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Posts by bros  

Joined: 15 Nov 2013 / Male ♂
Last Post: 17 Apr 2014
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Posts: 5

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bros   
17 Apr 2014
Law / Opening a Polish Bank Account by a foreigner in Poland. Recommendations. [299]

Pls. help me locate all banks on those comparison sites Comperia.pl, Bankier.pl, E-broker.pl and TotalMoney.pl which fit my requirements, namely:

- I don't want something free for nothing
- But I prefer a no strings attached fee free transaction account only
- So bank can charge for the card (which is not obligatory to take as I don't need it)

1st just show me the list of such accounts (not just mention your one favorite bank) in Poland on the comparison sites (if exist)
2nd we can talk about which is more foreigner friendly

Thank you
bros   
17 Nov 2013
Law / List of banks from Poland offering free ATM withdrawals and spending worldwide? [12]

That would most probably cost you quite a bit.

As the other option would be to stay cashless in a foreign country; I'd be happy to pay the modest fee if they send me the card abroad.

Why not have a Polish number for that?

If the card can be replaced abroad; fine (see above). But a Polish SIM card is impossible to be replaced from abroad or even an Internet banking token is much more pain to replace than simply using a foreign SMS number which I might activate via phone banking. See more here: https://polishforums.com/law/poland-bank-account-use-sms-56848/#msg1411598

The only option is if the bank can send SMS codes to a foreign number.

The only option is if the bank can send SMS codes to a foreign number.

I wanted to replace 'the only option' with 'my best bet'.

Not much time given here to edit your posts.
bros   
17 Nov 2013
Law / List of banks from Poland offering free ATM withdrawals and spending worldwide? [12]

feesGod, how mean can you get. Paying 5 PLN on an ATM withdrawal will bankrupt you?

Sorry, moderator edited my first post.

So, lets remake my first post for clarity:

Important things:
- Bank can send an SMS code to a foreign number
- Can send replacement cards abroad later (the first card to Poland, obviously)
Some of these new Internet only banks cannot do these two things I assume, strangely

About the fee structure:
1st) No % fees on foreign card use like 1%, 2% 3%
2nd) The bank account does not have to be free (but it can be), I rather pay a fixed monthly fee for the account than a per ATM use fee. So no salary account', eg. free when you load monthly, I rather pay a modest monthly fee.

3rd) If I already paid a fixed monthly account fee I'd like to see free or cheap fixed per use ATM withdrawal fees
4th) Account can be either in PLN, EUR or USD

Probably I can find a full list of these banks on the comparison site offering this service. Then I can shop around by quality of service.

I ask the moderator to replace my first post with this. Thanks.

I have heard good things about Mbank. But given my criteria, especially about sending replacement cards abroad and using a foreign SMs number, I guess they are not my best bet. Correct?

Try Alior: free ATM use all over the world, but there are monthly fees if you don't have at least 2,000zl per month paid into the account.

That just might be what I need. Thank you button.
bros   
17 Nov 2013
Law / Bank account in Poland which does not use SMS [13]

Polish banks which USE SMS - but can send the code to a foreign number as well?

I heard good things about Mbank in general. I guess they might not be the ones that can send SMs to a foreign number.
bros   
15 Nov 2013
Law / List of banks from Poland offering free ATM withdrawals and spending worldwide? [12]

Namely, debit cards & current accounts offering

- No fixed ATM fees
- No % fee added to foreign withdrawals and spending?

Probably I can find a full list of these banks on the comparison site offering this service. Then I can shop around by quality of service.

- Oh, it is also important that they can send a card abroad (in the rare case I lose it and need a replacement for travels). Some of these newer Internet only banks cannot do it Strange.

- I rather pay a fixed monthly fee rather than a per withdrawal fee but it can be totally free as well
- Not a 'salary account', eg. free only when you deposit/use card monthly

Welcome!

Just to add some clarification (for the moderation team): I am asking about Polish bank accounts and cards.