News / Lech Walesa vs Immigration: Brits humiliated him at London Heathrow Airport [105]


Its not new. The Americans have refused to pay parking fines and congestion charges for decades. The figures must be tens of millions of pounds,

News / Lech Walesa vs Immigration: Brits humiliated him at London Heathrow Airport [105]


How would anybody know who he is? They don't know your name when you go through security. At Stanstead they no longer have a human reading the passports before you enter.

Could anyone here list the previous prime ministers of , say, Italy - never mind recognize them?


Only diplomatic bags from the embassy are not search. Everything else is.

News / Lech Walesa vs Immigration: Brits humiliated him at London Heathrow Airport [105]


Imagine? Why do you have to imagine what hundreds of thousands of Poles have already been through? have you ever been through airport security?

Sure its intrusive , but at least they don't fingerprint and photograph you as happens when you enter the USA. They will also rile through your underwear and in Australia they will confiscate any food they find.

Tell me have you ever been on an international flight ?

News / Lech Walesa vs Immigration: Brits humiliated him at London Heathrow Airport [105]

Ha! two foreigners coming to a English speaking forum to tell the Poles what to do.

Real Estate / How the Poland property market became a HUGE bubble [35]

Its in the housing bubble thread. Why did you create another thread on the same subject, BTW. Although I'm not going to dig it out from that long thread - it has been well discussed.


Rubbish. Its 17 years(Don't tell me you don't still understand compound calculations ?)

France's GDP PPP per capita according to the world bank en.wikipedia.org/wiki/List_of_countries_by_GDP_%28PPP%29_ per_capita

47 Poland 22,162 2012
22 France 36,104 2012

So Frances GDP is currently 1.63 x Poland per capita and it will take 17 years to hit 1.65

However, currency appreciation could add 25% in one year. Guesswork, however.


What other towns are stabilizing? Krakow is still falling as are all those and they are the most likely to rise.

Having said that 2014 should be stable, if not rising, the EU economies are starting to recover.

Real Estate / How the Poland property market became a HUGE bubble [35]


Switzerland and Norway have unique economies. Norways based on large Oil/gas/ore/hydroelectric/seafood resources and Switzerland's based on illegal banking.

The PIIGS had **** economies and weak currencies before they joined the Euro which give them low interest rates unsuitable for their economies. They trashed themselves with cheap money.

None of the PIIGS (or any Euro economy) want to leave the Euro, even now the benefits outweigh the current pain


Not a single country has made any attempt to leave the Euro and one country has joined after the crisis.

Real Estate / How the Poland property market became a HUGE bubble [35]


94% of Poles own their property outright of have subsidised accommodation, so its a minority who have been priced out. Admittedly its a problem for them, but Poland is significantly different in that respect.

I suppose you are one who was 'priced out' of Poland.

Work / Moving to Poland from Iceland (salary of 6500 pln a month) - can I build a house? [25]

20,000 Poles were working in Iceland til 2008, Poland gave Iceland a 100million currency swap agreement to help them repatriate after the crash.

a reasonable good comment on Icelands situation - icelandicecon.blogspot.co.uk/2012/07/q-on-iceland.html

Work / Moving to Poland from Iceland (salary of 6500 pln a month) - can I build a house? [25]


You cannot sell a Icelandic asset and convert the ISK to Euro/PLN, the Icelandic government will not allow you to convert it and/or take it out of Iceland. So a Polish bank would obtain a property that they can't recover any debt from.

Also the Icelandic bank has first dibs on the asset and its debt is increasing every year by the rate of inflation, (an 1million outstanding mortgage with 5% inflation, increases to 1.05million in year 1 then 1.1025 in year 2, 1,16 in 3 etc) so holding on the asset and waiting for the capital controls to go isn't an option either.

You can convert a certain amount out in hard currency but I'm not sure of the amount, for holidays or study abroad.

Cyprus has capital controls as do Argentina, Venezuela, Bolivia

In the 1970's the UK only allowed £50 holiday money when you went abroad.

Work / Moving to Poland from Iceland (salary of 6500 pln a month) - can I build a house? [25]


I doubt that. As you cannot remove money from Iceland, any asset in that country is unusable as collateral outside of Iceland. Also if he has a mortgage on the property, the increasing debt will probably wipe out any part of the asset he may own.

