The BEST Guide to POLAND
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Posts by delphiandomine  

Joined: 25 Nov 2008 / Male ♂
Warnings: 1 - Q
Last Post: 17 Feb 2021
Threads: Total: 86 / Live: 15 / Archived: 71
Posts: Total: 17813 / Live: 4639 / Archived: 13174
From: Poznań, Poland
Speaks Polish?: Yeah.
Interests: law, business

Displayed posts: 4654 / page 120 of 156
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delphiandomine   
20 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

in other words, if all people can afford is old apartments far from tram connections, there is an issue of price. If the average price per square meter is 6,000-7,000PLN, and the average monthly wage is 4,000, don't you think there is a little disconnect there?

But this disconnect isn't actually seen in Poland. Right now, there are flats on offer in Poznan for 4,500zl/square metre next to tram lines - and the average wage is certainly around that level.

Mr D, thanks for your comments but I beg to differ on many points, firstly my auntie was offered a flat approx 35sq metres in the main street, of Gdnia, she showed me the paper work and I'm almost certain it was for 970 US dollars, that was in the early 80's, the place is probably now worth approximately 350,000 zl... The only way she was able to buy the flat was to ask a relative who was living overseas

That sounds like a dodgy sale to raise hard currency - but it's not what I was talking about. Many of the cooperative-built flats were sold at the time of construction - in zloty. Muncipal housing (not the same thing) should never have been sold - and if she bought a flat in US Dollars, it was certainly some sort of quasi-legal operation and not "normal".

I don't doubt your story - in fact, it's very interesting - it would be curious to know who she bought the flat from.

Now the point I was making is that most Poles could not afford to pay a high price for a flat so 970$ seemed to form a bench mark, remember foreigners were not allowed to buy real estate etc. So please don't say local Poles got flats for peanuts, must couldn't afford to pay for them anyhow.

Most actually could - there was a lot of surplus money in the system, caused by workers going insane every time price rises were announced. I don't remember the exact details to hand, but one huge problem that they had in 1980-1 was that the workers had a lot of cash, but nothing to spend it on. Sure, the Zloty was worthless outside of Poland - but inside Poland, it still had value. And the "cooperative" flats were sold in Zloty, not hard currency.

One other point is that those flats which hold thousands of people are in fact worth nothing as it has no real estate value (minimal) and all they worth is a few bricks and a few windows.

And yet they're worth a lot of money if they're in a good location.

It's the reason why they're holding their value while new blocks are falling in value - new blocks tend to be poorly located.
delphiandomine   
20 Jan 2012
News / Some say modern Poland is split into A and B; The "Old", and the "New". [14]

Quite frankly, I value those residing in Poland A because they are the backbone of the country. They highly retain our beautiful culture there!

You only value them because you're not subsidising them. If you actually paid taxes in Poland, you'd soon change your mind about them.

I can`t stand those from Poland B at all! Way too westernized!! It`s disgusting. Especially those wishing to bombard beautiful homogeneous Polska with that western-influenced multiculturalism BS!

You can't stand them? They're the ones subsidising your peasant relatives. Perhaps we should cut off the money, like many in Wielkopolska advocate? It's certainly a good idea - if they want to keep their ways so much, let them pay for it themselves.

For the love of God people - IT DOESN`T F'in WORK!!

It doesn't? Could it be that you don't *want* it to work? As they say - you can take the man out of the village, but you can't take the village out of the man.

We Poles living in Canada see really just how stubburn Poles back home are.

Ah, that old complex. "We know what's best for you. And you wonder why you get ridiculed by people here?

I will not watch my homeland be destroyed by immigration!! :@

You won't do a damn thing about it though, will you? I mean, you don't even live here!

IME people from geographic Poland A feel generally superior to those from Poland B (including Warsaw) and throw the terms around pretty loosely. Those from Poland B are defensive and don't use the terms much (except to say how unfair it is).

Of course we feel superior - when you look at how wealthy Wielkopolska/Dolnoslaskie are, then when you look at how poor Podlasie/Lubelskie are, it's not hard to see where it comes from. But I suggest that it's nothing to do with money and everything to do with attitude.

I was 4½ yrs old... my mother, along with my 2 brothers and I immigrated out of Poland in 1990, assumingly shortly after the drop of the iron curtain

So your mother actually abandoned Poland when the country was desperately in need of young workers? And you have the cheek to talk about "defending" Poland?

Incidentally, that makes you what, 25-26? That means that there's absolutely no excuse for you not to return - except, you know...easier in Canada, isn't it?

