sad but true, PL people are not among the most honest in the world - if they can pull out some money they will...
And that they have ! However, as with a lot of other stuff linked to immigration, any actual "rules" in place have only had lip-service applied to them and have largely been ignored.
Someone new to the country and with no credit history should have only have been given a basic bank account and at the very most a small overdraft. Buried somewhere in the tiny print of some treaty or other it probably says something similar, but no pressure has been put on the banks to make sure they adhere to such things.
Anyway, Mister H is right to mention the credit situation. It shouldn't be like ping-ponging between Poland and the UK. They may be flocking back in their droves, yes, but what are they leaving behind? How much unpaid stuff?
I don't have any statistics, but what I can say with 100% certainty is that compared to the small numbers of Polish and other Eastern Europeans in the country, our bad debt book shouldn't contain many Eastern Europeans, however, I would say it is about a third (and I'm not just saying that for affect).