with this statement you're showing complete lack of knowledge in the subject and simply burning off any of your credentials
I said "I think", I did not say anything for definite.
You can't work in bank and be such stupid even when you're a simple clerk
You can think me stupid if you like, but I do work in a bank and have worked for various different ones.
I don't think Polish people do debts in your country.
I'm afraid that they do and much of the blame has to go to the banks for offering high credit limits and overdrafts and so on to people with little/no credit history.
Polish rather do not take a large loans in your banks, do not cheat your mortgage system for terrible huge money that Polish couldn't even dream about.
They may not have a mortgage, but many have a lot of unsecured debt. Enough for banks to hire Polish speakers in their collection departments anyway.
It was your choice not ours. So please do not blame others for it.
I don't blame anyone other than the Governments. We did not ask for this situation either.
How come there are no statistics?
Purely from the point of view that I am speaking from the day-to-day experiences of my job. No official statistics exist as far as I know, but I can tell you that I'm not making this up for effect.
Please treat Polish as friends not as enemy so they will treat you the same way.
I do treat them as friends and I don't see them or anyone else as "the enemy", I'm just giving you the facts as I see them.
Credit has been far too easy to obtain and I fully accept that the banks are at fault, however, the person running up the debt is also in the wrong if they do a moonlight flit and just disappear.
Anyway the above is my solution to stop people whining...
Good solution ! Bit too logical for the powers that be to take any notice of however.