Seems like we care more about the state and wellbeing of Poland than most Poles back home do. Tsk..

Really?

Me and several others have a standing offer to US/Canadian Polonia - if you care so much, we can arrange for you to come and work in a desperately poor "Polska B" village school. The kind of school where a native (or near native) speaker would make a massive difference to their lives - and because you care so much about Poland, you'll come straight away, won't you? We'll even pay for your flight tickets, as we're so generous. All you've got to do is commit to a year.

Or is it that you care about Poland when on the internet, but really - you couldn't care less about the place?
delphiandomine   
20 Jan 2012
News / Is there anything Poland won't do for money? "Wolf's Lair" - up for rent" [59]

Oh, and Auschwitz like Disney World? Never in your wildest dreams. It's obvious who has never been to Disney World to make such a comparison!

For someone who is as passionate about Polish history as Harry is, it's easy to see why he made the comparison.

Perhaps reading his post properly would help?
delphiandomine   
20 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

The problem is not the price and availability, it's expectations. People want lovely modern apartments with fantastic tram connections - but they want it now.

What "wielki pan" says about buying small and upgrading just doesn't seem to be widely practised here.
delphiandomine   
20 Jan 2012
News / Is there anything Poland won't do for money? "Wolf's Lair" - up for rent" [59]

Actually the germans have turned hitler's former bunker (well, the site) into a tourist attraction

Oh yes, the famous car park for the 1985-era East German flats. A tourist attraction, yes - so much that every time I've taken someone there, no-one else is around. There's a simple information board, and absolutely nothing on the ground to show that there are still the remains of the bunker underneath.

Or are you talking about the Memorial to the Murdered Jews of Europe, which is nearby, but not on the site?
delphiandomine   
20 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

The Polish government is going to have to do something but where the money is going to come from is anyones guess.

Honestly, I don't think the Polish government should do a thing, except sorting out the mess that is municipal and social housing. It's started to happen in Poznan (drunks who aren't paying the rent are going to some awful prefab accommodation, as they should be) - but it needs to be nationwide.

you can't argue with supply and demand and right now there is way more demand than supply. what the government can do is provide for cheaper loans, tax breaks for new construction both to companies and individuals, and generally make establishing and running a business in Poland less hassle-free.

Cheaper loans? There's already Rodzina na Swoim - how much cheaper do you want? Tax breaks for construction - why? There's plenty of new stuff being built without the need for tax breaks. As for establishing/running a business - it's really not that complicated for most businesses.

that's why it would be quite advisable for the Polish government to look into it, and PDQ... same goes for roads, and schools, and healthcare.

Rome wasn't built in a day. People seem to forget that Poland has came a hell of a long way since 1989 - heck, really, you could say since 1995 as the country was actually worse off during the early 90's than the late 80's.

Roads are fine. As long as everything that gets built by 2020 gets built, I have no issues. So far, so good. As for schools - just, leave them alone for now. Reform after reform changes nothing.

Developers buying up land and leaving it purposely idle,(keep supply down) .

You honestly think developers are the kind of people who would operate a cartel? I know a couple, and they don't think far into the future - they think about buying the land, getting the permissions, building the properties and collecting their profit. Sitting on land is losing money.

Here we see the difference between a know-it all English teacher and CMS who seems to be someone in the finance trade.

I really am starting to think you're in love with me. 24 posts, and most of them replies to little me. How cute - and a certain sign that you're just another poster who's too cowardly to post under his own name. Surprise, surprise.
delphiandomine   
19 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

oh no,wtf

What's wrong with it?

I can take the train to work, or I can drive. I take the train mostly - because it's 35 minutes of relaxing, stress free travel - as opposed to 45 minutes of Polish drivers.

Because!!!!in context, petrol is 3 or 4 time more expensive in Poland.NO?

I've already given you examples where the train service is frequent and reliable here.

Right to buy gave a fairly hefty discount, but in PL, a lot of those flats were sold for the princely sum of 1 zloty. Plus solicitors' fees.

That's a massive social transfer in anyone's book.

And a kick in the face to those who bought flats under Communism too. I doubt Babcia remembers this when voting for PiS, though.
delphiandomine   
19 Jan 2012
Genealogy / Are all Poles blue eyed and blonde? [450]

i and i imagine the forum are fed up with the bickering.

We're sick to death of it. At least now - we can get back to the normal left vs right wing arguments that used to prevail on here.

please keep to the topic, and none of the i know better bullshit.

