Stock Market Talk and Trading - part 2

Replace that BROS with VUG like I did the same day I gave you my original six.
Not that it would make any difference.



And here is how I came up with 20.5%
What I have for you from Google
Screen shots of my stocks for last month
Where are you looking to be so far off ?

AMZN
google amzn stock

NASDAQ: AMZN
223.41
USD
▲ +18.95 (+9.27%) past month
July 3, 4:59 PM EDT · Market Closed

TSM
google tsm stock

Taiwan Semiconductor Manufacturing Co Ltd
NYSE: TSM
234.80
USD
▲ +41.85 (+21.67%) past month
July 3, 5:00 PM EDT · Market Closed

AMSC
google amsc

NASDAQ: AMSC
39.90
USD▲ +10.99 (+38.01%) past month
July 3, 4:38 PM EDT · Market Closed

IDCC
google idcc

NASDAQ: IDCC
224.52
USD
▲ +8.97 (+4.16%) past month
July 3, 4:20 PM EDT · Market Closed

VUG
google vug

ARCX: VUG
google vug
441.98
USD▲ +28.71 (+6.95%) past month
July 3, 5:00 PM EDT · Market Closed

HOOD
google hood

NASDAQ: HOOD
94.40
USD▲ +28.3 (+42.92%) past month
July 3, 4:59 PM EDT · Market Closed

There are the screen shots from my Google stocks cms.

I agree that PolAm beat me because of one big stock that carried him.
I am just questioning how you could be so far off on my percentage total.
Anybody can google my stocks and see for themselves.
Do it before Monday when the market opens.

It is not July 3rd - it's July 5th

I took Google shots from today asking for one month gains

I'm not doing it again because I can't be bothered - it's a lovely Saturday evening and even if you are right it won't change the outcome

If you want an independent adjudication maybe someone else can help you out

PolAm I will make your payment Monday

The markets were closed (NYSE) yesterday the 4th for a holiday and today Saturday.

You don't have to, I did it for you for everyone to see.
I don't want anything besides to show Hairy Lazarus who Mystic Michigan Daddy is.
I just wanted to set the record straight of how you coming up with 11% for me when I was really up 20.5%. almost double what you figured.
I still don't know why we can't buy and sell our stocks to stay locked in for a month instead of an unforeseen year.
We may as well have a 12 month C.D. in that case.
I can't understand you keeping a stock for a year that is flat or dropping when there is another one sky rocketing.
It makes no sense to me keeping that money tied up doing nothing but it is your stupid rule.
Come Tuesday I will be selling my IDCC as I have a new hot stock that I have been eyeing.
You are right about a nice evening.
We are going for a sunset cruise out on Lake Michigan tonight if the wind goes down.
Enjoy your evening and thanks for your time cms

@cms neuf
The dogs will be grateful.

As a point of reference, my stock picks other than CRCL, are buy and hold. Take any dividends and reinvest into that same stock. I bought 500 shares of Microsoft in 2008 and used that strategy, its done pretty well since then. HD I have had since 1995 using the same strategy. While some short term buys and sells can be nice, buying a company is a long term vision. Crypto, is where the money is if you want to do short term trading. Once you understand crypto, you can really make a killing.

The problem is that you're using real numbers and Jimmy Rapist only uses fantasy numbers. But at least when he's fantasizing about having enough money to fix the roof of his shack he isn't fantasizing about drugging teenagers again.


Looks like I went too heavy on CH and not enough on PL.

BTW, what do you think is happening with the GBP PLN exchange rate? I think I might buy enough pounds for a couple of years of NI pension contributions. You are also making full use of the class 2 voluntary contributions, aren't you?

Am I the only person that feels disgusted with ppl talking about pension system as if it's an investment?

What exactly is the reason for the disgust?

-///-

Somebody has worked hard all his life, and he deserves assurance in that he will be supported in his old age unconditionally? That this should not be subject to market volatility or other factors?

-///-

It's actually very important for the pension system to be investment based. The opposite, where the government simply finds money for you every year within its budget, is a much worse solution.

1) Pension funds are in many cases the largest buyers of corporate and government debt. They finance companies and they finance the government.

2) Pension funds are often the largest or only investors into large infrastructure projects.

3) Pension funds are far superior to the Average Joe in allocating his capital efficiently. Evidence the inane suggestions on this thread.

4) Pension funds tie old people and young people together, through aligning their interests in the market in a non speculative way.

5) Beyond aligning young and old, pension funds align labor and capital. In many instances, pension funds are the only ones who can speak authentically for the working and middle class. Especially in big boardroom brawls.

You think of something else. I mean the UK system (Lazarus and Jon were talking about it). What they mean is paying the minimum into the government pension system and getting much more.

Have you lived and worked in the UK for at least three years? You could get a UK state pension for a very reasonable amount even though you live in Poland.
Lazarus:
You need 35 years of payments to get the full amount. That amount is £221.20 / 1,111zl per week, so 57.772zl per year. To get that you can pay only Class 2 voluntary contributions and those £179 / 895zl per year. Yes, those numbers are correct. For paying thirty-five times 895zl, you get 1,111zl per week for life from your 67th birthday. So it takes 28 weeks to get back what you paid in, after that you're in the money. Live to 80 and you get back 751,036zl for the 31,325zl you paid in!

