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Posts by Lazarus  

Joined: 19 May 2020 / Male ♂
Warnings: 1 - B
Last Post: 3 hrs ago
Threads: 3
Posts: 578

Speaks Polish?: No

Displayed posts: 581 / page 14 of 20
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Lazarus   
19 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

200 shares of DVN

Now at 45.21 and +0.41 (0.92%) over past 5 days
I bought a 100 shares of PM

Now 118.49 USD and +2.95 (2.55%) over past 5 days

But
S&P 500 is 5,561.52 and +184.54 (3.43%) over past 5 days
and
Dow Jones Industrial Average is 40,783.35 and +1,338.08 (3.39%) over past 5 days
and
NYSE Composite is 18,804.01 and +597.62 (3.28%) over past 5 days

So the mystic genius comes here to boast about his ability to produce returns that are an average of less than half what one can make by simply tracking the market indices! LOL! No wonder he can't convert between currencies, he thinks he's a genius for getting growth less than half of what one can make by not claiming to be an expert and letting actual experts invest one's money.

But I suppose that's something only those who actually have any money are aware of. Hoot!
Lazarus   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

That's an excellent conclusion to draw. Remember that free advice is often worth every penny you paid for it.
Lazarus   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

With a limited company incorporated in the UK surely the corporation tax will be paid in the UK though and any money I take would then be subject to Polish tax and not UK tax.

No. Otherwise every small business in Poland would officially be an Irish company and pay CIT only there. You do get full credit for tax paid in the UK, but you have to prove to the Polish tax office you owe nothing to them, which means monthly filing with them.

I've joined the Facebook groups so far it seems to be the same people contributing to questions

Use the search and look for the topics that interest you.

But you honestly really do need professional tax advice. Somebody was asking for recommendations there a week or so ago, should show up easily with a search.
Lazarus   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

That doesn't matter. You own and control the company. When you're a PL tax resident, the Polish tax office will class the company as a controlled foreign company (a CFC). CFCs here have tax liabilities here. You'll be required to keep PL tax records and submit those to the tax office here monthly.
Lazarus   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

To run a UK company in Poland you need a work permit (unless you can demonstrate that no work is done in PL). But a UK company run by a PL tax resident will be a foreign-controlled company and so need to file monthly tax returns in Poland (and pay taxes owed). So you'll need to keep two sets of books, at more than double the cost of a PL company.

I'd really suggest joining that Facebook group, many people there have moved to Poland and do run companies here (some also run UK companies). This forum currently has exactly two regular posters who have ever run any company in Poland.
Lazarus   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

a terrible idea for why?

Many reasons. All learned the hard way by various foreigners.

we can buy in her name start the build and then consider putting my name on down the line.

That route means you have to pay double taxes and fees. Actually, more like quadruple, as the future ones will be based on the value of the house and land rather than just the land.

Being married to an EU citizen gives me all the rights of an EU citizen does it not?

No, it certainly does not. For example, EU citizens can work in Poland without getting any paperwork. The spouse of an EU citizen needs to get temporary residency and that can take up to two and a half years with the Wroclaw office. And you cannot work until you get your temporary residency.
Lazarus   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

who do I require that from and why do we require it?

You are not an EU national, so to buy land in Poland you need permission from the Minister of the Interior and Administration. You get that by applying to that ministry.

I don't care if its only in my wife's name

That's a terrible idea, for many reasons.
Lazarus   
15 Aug 2024
Real Estate / Build a house Wrocław area [18]

You'd do better asking on the "Brits in Poland" Facebook group. Few of the regular posters here live in Poland, most haven't even visited Poland.

One question: you are getting permission for you to buy the land aren't you?
Lazarus   
14 Aug 2024
UK, Ireland / Getting a UK state pension in Poland [37]

This is a very good deal for Poles who worked in the UK.