Certainly - thank you for acting - it's appreciated :)

It could be the 'ciemny blondyn' thing again. I know people in PL with black hair, who have 'ciemny blondyn' written on their Identity Card.

Could be - I've noticed that people often write something completely weird on their dowód. My own wife has "grey" eyes - yet they're clearly blue. Never heard a good explanation from her yet as to why ;)
delphiandomine   
19 Jan 2012
Genealogy / Are all Poles blue eyed and blonde? [450]

Already reported, but I must say that I wonder too.

Nice one, mods. :)

That map posted was surreal - there's no way that 50-79% of Scots have blonde hair. Could it be the product of some very dubious research?
delphiandomine   
19 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

secondly your belief of state control smell of returning to the bad days of the 50's.

State control of municipal housing, allocated according to merit and need as opposed to being in the right place at the right time - what's wrong with that?

Babcia purchased her property at market value of that time, to Westerners this was peanuts.

Babcia certainly didn't pay market value - like the UK's 'right to buy' - the flats were sold for peanuts, even by Polish standards. Or worse still, Babcia didn't buy at all - and she's still living in her huge muncipally owned flat.

Renting is much cheaper than buying right now in Poland - but really, people from the West hardly bought much compared to what the Poles bought. It might be more accurate to say that Poles were the ones inflating their own market, especially in border towns where they could work illegally in Germany. I know one guy who bought himself a nice flat in the early 90's by doing exactly that.

Poles for a generation were forced to rent from the state and now want to be home owners overnight.

Actually - they weren't. There were plenty of flats that were privately owned during Communism - many of the "Spoldzenia MIeszkanowa" type flats were bought upon construction. The real problem is - as I said - the younger generation is priced out of the market by a squeeze of those with foreign income and older people who are inheriting flats.

Germany has a high percentage of people who rent.

Funny you mention this - one big problem that Poland has is that people tend to buy a property 'for life'. They were the ones who took on huge mortgages - and when the CHF strengthened, they were the ones in trouble. I don't understand it - as you say - sensible is to buy small and then work your way up.

But really - people from the West are a minor influence on the Polish market, especially because most of them buy new flats anyway.

The solution is to move to Srem and also (nonsensically if you are going to live in the sticks) to give up your car.

You can have a car, but give up the driving to work. Saves a lot of cash.

There's really not that much difference between supermarkets when it comes to food - all it means is less variety. As for cheapest furniture - van hire isn't expensive in Poland. And people seem to manage just fine in the UK with living outside cities - why is Poland so important?

Poland will take another generation before those places are livable.

There's plenty going on culturally in these places, but nothing "sexy". Perhaps that's the problem - image before substance.

(I'm in the middle of organising a cultural project in one of these towns as we speak - and the support has been far higher than in Poznan)

how would people now finance the repurchase of babcia's apartment - the banks do not have that volume of credit to dish out even after 20 years of capitalizm. And surely they would also want deposits so taking that volume of cash out of the rest of the economy would be crippling.

It's too late now to solve things - the only thing that can be done is to put a stop to any sales of muncipal flats, and to make sure that there is no "inheritance".

The state could easily have charged a market rate. Would've made sense, what with the general use of shock therapy.

As for how they would finance it - they wouldn't. Babcia could continue to rent from the State, and if she can't afford 2000zl payments, then she can downsize. As I said - no room for sentimentality.
delphiandomine   
19 Jan 2012
News / Poland fines singer for bashing Bible [159]

What's truly frightening to me is the way that the RM listeners and the hooligans have formed some sort of partnership - I know a lot of liberal Catholics are *very* upset with this, as it gives even more power to Ruch Palikota.
delphiandomine   
18 Jan 2012
News / Poland fines singer for bashing Bible [159]

Haven't you actually read what the two proposed bills actually say?

And - as I said - the Patriot Act is a great example too.

Not to mention the massive self-censorship in America.
delphiandomine   
18 Jan 2012
News / Poland fines singer for bashing Bible [159]

I'm not following. Honestly, I don't follow. How does a 24 hour protest of SOPA/PIPA bring you to that conclusion?

The fact that your country even considered such a draconian bill kinda says it all. Oh, and we mustn't forget the Patriot Act while we're at it.

is this the new fashion.

At least you're listening ;)
delphiandomine   
18 Jan 2012
News / Poland fines singer for bashing Bible [159]

Hardly the land of "free speech", is it? Don't throw stones when in a glass house, and all that.