Minimum??????

It's a fixed payment for that class of NI contributions. No 'minimum', no 'maximum'.


The State Pension? It's not an investment. It's the state pension. My great grandparents fought for it to exist. There were strikes and decades of campaigning. It is my right to pay into and claim the state pension, just as it is yours too since you work there.

The current issue about a specific class of NI payments is because for the last couple of years the government have wanted people with missing or partially missing years to pay into the system.

People who have missing years, usually due to periods abroad, will only receive a partial pension however many of those would need the level making up under the Minimum Income Guarantee. This is costly, as well as there being other costs to society both financial and moral which arise from having elderly people living below the poverty line. Hence the government encouraging people to pay now.

Normally you can pay 8 years in arrears however the reason it's being discussed is because there is a current scheme to allow people to pay for more missing uears, earlier than the last 8.

I picked 3 I have (RR, Babcock, 3i) and two I don't but may (Pets at Home, M&S).

For the extra one, I'll pick a safe bet that I don't have but may buy, Halma HLMA.L

Yes I paid some extra years and am waiting for a call back (or rather I got an SMS saying they had called me when they hadn't)

my own situation quite complicated as some years working in the US and in Germany.

Lenka not sure of your point - it's a contributory system and not always fair, but as in Poland a major problem with the British public finances is that there are many millions of people who do not contribute or pay tax at all.

No idea really about the GBP and PLN but might be down because of worries about deficit in UK. But zloty also strong v dollar and Euro the last few weeks.

Some concerns about the Chancellor, plus also on Wednesday, the PM wouldn't rule out tax rises.

Most pension funds are invested in stocks and bonds. Correct me if I am wrong.
Meanwhile to get back On-Topic........


I don't understand it and I have friends that have quickly lost their ass on crypto so I stay away from it.
I wish you the best however.
I am happy with making a 20% return on my money overall.
I'm not trying to hit the home run ball as I am old and play it safe by wearing a belt and suspenders.
My short term strategy has been working quite nicely for me so if it is not broke why try to fix it.

Take a look at this stock PolAm as you of anyone might have some insight on it.
OLO
It is one of the five stocks that I am researching tonight.

OLO $10.12
NXT $66.31
DOCS $61.69
TCBX $35.51
BWMN $30.12

My charts are saying that they all look good.
As of this moment NXT is my pick but that could change between now and next Friday.
I will be selling my IDCC on July 10th as the dividend is paid on the 9th.and replacing it with one of those five.
IDCC and AMSC both have had good runs and I don't stay married to my stocks.

@johnny reb
Two reasons I dont like OLO. First, it is not a dividend paying stock. Second, it is dependent on the food service industry. Digital ordering and things like this will be replaced by AI in the long run. Short term it may be a good buy as it looks to be going up, but long term i dont see the value.

Made the donation PolAm - well done :)

Przelew na kwote
150,00 PLN
na rachunek
0720...903550
do odbiorcy
Krakowskie Towarzystwo Opieki nad Zwierzetam

@PolAm
Makes sense to me PolAm and I thank you.
If I had invested in OSO it would have been short term.
After researching those five stocks even more last night I will be going with TCBX I think.
Will see what the Market does this week.
I only own one long term stock that I have had forever and that is COST.
I bought it back in 2013 when it was about a hundred dollars a share.
I still have it today and it is worth almost ten times that now.
Pays a nice dividend too.
Besides that TESLA made me the most money in the Market.
Thank you again for your opinion on OSO.
The Markey opens in a hour here so enjoy the Bull market while it lasts.

All pension systems and schemes are investments. The idea is to put aside money now so one isn't left in one's old age stuck in a shack with a leaky roof and an internet connection paid for by the church. Ask Jimmy how much that sucks.


I'm putting into the UK state system exactly what the UK government asks me to. If that means I get more out than I put in, that's due to them not asking for too much.
But don't forget that the Polish state system gets from my work exactly what the Polish government wants. I very much doubt I'll get back even close to what was put in there. Last year alone it was PLN 64,294. But I'll be very surprised if I get even three grand a month from ZUS when I retire, which is why I'm also maxing out IKZE each year, not touching my PPO (although I probably should get that money into a better fund) and also leaving everything that goes into my PPK in there.

While I remember, you are taking part in the PPK, aren't you? I love it: after five and half years in the scheme I have 235% of what I paid in! And as the money is taken out of your salary before it's transferred to you, you don't miss the money.

Are you Trolling me again Christian ?
You are still butt hurt that you came in last place in our stock picks
How do you do it ?


Looks like you don't know what the F you are doing Mystic Lazarus Hairy.
All mouth and nasty diminishments = L.O.S.E.R

So would everyone here since your failed adventure of teaching English to Polish kids and that was for cash under the table.
You've never had a legitimate job in Poland so who are you trying to b.s.
Plus your debt to your ex-wife will come out of that so you won't have enough coming in a month to keep your bar tab paid off.
If the truth be known, you don't own any stocks do you Hairy Lazarus ?