It's the deal of the century! I wouldn't like to try to live off 5,555zl but as one pillar of a pension here it would be OK. I reckon 5.5 from UK state pension, the same again from ZUS, and contributions from dipping into 20 years of maxed out IKZE, PPK and PPO, plus either income from selling off the portfolio or an annuity, one could live pretty well in Poland in one's golden years.
Lazarus   
14 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

How can they be that financially illiterate?!

I mean, you've got to be cretin to screw up a currency conversion once. But to do it twice in a row? With the same currency pair? What an utter moron! And he then makes it clear how little he knows by claiming that US dollars can only be changed for Swiss francs outside the USA! Hahahahaha! We all know he's never been out of the USA, never been further than Florida (and not going there again soon if he can help it), but to not even know how to get his hand on foreign currency? He's even stupider than we could have dreamed! Hahahahaha!
Lazarus   
14 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

there is no place that I know of in the United States that you could spend them or for that matter even convert them.

Hahaha, the f*cking moron just piles clueless statement on clueless statement!! What an utter cretin! There is nowhere in the US where you can change Swiss francs into US dollars? Hahahahahah!!! How can anybody be that stupid? How can they be that financially illiterate?!
Lazarus   
14 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

9 twenty dollar Swiss francs = $155 U.S. dollars

LOL! Once again the self-confessed rapist and nun-puncher proves he's too stupid to do simple maths! The CHF/USD exchange rate is, as Jim sees, 1:1.1157. But Jim is so financially illiterate that he uses that rate the wrong way round, so he says CHF 180 = USD 155, instead of CHF 180 being USD 208. How f*cking stupid do you have to be in order to not even be able to convert currencies?!! Hoot!
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

I thought you were quivering under your table.loser,

He's definitely doing that now! Such a financial genius that he's never even seen a Swiss franc! Hoot! I've only got these in my wallet right now. Can somebody else tell the self-confessed rapist how to Google images of Swiss francs?


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Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

revelations about your true character.

We knew his character was terrible (what kind of moron boasts about raping teenagers or punching nuns?!), but we only learned today that he doesn't know the difference between a portfolio value and a bank account balance! And that he's so retarded he can't even tell you how many US dollars CHF 100 gets you! LOL! Hoot!
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

I will have you EVERY time in a debate

The average five-year old equipped with a calculator and a newspaper will beat Jim the self-confessed rapist and nun-puncher: they can convert from one currency to another but Jim can't even manage that!

Maybe that's why Jim fantasizes about five-year olds in the developing world, not many of them have calculators! Hoot!
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

What kind of retard posts a screenshot showing he's lying not once but twice?!

Even better, the kind of retard who doesn't know the difference between a portfolio value and a bank account balance!

But then it must be easy to get the two confused when you have neither, and you're so financially illiterate that you don't even know which currency is used in Switzerland. Hoot!
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

110,603.56 X .45GBp = 49.77 BPp or $49,772.70 USD

I'm laughing so much the tears are streaming down my face! He's too dumb to convert from Swiss francs to US dollars but claims he's a day trader! No wonder his shack is about to fall down! Hahahaha! How can one person contain so much stupidity?!?!
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

What kind of retard posts a screenshot showing he's lying not once but twice?!

The kind of retard who thinks that CHF 110,603 is USD 49,772.70.
110,603.56 X .45GBp = 49.77 BPp or $49,772.70 USD

What a f*cking idiot, he can't even convert between currencies! LOL!!!


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Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

I bought 200 shares of BTI @ $34.50 on the dip.

Tomorrow I will be buying NTRA @ $115.25.

LOL!!! What kind of retard posts a screenshot showing he's lying not once but twice?!


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  • snip2.jpg
Lazarus   
13 Aug 2024
UK, Ireland / Getting a UK state pension in Poland [37]

Have you lived and worked in the UK for at least three years? You could get a UK state pension for a very reasonable amount even though you live in Poland.

