% to your wife plus ongoing financial support, I dont think the polish courts are so onerous. You can get divorced in any country though.
BritboyByd   
14 Apr 2016
Law / Buying an English Plated Car in Poland [2]

I live in Poland. I want to get my wife a small car. I have seen English plated cars in Poland for sale (bit of a discount to Polish cars, understandably). I plan to buy one, and continue it as a RHD car, but have polish plates on it. Any downsides to this? Will insurance be expensive?

P.s. I drive a UK plated RHD car at the moment (go back to the UK for MOT every year), and not had a problem on polish roads.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

I married a polish lady 10 years ago. We have 2 kids. At the moment, I am living in the UK (I am British, limited polish) she is living in Poland (fluent english). I have done this to earn more money. I have told her to move to the UK, but the only reason seems for her to stay in POL is her job (salary 2500zl netto). I send over between 5000zl-6000zl every month to support the household, but never seems to go anywhere.

I have pointed out the pros and cons of living in the UK, but she doesnt want to listen or change. I feel we are heading for divorce.

I feel I am sending a lot of money over, which doesnt go anywhere, as although rent etc is cheaper in poland, all the other stuff adds up like nursery fees, doctors, medication which are covered in the Uk, alongside the chance she would earn more.

Any advice much appreciated, as I'm nearly at the end of the road.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

I have lived in Poland, but couldnt find a job (didnt want to teach english, so had no money really) and earn £2k a month in the UK now. I found the language too difficult and I found her family too suffocating (like we had to do everything with them, and not alone). So I told her I cant live in Poland anymore, that is non-negotiable. She doesnt want to move to the UK to be "just a pole".

Last year I sent over 75,000zl but still not enough.

Just dont know what to do anymore, as anytime I give her an ultimatum its a threat, or "how can you do this to the kids?" etc
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

@Atch

I think this is a very astute post, and sums up the situation perfectly. Another thing, I think she enjoys is the fact that as I dont speak Polish she does everything (arranges talks to school, doctors, extra-curricular stuff) which the playing-field would be levelled in the UK, hence her power would diminish.

I give my advice and opinions, but they are ignored largely to what she wants to do. If she arrives at the same conclusion months down the line, then it is her idea/decision.

@ CMS

I have tried living in Pol for 1 week on 3 weeks UK, but doesnt work, as its more expensive (with flights/lack of earnings etc) and there is no progression anywhere.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

In a divorce what would a court say is "fair" in terms of maintenance?

The only thing stopping me so far is the fact the kids lifestyles would have to be downgraded.

But as has been pointed out on this thread is that threatening her to move to the UK is a type of blackmail/coercion, so even if she did it, anything that went wrong, I'd get blamed for it.

At the moment, I feel I am sending a lot of money over, for zero say in family life, and am becoming less relevant on a daily basis.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

atch

This is important to know. I think this will end bitterly. Ive told her this, that there will be no winners. Sounds like the calm before the storm.

spiritus

Ive lived in Poland for the last 4 years, but I didnt like it, but stayed for the kids/not wanting to split up the family unit. So I moved to the UK to get more money, that was a year ago. I go back to Poland about every 6 weeks, for a long weekend. I said to the wife that about 6 months ago, that she should look at job opportunities in the UK, just a apply for a few jobs, and see the response, but nothing. Not interested. I think she would like to be a poor martyr, and a likely divorce would be built on her stubborness.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

My bugbear is a lot of these contributory factors our because of Poland itself, which she doesn't want to leave. So I am to blame for not sending enough money over, as opposed to her realizing that she doesnt earn enough and the wages are low in Poland and competition great.

My feelings are if I send less money, she'll borrow it, from a bank etc. In a marriage, who is responsible for debts if it is in her name, as I'm not signing anything over there.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

gregy741

Dont understand why she would have to be in a "toilet-cleaning" job, please explain. Unless you believe that's the only jobs people from other countries can get?

I earn £2k net. £1k to Poland. £400 for flat share, bills etc on top. So not much left.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

@gregy741

So by your reckoning any pole that comes to the UK does a menial job? Doctors, vets etc just jack it in to clean toilets? It is that defeatist attitude which keeps poles in menial jobs.

In terms of maths, i am in flat share as am effectively running 2 households. So i earn £2k, even if wife got a minimum wage job at £1k a month, £3k in UK is better than 5000zl (2 average jobs in POL).
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

Harry

Touche. Thats what i think. But I dont know what to do about it? If I cut the funds, I'm sure she'll dig her heels in even more, saying "I'm depriving the kids" using "money as a weapon" etc and probably borrow. Unless I play the end game, and she literally runs out of cash and has nowhere to go.

I just want her to understand that Pol is not the place to be. I am the only one who believes she could get a good job. Her mum believes she is "too old to work in McDonalds" if she came to the UK. So that train of thought perculates through.

Anecdotally, a lot of her friends lived in Eng/Ire. All moved back to Pol, due to having a kid when abroad, then bitterly regretted it when they moved back, as earned 1/4 what they did abroad, and the promised family support/babysitting failed to materialize.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

@Paulina

9000zl is a lot. 2k goes on childcare, 2k rent bills, i guess rest is food/petrol/healthcare clothes etc. I reckon she should be able to live on 6-7k

She has lived in the UK but fell pregnant shortly after moving here, so never worked here. But her mother was on Skype everyday turning emotional screw. So eventually we moved back.

I have had various arguments on the subject with her, and you get the truth then. She doesn't want to leave POL. She thinks this arrangement can continue for years.
BritboyByd   
13 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

Doesn't she miss you?

If, in a nutshell it comes to this, then my feeling is No. For example, when i go back to POL, she often works overtime and sees it as a time to relieve her of her "duties" so she can do the stuff she can't do when im not there, like go out with friends etc, as opposed to spend time with her husband. So i feel a bit short-changed there.
BritboyByd   
14 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

@Paulina

I think that communication is an issue, as when I try and discuss things, its always "nows not the right time", or cant do something because of ____reason(s).

Another thing is we have different view points with regards to the kids. She is controlling and over-disciplined, and I'm more laid back. But her way is always better, of course. So for instance, if one of my children is playing with a toy, she'll make them tidy that toy away before moving onto the next, whereas i would care, and make them clean up all the toys at the end.
BritboyByd   
14 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

I think i am going to talk to my wife about these issues. If there is no consensus, then I'll meet a divorce lawyer to see where i stand.

Does anyone know how long divorce takes in Poland?
BritboyByd   
15 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

@johnny reb

Amen brother.

When you do meet every six weeks or so then does it feel good to be together ?

It's been getting worse, as we say stuff to each other which we cant do over Whatsapp. We disagree, and end up falling out, and making up just as I fly home. Everytime it happens like this. So every time i leave Pol after a visit i feel like "why do I bother?" and get a sense of relief when going home.

@Paulina

Thanks for the advice. I think this situation was like a "whodunnit" where the perpetrator is revealed in the last episode. The clues were there all along, eg we have just grown apart. I can count on my hand how many times in 5 years me and my wife have been out together on our own. Kids, work, family etc have always got in the way.

I read that the natural rate of divorce is 42%, which isn't great anyway. But what chance of a mixed cultural marriage surviving overseas? 1-5% is my guess.
BritboyByd   
25 Apr 2017
Love / Urgent Relationship help - wife wants to stay in Poland [118]

*Update*

Just visited Poland. We talked. It seemed, given the circumstances that divorce was the best option given the circumstances etc. So was 95% sure, until i left this morning, when i was looking for something under the bed (my side) and I found another man's watch!

At least i can walk away with dignity and that i did my best until the end.