Yes, there are millions of Americans who wish that they also had a state pension (but instead their great-grandparents fought to stop slaves from being freed). One of them posts here about his fantastic fantasy wealth while the reality is we can see the taxable value of his shack going down every year due to him not being able to afford repairs and his long-suffering wife has to mind other people's children despite a registered sex offender also living at that address. Would be sad if he wasn't so vile.


And just like that TCBX drops 1.3%. How does the Michigan Mystic do it?

And now it's down 2.3%. Yet another hot tip from the Michigan Mystic!

Yes Mystic Hairy Lazarus, the Markets are down around the world today including ALL your stocks.
Good day to buy.
Remember, buy low, sell high. lol

Hairy are you still trolling me
I never tipped it LIAR, I just posted that I might buy it at the end of the week.

(Look again and focus on, I THINK)
How you can get so confused with your reading comprehension to twist sht into lies never stops amazing me.
I must have gotten under your skin but good which makes me happy.
Check out your SMI pick that you pretend to own as it is down minus 18% today.
What happened there Mystic Boy.
Some of my stocks are up today while your picks are ALL down.
How do you do it Mystic Hairy Lazarus ?
But then again someone has to be in last place and it may as well be you. Hoot !
Now quit trolling this thread.
You've been told.

Hey Mystic Lazarus, how about tipping us with a new stock. (crickets)

While the rapist bleets about markets going down, my biggest single shareholding is up 0.6% today. Unfortunately, it's down on the year, thanks to Don Taco, but I'm in it for a long term and it's still triple what I paid for some of those shares (back in the dark days of COVID).


Oh dear, yet again the rapist proves percentages are a mystery to him:
Swiss Market Index
11.954,54
−17,87 (0,15%)today
google .com/finance/quote/SMI:INDEXSWX
Although I should point out that I don't have any funds in SMI trackers, I only picked that for cms's competition here.

Mine was up almost twice that.

Well of course as they change throughout the day

Now Hairy Lazarus, you were the one that admitted to plying young girls with cocaine so you could rape them.
Remember how you boasted of putting cocaine in gel capsules and inserting them up your asses.

You must have been a real stud having to drug young lovelies to rape them.
Its no wonder you had to flee Britain to live in a ghetto in Poland.


Oh so you want to compare where I live to where you live ?
Well lets just show everybody where you live there in Poland.
Lazarus's place;

Even by the standards of Jimmy the Rapist this is hilarious!
SMI Jul 7 Open 11,969.52 High 11,983.33 Low 11,933.89 Close 11954.54
finance.yahoo[dot]com/quote/%5ESSMI/history/?period1=1751846400&period2=1751964640

The problem is that Jimmy the rapist is too stupid to understand the difference between percentage change and value change. So when the index when down by CHF 17.87, he thought it had gone down by 18%! LOL! What a f*cking moron!


If anybody does want to compare where I live to where the rapist lives, just get my address from Jim and then put it into sonarhome[dot]pl/ceny-mieszkan/gdansk to see how much it's worth and how the value has changed over time. Then Google Jim's name and the name "Richard Ruffe" (not Jim's name) to get Jim's address. Put that address into [name of county]county[dot]org/services/property_search.php
Here's his shack:

• 
  Jimsshack.jpg
  

Check out your SMI pick that you pretend to own as it was down minus .015% according to you yesterday.
I see it is up .002% today so hang in their old boy, there may be hope yet.

Instead of TROLLING your lies in my thread why not post something constructive like tipping us with one of your new hot stocks Hairy Lazarus ?
(Crickets)
You seem to come up short trying to stay Om - Topic.

Lazarus the rapist AND Druggie !
Plying young lovelies with cocaine is the name of his game by self admission of guilt.
(See his quote above)

Just look at the video above and see why Low Life Lazarus Loser is so jealous of me.
Just look at that video where Lazarus calls home and see why he bangs on with his inferior bitter rants.
No wonder your wife and step daughter up and left you living alone in that filthy stinking squalor.

Quoting:
The "Taco Trade" stands for Trump Always Chickens Out or TACO
When this is applied to the Tariff policy of the U.S.A. it adds another layer of volatility to the market
After a massive run off the market lows in April, we could be poised for a 10% or bigger retracement
Is now a good time to rebalance your stock and bond holdings?

What's your opinion ?

From my experience you don't need to wait for a call. Just fill in form CF83 after reading leaflet NI38 and then send it to the address given on CF83, not the address given on the otherwise identical form at the end of NI38. The FPC will want to see proof you're employed overseas, so send that too. If applying to pay past years, it's good to also provide proof one was employed overseas during those years too. If you don't send that proof, the FPC's first action is to write to you asking you to provide it. The point is that there's one rate (class 2 voluntary) for people who were employed (or self employed) and a significantly higher rate (class 3 voluntary) for people who weren't working.

But either way, the investment opportunity is far too good to miss out on!

Mine didn't ask for proof; I just filled in the form and they agreed it.

Thousands are sorting out their back payments though, so it can be six months or more before they process the payments and add them to your records.