You need 35 years of payments to get the full amount. That amount is £221.20 / 1,111zl per week, so 57.772zl per year. To get that you can pay only Class 2 voluntary contributions and those £179 / 895zl per year. Yes, those numbers are correct. For paying thirty-five times 895zl, you get 1,111zl per week for life from your 67th birthday. So it takes 28 weeks to get back what you paid in, after that you're in the money. Live to 80 and you get back 751,036zl for the 31,325zl you paid in!

More information here: gov.uk/voluntary-national-insurance-contributions/rates
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Not much of a nest egg if one bad day in the market wipes you completely out.

Would need to be a really bad day on the market to wipe this out with the way it's spread.


  • Portfolio.jpg
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Tomorrow I will be buying NTRA @ $115.25.

Jim the self-confessed rapist and nun-puncher is really betting against the market with that tip!


  • tip.jpg
Lazarus   
13 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

Tomorrow when the market opens, I will buy some SOLV.
...
It closed Friday @ $60.59.

How does mystic Jim the self-confessed rapist and nun-puncher do it?! All you have to do to make money is the opposite of what he says! $60.59 when he tipped it, now at $57.71. If you'd shorted 500 shares at $60.59, you'd have made a little over $1,500, which is nearly a quarter of the amount it'll cost Jim to fix his roof. Hoot !
Lazarus   
12 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

claimed he was only eating rice and beans 2 weeks ago

The last time Jim the self-confessed rapist and nun-puncher had enough money for rice and beans was when Marge had her big win on the slot machine last summer. That $100 would have had them eating like kings (by their standard
S) for two entire weeks if Jim hadn't been banged up a few days later. Although I suppose that was a double win for Marge.
Lazarus   
12 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]

It isn't gambling if you don't actually buy any stocks. For example the self-confessed rapist and nun-puncher has so much fin boasting about the winnings that he didn't make, because he has no money to invest, as shown by the value of his shack continuing to fall while the values of his neighbours properties record double-digit grown, because they can afford to maintain their properties and he can't.
Lazarus   
31 Jul 2024
Feedback / Who deserves to inherit Polish Forums? [344]

It would cost more to file paperwork than PLN1000, but thanks for the idea.

Admin: I just checked with a former co-worker who used to get 1.5% donations for her kid. Apparently there are organisations that specialise in assisting with this kind of thing. Essentially you operate under their paperwork umbrella and they take a cut of what you receive. How much of a cut I do not know. Thanks for the info.
Lazarus   
30 Jul 2024
Feedback / Who deserves to inherit Polish Forums? [344]

I personally wouldn't be OK with donating any money in any way to this forum.

Your choice. I'd be fine with kicking in PLN 1,000 to a public welfare organisation each year. Just need admin to file the paperwork. It would cost more to file paperwork than PLN1000, but thanks for the idea.
Lazarus   
30 Jul 2024
Feedback / Who deserves to inherit Polish Forums? [344]

I personally wouldn't be OK with donating any money in any way to this forum.

That's where a public welfare organisation comes in: you donate 1.5% of the income tax you paid in Poland. More specifically, the government takes 1.5% of the income tax you paid and sends it to the organisation you nominate on your tax return.

it's just Lazarus' suggestion.

A suggestion that the admin can follow and will get him at least one ninth of the way to his goal (and that's in the unlikely event that I'm the only person who throws in their 1.5%).
Lazarus   
30 Jul 2024
Feedback / Who deserves to inherit Polish Forums? [344]

our admin/owner than having to rely every month on our chaotic band of misfits

He doesn't. He just sets up as a Polish public welfare organisation and gets annual donations Q1 of each year. The PF members in Warsaw alone would cover half of his annual target.
Lazarus   
30 Jul 2024
Real Estate / Anyone converted a shed/garage into a home and can shed some light if this is possible? [4]

Let me get this straight: you want to fund the cost of a house being built (in effect the cost of converting a shed will be pretty much the same as just building a pre-fab kit house) but you will have zero ownership of that house, correct? It won't take long before your Polish family decide that there's no point a house sitting empty for 10 months of the year when cousin Janusz and his wife and three kids are all squeezed into a 40 meter apartment.