I suspect that no bank would accept a property with a index-linked mortgage as a collateral. Iceland is the only country in the world that has this.

Work / Moving to Poland from Iceland (salary of 6500 pln a month) - can I build a house? [25]


Give the guy a break.

Even if they had saved some money, due to Iceland catastrophic crash, capital control are in place. You cannot convert the ISK and take it out of the country. .One result is everyone in Iceland invests in property as there is no way and nothing else to invest in so prices have gone ballistic (in ISK, which is non convertible).

However, rising house prices make the inflation figures rise. As all loans in Iceland index based, the debt rises with inflation.As the property rises in value, you have to pay the bank more.

This makes life in Iceland very tough and it will not get better, probably for decades because removing the Capital Controls is very difficult. Nobody will invest in a country that you can't remove your money and is so utterly corrupt. the cost of food etc is also very high due to monopolies by the ruling families and their cronies.

Moving to Poland and earning twice the national average is a much better prospect than Iceland as things will get better not worse.


After tax? you should do quite nicely.

I would forget about building a house, although you can get a loan and use the land as collateral - you won't need any more deposit. I'm not sure that being a foreigner will affect your ability to get a loan, if you work and a a Polish resident you will have to have a years work record. I find it unlikely EU/EEA passport holders can be discriminated against (although Iceland got away with it...) as it would be illegal in EU law.

Building a house will take quite a long time as I think its necessary to leave the house to settle into the ground over winter before finishing it. This year (before the end) there are government help for buying building materials. Loan length is/will be restricted to 25 years.

Poland will next year introduce a FIT (Feed In Tariff) for solar power. Around 1 PLN per KWhr, I heard, but this may change.

News / Too much milk - Poland has been forced to pay EUR 4.1 mln to the EC. [11]

Its shops, supermarkets and distributors who make the profit on milk. Farmers are barely covering their costs.

Travel / Car Service for airport pickup in Krakow? [4]

The airport has its own taxi scheme, fixed price.

Real Estate / Poland's apartment prices continue to fall [1844]

And
media.reas.pl/en/pr/249429/residential-market-in-poland-q2-2013?rss=true

Real Estate / Restructuring of polish chf mortgage [42]


They made a bad investment, doesn't make them stupid, I agree. But the responsibility rests with those who made the investment, not who sold them it.


Given that every other system has completely failed, I'd say capitalism has allowed those 3 billion to be born and grow. Under communist there wouldn't be 3billion poor people, there would be 3 billion dead or unborn.

The only people responsible for poor people are those who had children while in poverty, the parents are them one who made the only informed decision about it.

Work / ex boeing worker interested in Poland work [2]

Poland is buying up two hundred and fifty helicopters in the coming years, consequently the main manufacturers are keen to expand in Poland, start looking at this article.

WARSAW - NATO-member Poland is in the market for 70 new military helicopters, more than double the number it first sought in March, Prime Minister Donald Tusk said Sept. 26.

"We're determined to speed up and expand our helicopter plans with the immediate decision to buy 70 helicopters for the Polish army," the PAP news agency quoted Tusk as saying.

Delivery of the first choppers is expected by 2014, he said, describing the cost of the project as "gigantic" but declining to name a figure.

In March, Warsaw announced a tender to buy 26 multipurpose helicopters for its army worth an estimated 1.5 billion to 3.0 billion zlotys ($480-$960 million).
defensenews.com/article/20120926/DEFREG01/309260002/Poland-Seeking-70-New-Military-Helicopters-P-M-

Real Estate / Restructuring of polish chf mortgage [42]

Nobody in this discussion is Polish.

greeno, I presume, went out side the UK investment protection by investing abroad. He already took on a currency risk, that sort of descision is an investment which he isn't protected against. He chose the wrong currency risk. His choice.


Not quite. EU directs laws which individual countries interpret and apply according to their legal system.


Going outside your home country's financial services protective bubble to make a speculative investment (in foreign currency) makes you qualified investor not a consumer. Thats a very concerted and deliberate act to bypass the FSA and its advice.


At the time an CHF mortage was seen as a very good idea by the majority of mortgage buyers. Turns out that predicting the future is not very easy, but that doesn't mean it was a deliberate rip-off by the sellers. The buyers paid far less in interest pavements which was their motivation.


