Lukasz K
21 Apr 2015
Law / Car insurance cost for old used car in Poland (OC) [17]
I do not know how you calculate those numbers.
The OP asked about OC so it has nothing to do with the value of the car as nobody would pay him when something happens (to him or his car) it is just to cover losses he would make to somebody else.
The only thing that matters in that situation is his age (the younger the higher rate), time hes has been registered (insured) as a driver (could be a co-driver of for example his parents car) with no damages (that is important as he would get a discount for every year), place where he resides (citizens of some regions have higher risk of having an accident than the other) and the engine capacity of the car.
When I was at his age (10 years ago) I also drove and old Skoda and I paid for OC sth. like 600 PLN/year. Nowadays I am older, and have paid insurance with no damages for some time so I pay similar price even though the prices of insurance have generally gone up. However I doubt he would pay more than 1000 PLN/year.
Tho really check it there are insurance calculators online anybody could use that include the variables that are important for the overall cost of the insurance.
Regards
Lukasz
I do not know how you calculate those numbers.
The OP asked about OC so it has nothing to do with the value of the car as nobody would pay him when something happens (to him or his car) it is just to cover losses he would make to somebody else.
The only thing that matters in that situation is his age (the younger the higher rate), time hes has been registered (insured) as a driver (could be a co-driver of for example his parents car) with no damages (that is important as he would get a discount for every year), place where he resides (citizens of some regions have higher risk of having an accident than the other) and the engine capacity of the car.
When I was at his age (10 years ago) I also drove and old Skoda and I paid for OC sth. like 600 PLN/year. Nowadays I am older, and have paid insurance with no damages for some time so I pay similar price even though the prices of insurance have generally gone up. However I doubt he would pay more than 1000 PLN/year.
Tho really check it there are insurance calculators online anybody could use that include the variables that are important for the overall cost of the insurance.
Regards
Lukasz