Life / Polish people are the most ignorant people in the world! [331]


Possibly, but unlike Americans, we are able to communicate in our own language.

Life / Polish people are the most ignorant people in the world! [331]


Yes, Americans.

Love / Polish women are the most beautiful in the world! [1718]

Not all of them apparently. They should not have jailed the Pakistani for two years at the taxpayers expense, they should have made him live with her for the rest of his life.

dailymail.co.uk/news/article-2114819/Sham-marriage-Polish-woman-arrested-wedding-dress-said-vows-Pakistani-man.html

Life / 200zl mandat and 3 points for not wearing seatbelts? [75]

I had heart attack in 1980, was given a triple by-pass in in Krakow in 2008, treated lppenappently he "English Hosiptal, neber even gave me an " angiogram" which was " dome body is censoring this !!!!!

Life / 200zl mandat and 3 points for not wearing seatbelts? [75]

So its ok to climb a mountain in winter, to ski off-piste, send troups into battle, but, we cannot drive 400 metres without being protected by the state. When the police do it, its in the line of duty, when the police crash into an innocent bystander during a high speed chase, its allowed because they have had a weeks training at an advanced drivers course.

Life is a risk!!!, whether on a plane, in a train or on a boat (see Italy), you life is "never" in your own hands.

Stop looking to blame and accept "Karma", "fate, whatever you want to call it. Just be as careful as you can and hope that the other people around you do the same.

Real Estate / Residential real estate values go down in Poland [455]


Yes, especially when it comes to you.

Real Estate / Residential real estate values go down in Poland [455]

What are you waffaling on about now?. I am not aware of any developers asking for special treatment. I think you will find that they have also lowered their costs and lowered their profit margins. Criminality occurs in all walks of life, even in governments.

Real Estate / Residential real estate values go down in Poland [455]


I agree. Also get rid of VAT on new build, this would stimulate the industry and create more jobs.

Real Estate / Residential real estate values go down in Poland [455]


Even so Harry, If you are renting, look how long it would take to save a deposit. If you are looking at a central location in a city, the most you will get with that sum would be something old and crappy, certainly not new unless it is 23-33m2 studio flat.

I understand that people would have to buy what they could afford but there are some real problems out there at the moment, mainly with lending and social housing. Goverment interference is gooing to be needed in the near future.

Real Estate / Residential real estate values go down in Poland [455]


I must apologise for getting the calculation wrong, I was in a hurry and talking to someone at the same time.
Even so, you are not very clever yourself, you assume that the 3000 PLN per month is saved, what about living costs, rent, food etc. We did cite this as a single, average wage.

Real Estate / Residential real estate values go down in Poland [455]

He denegrates the very people he expects to provide him with somewhere to live. I imagine that he thinks doctors are doing him a favour when they treat him.

Real Estate / Residential real estate values go down in Poland [455]


That is really funny, you should read the previous posts by Milky. Not only insulting to everyone that disagrees with his stupid, socialist fantasies but also very close to legal litigation with his false accusations.

He lost the right to respectful debate a long time ago.

Real Estate / Residential real estate values go down in Poland [455]


So what is affordable? are you talking of the old communist blocks or new build? you can talk about one income, two incomes, you can listen to Milky who thinks average wage, say 3000 = 18,000 X 2.5 = 45,000 is the sum that apartments should sell for in his socialist, fairyland.

What is the "real answer" CMS. If you show me how you can buy land, build apartments, sell them for 45.000 PLN ( inc VAT + Fees) per unit and make enough profit to keep a business going then I will give you a free partnership.

I have stated before, a couple of times now, I agree that Polish salaries are dire, but, there are still people buying flats in the 200 - 300,000 price range and the developers are announcing new projects weekly so somebody has the money.

Most of the people I sold too were either first time buyers or people upgrading to larger flats, two were retiring (both teachers) and wanted new. The Polish government is going to have to do something but where the money is going to come from is anyones guess.

Real Estate / Residential real estate values go down in Poland [455]


Socialism seems to have worked in UK, Greece, Spain etc, thats why they are all in **** street.

Real Estate / Residential real estate values go down in Poland [455]


I know friends who have a 300,000 mortgage and their repayments are around 2000 per month. I suppose it depends on when and who you took your loan with.

Real Estate / Residential real estate values go down in Poland [455]


I suppose that statement applies to anyone who actually works for a living. Get a job and you can afford a flat or house.

Real Estate / Residential real estate values go down in Poland [455]


Rational!!! what would you know about "rational". look back over the past three years at your "rational" posts, nothing but old/false links and stupid predictions. What you would like to happen and reality are a long way apart.

Real Estate / Residential real estate values go down in Poland [455]

And if an asteroid hits the earth, you will not need a mortgage.

