Smokeyone
10 Aug 2009
News / could someone explain about finance shops please [11]
They have the 1000% plus interest places in the UK too......
They have the 1000% plus interest places in the UK too......
Smokeyone
25 Jul 2009
News / could someone explain about finance shops please [11]
I just think it so unusual that five shops (are they shops !) should open in such a short space of time.............
I just think it so unusual that five shops (are they shops !) should open in such a short space of time.............
Smokeyone
25 Jul 2009
News / could someone explain about finance shops please [11]
So the finance places are for small loans - not mortgages !
So the finance places are for small loans - not mortgages !
Smokeyone
25 Jul 2009
News / could someone explain about finance shops please [11]
I visit a small polish town about once every other month and over the last few visits three or four shops have closed - clothing shops and a mini supermarket but I have noticed that around five finance shops seem to have opened - I think one is called the finance house and one is called go-bank - one even has a ATM in it's window...
Perhaps someone on the forum understands the sudden need for places to get money!
Are they different from the normal banks !
Thanks
I visit a small polish town about once every other month and over the last few visits three or four shops have closed - clothing shops and a mini supermarket but I have noticed that around five finance shops seem to have opened - I think one is called the finance house and one is called go-bank - one even has a ATM in it's window...
Perhaps someone on the forum understands the sudden need for places to get money!
Are they different from the normal banks !
Thanks
Smokeyone
31 May 2009
Law / Savings advice in Poland ..any views would be appreciated. [3]
Just what I was thinking but worse case scenario is the exchange rate keeping climbing -
next year 6zl the year after 7zl etc or is that just daydreaming ----
Just what I was thinking but worse case scenario is the exchange rate keeping climbing -
next year 6zl the year after 7zl etc or is that just daydreaming ----
Smokeyone
31 May 2009
Law / Savings advice in Poland ..any views would be appreciated. [3]
Hello
I travel to Poland from the UK around every other month. About a year ago I opened a savings account in zl and each time I visit Poland I change sterling for zl, some for expenses and some I put in the savings account.
Would you carry on doing this as the exchange rate is almost 5 zl to the pound - my thought was that if the rate nose dived again then I could withdraw the zl each time I visit to use as expenses but maybe at 5 zl to the pound I should just carry on saving. Of couse I would guess in the years to come Poland would join the euro and then my zl would be converted at an official fixed rate.
Any views would be appreciated.........
Thanks
Hello
I travel to Poland from the UK around every other month. About a year ago I opened a savings account in zl and each time I visit Poland I change sterling for zl, some for expenses and some I put in the savings account.
Would you carry on doing this as the exchange rate is almost 5 zl to the pound - my thought was that if the rate nose dived again then I could withdraw the zl each time I visit to use as expenses but maybe at 5 zl to the pound I should just carry on saving. Of couse I would guess in the years to come Poland would join the euro and then my zl would be converted at an official fixed rate.
Any views would be appreciated.........
Thanks
Smokeyone
4 Feb 2009
Real Estate / Typical flat offer prices in Poland [17]
Would an estate agent be as good a way as any to find out the cuurent rental value.
I have noticed postcards in shop windows for flats to rent but none seem to mention money. My mate is currently paying - wait for it - 350zl a month - I assume that is ridiculously low by anyones standards even for Poland so I am guessing when he has his rental adjustment it will jump considerably....
Would an estate agent be as good a way as any to find out the cuurent rental value.
I have noticed postcards in shop windows for flats to rent but none seem to mention money. My mate is currently paying - wait for it - 350zl a month - I assume that is ridiculously low by anyones standards even for Poland so I am guessing when he has his rental adjustment it will jump considerably....
Smokeyone
4 Feb 2009
Real Estate / Typical flat offer prices in Poland [17]
Although I understand unemplyment is rising in Poland I do not think it has half the troubles that the UK has and my guess would be that in a few years property prices will start rising again - however I have guessed wrong before and that was why I was seeking further advice.
Excluding all the pitfalls of selling to a friend (do not lend money to friends or family - very true) the opion seems to be biased in favour of holding onto the flat.
Am I correct in thinking that property prices are sliding down in Poland at the moment!
Although I understand unemplyment is rising in Poland I do not think it has half the troubles that the UK has and my guess would be that in a few years property prices will start rising again - however I have guessed wrong before and that was why I was seeking further advice.
Excluding all the pitfalls of selling to a friend (do not lend money to friends or family - very true) the opion seems to be biased in favour of holding onto the flat.
Am I correct in thinking that property prices are sliding down in Poland at the moment!
Smokeyone
4 Feb 2009
Real Estate / Typical flat offer prices in Poland [17]
That's because it's in a ideal location for their work and his flat is further from their work and it's rental agreement (I do not know the Polish terms for this) is coming up for renewal.
That's because it's in a ideal location for their work and his flat is further from their work and it's rental agreement (I do not know the Polish terms for this) is coming up for renewal.