The volatility of the exchange rate and the stupidity of people who bough foreign currency loans. Why should I pay for other peoples stupidity, because socialists like you want somebody else to pay for it, don't you?

Real Estate / Restructuring of polish chf mortgage [42]


You are always advised to seek advice from your Independent Financial Advisor.

Did you speak to an IFA?

Real Estate / Restructuring of polish chf mortgage [42]


If its not your primary residence its an investment and you will be treated as such.

Work / SAP Consultant Salaries in Warsaw, Poland. [16]

Something pretty similar to what you are being paid now. I'd say 15K pln per month?

News / Silesians Vote in German Federal Elections [23]


Smurf is talking economic separation, to stop sending money to Warsaw. Thats not 'cultural and educational autonomy'.


What does that have to do with the topic?

Real Estate / Restructuring of polish chf mortgage [42]


Any overseas investor would not be be protected as they are would be deemed a investor not a consumer.

News / Silesians Vote in German Federal Elections [23]


So you are advocating a break up of Poland to reduce the payment of tax to Poland.

A country which was nearly was wiped out in the last war because its couldn't afford the modern weapons to defend itself.

Poland may well join German and Italy in the MEADS missile defense, integrating militarily with Nato is far more important than selfish financial gain.

I hope you take that into consideration.

News / Silesians Vote in German Federal Elections [23]


Well done for finding two countries that settled a split amicably. Neither were in the EU. Doesn't make up for the thousands of other wars over territory over the millenniums.

Funny you mention African, after its half century and ongoing wars and civil wars.


Shame about the wars against the Croatia, Kosovo and Bosnia.


Sorry I assumed you are not Polish. Are you?


:) Indeed you can.

News / Silesians Vote in German Federal Elections [23]

Just remember that lot of people would kill to defend Poland, especially from foreigners attempting to break it up. This isn't a trivial matter, Poles are well aware of the past.


Its part of Poland, how money is spent is down to its democratically elected government.


Look at Syria or Serbia to see what it can lead to. The Syrians who started the protests did not expect or want a civil war but that is what they got and now they deeply regret starting it.

As I said, this sort of talk started wars in Europe in the past and its what the EU was founded to prevent.


Yeah, right. Someday over the rainbow.

News / Silesians Vote in German Federal Elections [23]


Scotland won't vote for independence, although I wish they would. Unfortunately Scottish independence is more popular with English voters than Scottish.


First, outside the EU their would be duties to pay on imports and EU businesses would move to Poland and Germany. Second, as a stand alone (hahaha) economic miracle, on re-entry (if allowed) Silesia would have to pay into the cohesion fund to support Poland and the rest of the EU.


They would have to use force to get Spain to agree to that, interfering with a nations borders is an act of war, one of the few reasons a country can use force legitimately.

Germany will veto as would Belgium, Netherlands, UK, France, Italy and pretty much every other country with separate regions who may want to declare 'independence'. There is no way countries such as France and Germany would be party to the break up of the EU by nationalists. It is fundamentally against the founding principles of the EU.

Spain has already indicated it would veto Scotland's entry to the EU.

News / Silesians Vote in German Federal Elections [23]


Fantasy.

There is no way the EU would allow it, the EU was not setup to allow little nationalistic empires to form, quite the opposite. The Catalans will have to join the EU on the EU's whim and its probable that one of any of the existing states would veto its entry. That would be the end of Catalonia's economy as EU and international companies would exit taking their jobs with them.

The same would apply to Silesia, its economy depends on EU membership and talk of autonomy is meaningless bollocks.

Food / Kopi Luwak! Is it worth buying? [13]

Yeah, fly to Indonesia and buy it there. Do NOT buy it on the internet.

News / Have You heard about legalizing 12-hour working day in Poland? [38]


ec.europa.eu/social/main.jsp?catId=706&langId=en&intPageId=205

11 hours not 13, my mistake..

And a few years out of date, but ..

News / Have You heard about legalizing 12-hour working day in Poland? [38]


Er, no any law that demands more the an 48hour week will be illegal under the Working Time Directive. Its not going to happen.

Poland accepted this when it joined the EU, this entire thread is based on ********.

Also, its a requirement that you have a 13hour rest period in every 24hours.