and off you go?
Zoogle, thanks for the laugh. I don't believe there is any process in Poland for which the expression "and off you go?" applies.
Certainly it is far more difficult to obtain a Small Business loan in Poland than in NA, but not impossible. Right now is not the best time to be looking for such a loan, due to the global credit crunch and the acceleration in interest rate rises on PLN. (don't believe anyone who tells you that Poland is not indirectly affected by the credit issues in the US)
Additionally, it is very difficult for a self-employed non-Pole to receive any credit in Poland regardless of how good your credit history is, or how good your business plan is. You may actually find it easier to obtain a loan in USD from NA, with better terms, for setting up a business in Poland. With a depreciating USD, this could be your best bet.