Smokeyone
3 Feb 2009
Real Estate / Typical flat offer prices in Poland [17]
Either it let's to friends now and again or I stay there. Excluding contracts etc etc
and I do realise the pitfalls - if it was your flat would you hang on to it for - let's say five years and hope you get a good price or take a 50 per cent profit now spread over 60 months. Putting it another way - in five years do you think the flat would be worth a lot more than it is now....
Thanks for any thoughts
PS A very rough valuation is about 25 per cent more than I paid for it two years ago
unless someone tells me otherwise
Either it let's to friends now and again or I stay there. Excluding contracts etc etc
and I do realise the pitfalls - if it was your flat would you hang on to it for - let's say five years and hope you get a good price or take a 50 per cent profit now spread over 60 months. Putting it another way - in five years do you think the flat would be worth a lot more than it is now....
Thanks for any thoughts
PS A very rough valuation is about 25 per cent more than I paid for it two years ago
unless someone tells me otherwise
Smokeyone
2 Feb 2009
Real Estate / Typical flat offer prices in Poland [17]
I have a nice one bedroom holiday flat in a town a couple of hours from Poznan or one hour from Leszno - central location, railway station, bus station & shops.
A really good friend of mine is interested in buying it from me, my flat is not really for sale - I had planned on keeping it for years as a long term investment.
He has offered me almost 50 per cent more than I purchased it for two years ago but the catch is he wishes to pay monthly instalments over five years. I do not mind so much the monthly instalments but is it a fare offer !!
What does the forum think......
I have a nice one bedroom holiday flat in a town a couple of hours from Poznan or one hour from Leszno - central location, railway station, bus station & shops.
A really good friend of mine is interested in buying it from me, my flat is not really for sale - I had planned on keeping it for years as a long term investment.
He has offered me almost 50 per cent more than I purchased it for two years ago but the catch is he wishes to pay monthly instalments over five years. I do not mind so much the monthly instalments but is it a fare offer !!
What does the forum think......
Smokeyone
20 Jan 2009
Life / Please recommend pre-paid sim card that will work in Poland and Germany. [11]
Just so long as its a lot cheaper than using my orange contract sim....
Just so long as its a lot cheaper than using my orange contract sim....
Smokeyone
20 Jan 2009
Life / Please recommend pre-paid sim card that will work in Poland and Germany. [11]
I know of a mobile phone shop where I am staying.... So if I purchase 100zl top up, the sim card is thrown in and I need to ask for a era tak tak. I know era is the phone company.
Are the rates reasonable to call the uk from poland and the same card will work in germany so again I can phone the uk. What is a typical amount of top up please.
20zl or 50zl!!
Have I got this all correct because I know already that the phone shop staff do not speak a word of english but luckily I know someone who can translate for me.
Cheers
I know of a mobile phone shop where I am staying.... So if I purchase 100zl top up, the sim card is thrown in and I need to ask for a era tak tak. I know era is the phone company.
Are the rates reasonable to call the uk from poland and the same card will work in germany so again I can phone the uk. What is a typical amount of top up please.
20zl or 50zl!!
Have I got this all correct because I know already that the phone shop staff do not speak a word of english but luckily I know someone who can translate for me.
Cheers
Smokeyone
20 Jan 2009
Life / Please recommend pre-paid sim card that will work in Poland and Germany. [11]
Just to get this straight I can go into a mobile phone shop and buy a card with reasonable rates to phone the UK and just top up the card at any mobile phone shop!!
Just to get this straight I can go into a mobile phone shop and buy a card with reasonable rates to phone the UK and just top up the card at any mobile phone shop!!
Smokeyone
19 Jan 2009
Life / Please recommend pre-paid sim card that will work in Poland and Germany. [11]
Thanks for the advice. Have you heard of Heyah SIM - I came across them while googling.
Thanks for the advice. Have you heard of Heyah SIM - I came across them while googling.
Smokeyone
19 Jan 2009
Life / Please recommend pre-paid sim card that will work in Poland and Germany. [11]
As my two europe wide simm cards have just closed down - 09 & awayphone I am now looking to purchase another card. I only really need it to phone home to the UK from Poland and maybe Germany. I have my Orange Uk card as a back up but on one trip to Poland a while back my contract orange bill came to more than the cost of the trip.
Can I just go into a mobile phone shop and buy a prepaid simm card that will work in Poland & Germany.
Thanks very much
PS If someone has a suggestion for a card in order of preference
most reliable connection
easiest to top up
price
As my two europe wide simm cards have just closed down - 09 & awayphone I am now looking to purchase another card. I only really need it to phone home to the UK from Poland and maybe Germany. I have my Orange Uk card as a back up but on one trip to Poland a while back my contract orange bill came to more than the cost of the trip.
Can I just go into a mobile phone shop and buy a prepaid simm card that will work in Poland & Germany.
Thanks very much
PS If someone has a suggestion for a card in order of preference
most reliable connection
easiest to top up
price
Smokeyone
22 Jun 2008
Travel / What to do on a sunday in leszno? [6]
I could just take them sightseeing in the centre during the morning followed by lunch but I would still need something to do in the afternoon. I was there the other week, started off with a little breakfast in one of those tiny cafe's outside the station followed by a little sightseeing and then a big ice cream in the square, more sightseeing and then lunch but afterwards....