I mean, we all know how you couldn't hack it in Europe, but you really don't have to pretend that America is somehow superior.
delphiandomine   
18 Jan 2012
News / Poland fines singer for bashing Bible [159]

When a country tells you what you can and cannot say = communism.

Remind us - what country is the focus of a massive online protest today?

(hint : not Poland, the UK or any European country.)
delphiandomine   
18 Jan 2012
News / Poland fines singer for bashing Bible [159]

the difference being, it is legal in the USA, which is my point. do it in Poland and you're breaking the law.

Would it honestly be legal to dip the Star of David in a jar of **** in the USA?

Which means you do not have freedom of speech in your country. Bummer.

Remind us why Wikipedia is shutting down for 24 hours again?

You're in dreamland if you think the US has freedom of speech.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

No - I want muncipal housing to be allocated on the basis of need (and merit) rather than on the basis of "first come, first served" - especially because the municipal housing was often fraudulently allocated in the first place.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

Houses are a different story though - we're only talking about the situation where someone has purchased a flat for peanuts, built after 1945 with public money and bought after 1989.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

it;s by no means a direct money transfer - it's the use of the premises that's inherited and not any kind of ownership

But it is where the property is/was purchased - that's more or less a direct transfer.

(don't get me started on the insanity of someone with a zameldowanie there claiming rights to the property)

What are you talking about: sentimentality? That's what you think about inheritance?

There's sentimentality in that it was a very popular move to allow people to buy their flats for peanuts - not least because many of the flats were occupied by ex-Party (or ex-Party institution workers). A fair system would have redistributed the flats before allowing people to buy them.

Anyway, maybe their families had the money/holdings that the government took? How far do you go back the make sure the fair price have been paid?

The fair price would have been the market value at the time of purchase - be it 2011 or 1991.

As for the Government taking stuff - well, there are processes to deal with that. It's a separate issue, as I'm mainly talking about new builds (post 1945).

Also, who decides when the flat is too big? And how many people should live in it? That sounds like the good old communist times.

Social housing should be for those in need (and who are deserving, no drunks/wasters) - if someone needs a municipal flat, then they should live in a flat suitable for their needs. Don't you see the insanity of poor families living in tiny flats while Babcia lives alone in a huge flat? Both are owned by the State - and they should switch. Again - you can't allow sentimentality to override logic.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

Regardless what currency they paid for those flats with; money, slavery, ass-kissing, it's probably the only material thing of value they have to pass to their children.

Sentimentality shouldn't apply to economics and social welfare - it's usually what causes much of the mess to begin with.

If they want to pass it to their children, then they should pay the fair market price for it. It's built with public money - why should the public transfer money to a private pocket?
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

doesn't that trample on the inheritance rights?

It wouldn't have done if it was done properly from the beginning - the flats in question were owned by the municipality, and could easily have had conditions attached to the occupancy of the property.

Now of course, it's a different story - but there should be no "inheritance" of socially owned flats and they certainly shouldn't be bought these days.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

That's only part of the story. Flats built and paid for by the people, for the people were obtained virtually free by private individuals and inherited by relatives who often let them for profit.

Indeed. I have numerous friends living in rented accommodation - all of which is let with a wink and a nod and no money being declared to the taxman at all. All the flats were inherited and then rented out - and many of them are in very good locations. The current owners have done absolutely nothing - and these flats were never built as part of a "społdzielna" (spelling?), but rather plain old council housing.

Babcia retiring in a piece of real estate she worked for all her life might seem pretty fair when you start getting old.

The problem is that Babcia often didn't work for it all her life - she often got it through being in the right place/right time and often retired early from some quasi-military non-job. It's especially true when it comes to flats built in the 50's/60's - many of them in very good locations were given to loyal Party members.

Very fair. But when it was built as social housing with public money, it should remain social housing for the next person who has worked all their life, rather than going to a nephew or niece.

Exactly. As it stands - the nephew can give Babcia a small amount of cash, she can buy the flat - and the nephew can sell it for a handsome profit once Babcia dies. An utter joke in every sense of the word - especially with young people struggling to buy accommodation.

I have no issue with Babcia staying there, but when she goes, the flat should return to the State - and - crucially - be awarded not only on the basis of need, but also the basis of deserving.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

in what manner - does the city hall pay for any serious upkeep? you seen it? - renovations? by the council? outside the representative areas? - so in what manner do the youth pay for the babcias lodgings?