Real Estate / Residential real estate values go down in Poland [455]


But there is no mention of large amounts of foreclosures (as in the UK, Ireland and the States) neither have the prices dropped 50%, so where is the bubble?

Real Estate / Residential real estate values go down in Poland [455]



Should this read "of"?


Should this be "and"?

Its funny that Mr.Biernat (College and University?, is that one day at each?) and yourself, both seem to be dyslexic and suffer from poor English. Having read some of the rubbish on the "Claritaslux" sites, its not difficult to see a similarity in style.


You report and abuse anybody who disagrees with your fantasy predictions. If you want to be believed, at least have some knowledge of the subject. Its no use using out of date comments from newspapers or youtube. You need to be invovled at ground level and use your eyes. If it was that easy to predict the market, you would have been a millionaire, years ago.

I happen to agree with Delph and Harry that buying a property to live in makes sense, if people buy as an investment, they run the risk as any gambler does, the first rule of gambling is never to lose more than you can afford.

In a few days we will be into another year and your predictions will be another year older. Lets get to the end of 2012 and see what happens. I have a feeling (not a prediction) that there will be much volatility in prices and availibility of credit to buy property, small loans with high interest rates will be the norm while large loans will be extremely difficult to get.

Have not heard much from AndyB in Krakow recently, is he still around?

Real Estate / Residential real estate values go down in Poland [455]


So the calculations are, 1.5% after 12 months. At that rate, it means another 16 years before you get that 25%, but your latest prediction is that it will happen next year?


How many development companies have gone bankrupt?....care to give us the names of any?

Real Estate / Residential real estate values go down in Poland [455]


My God, a huge 1.5% fall, call out the military. There will be riots in the streets. The financial sector will collapse. Another prediction to complemente the last three years

Work / The level of English of Polish teachers of English. What do you think of it? [101]


I really cannot take my kids' teachers seriously .......and only private school teachers take children and their parents seriously.
'Training' them up to be shyte work fodder, to conform and be silent.

yes, you are negative.

Work / The level of English of Polish teachers of English. What do you think of it? [101]


I take four of the older students for free English conversation lessons, this is usually on a weekend and its the amount of time I am prepared to set aside for this purpose. By the way, where did I say wife?

Read what is written, not what you think you see.

Work / The level of English of Polish teachers of English. What do you think of it? [101]


Who is an English teacher? you or me?

Real Estate / Residential real estate values go down in Poland [455]


There has been an argument brewing that modern, new built detached and semi-detached (outside of the luxury market, are very small, compared to what was built 40-50 years ago. A survey discovered that there were some 300-400,000 such homes which had a single occupancy. Labour have recently published a report which suggests that these people should be "forced" into smaller accommodation to free up these houses for young families. Typical "socialist", Labour.

It is thought that one of the reasons that the occupants of these larger houses do not want to move out is because they have all there memorories there, they have lived in these homes a long time (mortgage paid off) they raised their children there and feel safe amongst neighbours they know. They do not want to finish their days amongst strangers in areas they do not associate with.

NB. I read reently that the average size of a newly built 3 bedroom, family home was around 70m2, whereas the UK government housing guidelines recommend some 83m2. The developers are being accused of making these houses smaller to maximise profits.

Real Estate / Residential real estate values go down in Poland [455]

Getting back on topic, I think the following article is worth considering. Although it refers to the situation in the UK market, it seems sensible and unbiased and could be on a parallel with what is happening/likely to happen in Poland.

uk.finance.yahoo/news/house-prices-fall-mortgage-rates-071612791.html

Some facts not pointed out by the writer:-
a) 160,000 newly married couples, enter the market each year.
b) The reluctance of elderly people to downsize once their children have left home.
c) The price of these middle size homes is out of the reach of first time buyers.
d) As more young couples/single people are forced into the rental market, the rents are rising drastically which leaves little of their income to be saved for a deposit to satisfy lenders.

e) Increased immigration, has forced up rental prices.
f) The governments failure to cap housing allowance has kept rents artificially high.

Luckily, most of the extra points I added do not affect the situation in Poland.

Real Estate / Residential real estate values go down in Poland [455]


And if you had bought in 2000 and sold before 2007, you would have been rich.

Real Estate / Residential real estate values go down in Poland [455]


"Property sales have fallen 70pc in the inland city of Changsa. Prices have reportedly dropped 70pc in the "ghost city" of Ordos in Inner Mongolia".

telegraph.co.uk/finance/china-business/8957289/Chinas-epic-hangover-begins.html

I realise that the link is not about real estate in Poland but it is about as relevant as your links to Irish property prices.

Real Estate / Residential real estate values go down in Poland [455]


Now you are showig your ignorance.