jon357
21 Aug 2024
Off-Topic / Stock Market and Trading Talk [1011]
I'm always wary of cross currency stuff. Plus, like you, I'm sorting out the NI gaps. I've also got a Polish state pension (probably not much) and the private add on they introduced ed about 20 years ago.
The other day, I found out something interesting. I pay money to an a/c at a credit union in the U.K. for rainy days but apparently you shouldn't. If you're a member, they can't refuse your deposit or advise you not to for legal reasons but having too many people keeping decent savings in them but not borrowing really screws things up due to deposit/loan ratios.
but I really don't want more GBP exposure
I'm always wary of cross currency stuff. Plus, like you, I'm sorting out the NI gaps. I've also got a Polish state pension (probably not much) and the private add on they introduced ed about 20 years ago.
The other day, I found out something interesting. I pay money to an a/c at a credit union in the U.K. for rainy days but apparently you shouldn't. If you're a member, they can't refuse your deposit or advise you not to for legal reasons but having too many people keeping decent savings in them but not borrowing really screws things up due to deposit/loan ratios.