It's not only the massive social transfers in the early 90's which the youth paid for then, but also the current day social transfers. No-one seriously believes that ZUS is using yesterday's money to pay for today's pensions, right?

and what is the solution to that? where are you going to evict these people to? and why when they are able to pay their monthly rents? raise the rents? sure - then where do you move the people? physically. (is there enough places to move them into? - there's gonna thousands upon thousands) - would you like to do that personally? a little bit of babcia evicting is what you dream about at night?

Honestly, the solution to the problem would have been grant the "main" occupiers (no children, no nephews, no-one else) living rights to the flat. Babcia wouldn't be able to pass the place on - and you wouldn't have the issue where people in their 50's are now standing to inherit some very good flats that no-one has really worked for. But the problem also existed under Communism - many new flats were sold for what was really nothing compared to the actual value of the materials/labour used to construct them.

The whole situation is a diabolical mess - while eviction wasn't a good idea, these flats should have stayed in State hands unless the purchaser was willing to pay market value for them.

Have a look at this - the UK has exactly the same problem - en.wikipedia.org/wiki/Right_to_buy_scheme

The same situation also caused a shocking housing shortage - if they were State owned, Babcia could be relocated into more suitable accomodation for her needs (ie, no big 4 room flats in city centre locations) while young families who need the room could get it.

It's somewhat socialist, but at the same time - if the State is paying, then it should be according to need, not according to luck or connections.

(and I think the lack of social housing in Poland while Babcia sits in a massive flat is also an utter disgrace)
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

Or in this case, "all power to those who were in a comfortable situation post-1989".

Which also includes many of those PiS loving Babcia's sitting in massive flats in city centre locations, paid for by the efforts of today's youth.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

Or joined-up housing policy.

A joined-up housing policy would have started with prohibiting the purchase of state-owned flats for anything less than the market value.

The 'right-to-buy' has caused chaos in the UK, and the same thing is seen here. Basic economics - transferring huge social subsidies is always going to cause pain somewhere down the road.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

How much is 'much more than they need to'?

If it wasn't for the massive social transfers, prices would undoubtably be lower. That much is obvious.

For all its failings the capitalist system does a fairly reasonable of allocating resources and matching supply & demand.

The problem is that the current situation isn't the result of the capitalist system. It's the direct result of state interference - the State sold much of the housing stock at heavily subsidised prices, and now, we see the effects - those who were subsidised can outbid those who weren't.

Do they teach Brits any basic economics at school?

Looks like you're the one who hasn't learnt basic history.
delphiandomine   
17 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

most of Poland is made up of small towns, if a couple could muster up say 4000zl a month, take out living costs, rent etc and I doubt if you would have much change. To borrow 300,000zl would be a suicidal as monthly repayments would be in the range of 3000zl.

300,000 buys you a decent house in much of Poland, really. A first time buyer would be looking at a 2/3 room flat (one interesting question - why the hell were so many 2 room flats built in the 50sqm range when 3 smaller rooms would make far more sense for the first time buyer?) - and in a small town, you're looking at around 150k these days maximum, and that's with a kitchen/bathroom fitted.

All said and done why is there so much obsession about home ownership as people in other countries rent, take Germans for example.

Poland has unfortunately followed the British model - and I think it's hurting them.

It's probably a lot to do with the way that many properties were sold for peanuts in the early 90's - everyone became a homeowner, and this generation wants the same. Of course, there aren't the huge social transfers to pay for it - so you're in the ridiculous situation where people in their 50's had very cheap property, while people in their mid 20's are now paying much more than they need to, simply because the older generation have priced them out of the market.

D thats a pretty harsh comment to make

It is harsh, but true - look at all these morons graduating and demanding jobs with high salaries to begin with. Many of them simply don't want to work hard for the big rewards - I've lost count of the amount of people I've interviewed, who have then backed off when I've mentioned "of course, some weekend work will be part of the job". I remember one girl in particular who refused to work weekends under any circumstance - all because she had a boyfriend in another city.

Unsurprisingly, she (and the rest) didn't get the job.
delphiandomine   
16 Jan 2012
Real Estate / Residential real estate values go down in Poland [455]

yes,renting would be better for sure, if protected by democratic laws,

What are you talking about now?

The laws in Poland are fine when it comes to a landlord/tenant relationship. We could do with the introduction of a deposit protection service, but that's about it.

easy for you to say.

Well yes, I sensibly live very close to good public transport connections. Still have a car, but for ordinary day to day stuff, public transport is just as good.

and where is this not the case?

Poland is worse than others. You should know something about it, having a kid without actually working.