I could just take them sightseeing in the centre during the morning followed by lunch but I would still need something to do in the afternoon. I was there the other week, started off with a little breakfast in one of those tiny cafe's outside the station followed by a little sightseeing and then a big ice cream in the square, more sightseeing and then lunch but afterwards....
Smokeyone
22 Jun 2008
Smokeyone
22 Jun 2008
Travel / What to do on a sunday in leszno? [6]
Hello
On the chance someone reading this forum knows the Leszno area - any suggestions as to where I can take a group of ten people. I am looking for ideas - I can organise a mini bus, take them out to lunch somewhere and then...........
Have already visited Wroclaw the day before....
Thanks
Hello
On the chance someone reading this forum knows the Leszno area - any suggestions as to where I can take a group of ten people. I am looking for ideas - I can organise a mini bus, take them out to lunch somewhere and then...........
Have already visited Wroclaw the day before....
Thanks
Smokeyone
6 Jun 2008
Smokeyone
5 Jun 2008
Travel / No Polish villages on google earth [13]
Thanks for the ideas. Tried them out but still the same. Will try and find IBM product but you would think there would be aerial shots of the whole of Poland not just city centres. Otherwise try the local council for aerial shots, that's going to be fun asking...
Thanks for the ideas. Tried them out but still the same. Will try and find IBM product but you would think there would be aerial shots of the whole of Poland not just city centres. Otherwise try the local council for aerial shots, that's going to be fun asking...
Smokeyone
4 Jun 2008
Travel / No Polish villages on google earth [13]
Is that a flippant answer or are you winding me up!
I had already guessed about the satelites when I mentioned twenty years ago....
Is that a flippant answer or are you winding me up!
I had already guessed about the satelites when I mentioned twenty years ago....
Smokeyone
4 Jun 2008
Travel / No Polish villages on google earth [13]
I would have thought twenty years ago every square inch of Poland would have been covered..........
I would have thought twenty years ago every square inch of Poland would have been covered..........
Smokeyone
4 Jun 2008
Travel / No Polish villages on google earth [13]
Does anyone know of something better than google earth. It has Polish cities alright but does not seem to have close up's of Polish towns - any suggestions please.
Does anyone know of something better than google earth. It has Polish cities alright but does not seem to have close up's of Polish towns - any suggestions please.
Smokeyone
4 Jun 2008
Travel / Who do you use to make calls to Poland? [33]
Have now paid BT £1 a month to get cheapish calls to Poland rather when the other providers do not work.
Wonder if London Chick (see above post) got through to her problem number!
Have now paid BT £1 a month to get cheapish calls to Poland rather when the other providers do not work.
Wonder if London Chick (see above post) got through to her problem number!
Smokeyone
19 May 2008
Life / Opening a savings accounts in a Polish bank [27]
Just so I have this straight, the bank would give you interest on a savings account but then charge you for having the account...so unless you have loads of money in the account it probably isn't worth having the account in the first place....
I do not need ATM - a passbook would have been okay - just cash in and cash out.
Just so I have this straight, the bank would give you interest on a savings account but then charge you for having the account...so unless you have loads of money in the account it probably isn't worth having the account in the first place....
I do not need ATM - a passbook would have been okay - just cash in and cash out.
Smokeyone
17 May 2008
Life / Opening a savings accounts in a Polish bank [27]
Are you saying it might not be worth the effort just to earn 100 or 200 PLN a year interest because that's exactly what a mate of mine said.....
Are you saying it might not be worth the effort just to earn 100 or 200 PLN a year interest because that's exactly what a mate of mine said.....
Smokeyone
17 May 2008
Life / Opening a savings accounts in a Polish bank [27]
Hello
I was going to open a savings account with BZW the other week but the que was upto the door and after twenty minutes I gave up. Just before I try again when I visit Poland next month, any particular problems I should be aware of. I'll take my UK passport with me and I have a Polish address - assume I'll receive a passbook and can pay money in as and when and take it out in cash when ever I wish..
Thanks for any tips
Hello
I was going to open a savings account with BZW the other week but the que was upto the door and after twenty minutes I gave up. Just before I try again when I visit Poland next month, any particular problems I should be aware of. I'll take my UK passport with me and I have a Polish address - assume I'll receive a passbook and can pay money in as and when and take it out in cash when ever I wish..
Thanks for any tips
Smokeyone
16 May 2008
News / Brits battle to save historic railway in Poland [9]
Wolsztyn still has regular steam, standard gauge
Wolsztyn still has regular steam, standard gauge
Smokeyone
12 May 2008
UK, Ireland / Taking a UK-registered car to Poland [35]
Forget about cars, what about european lorries, no need for road tax and extra fuel tanks so they can avoid topping up with our overpriced uk fuel. That's why some truck companies have an office in europe now.
Forget about cars, what about european lorries, no need for road tax and extra fuel tanks so they can avoid topping up with our overpriced uk fuel. That's why some truck companies have an office in europe now.