Return PolishForums LIVE
  PolishForums Archive :
Posts by Avalon  

Joined: 11 Sep 2007 / Male ♂
Warnings: 1 - S
Last Post: 16 Feb 2016
Threads: Total: 4 / In This Archive: 1
Posts: Total: 1,068 / In This Archive: 210

Displayed posts: 211 / page 2 of 8
sort: Latest first   Oldest first   |
Avalon   
11 Dec 2009
Real Estate / Rental situation in Krakow [8]

tobermory
"no but seriously, did you get your sums wrong"?

No, he got his information from the following property experts:-

Emil Kowalski, Claituslux, popw, popwasser, Polsky, Specialpolak, special-Polak, Mcduff, Michaelas, Tadeausz2007, spimowitzss, Kalop, milky, etc, etc
Avalon   
10 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

Popw

"but they take from you 650 000 PLN after they lend you 200 000 PLN, and in the meantime, your property is down to just 80 000 PLN or less"

Is this what happened to you?, if so you have my sympathy, never have I heard anyone with a story so sad, never have I known anyone with your problems, life seems to have been really cruel to you.

Now f/uck off and annoy somebody else.

PS. Is the flat for sale?, is so I will give you 60,000 PLN as according to mbeirnat, prices have crashed this week. Will a cheque be ok?
Avalon   
10 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

Popw

That's how banks make THOUSANDS OF BILLIONS EUROS PROFIT EACH MONTH !!!

Do you have problems with numbers?.....you always seem to exaggerate every figure you give.
If the banks made "THOUSANDS OF BILLIONS EUROS PROFIT EACH MONTH", there never would have been a credit crises. I cannot believe how thick you are. Do they allow you out on your own?
Avalon   
10 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

This is slightly off topic bolek but I will answer you anyway. Since the Labour party came into power some 12 years ago, they have pumped an EXTRA £100 billion into the Health Service and have achieved only a 5% improvement in service, overall. Some 5,000 people a year are still dying from infections caught during their stays in hospital. Many people are actually affraid to go into an NHS hospital.

Below are some quotes from todays English papers:-

"Despite the six-figure salaries, the UK has the worst survival rate from a stroke in the developed world, the report shows."

"Hospital patients endure longer stays and face bed shortages. Britons are also among the least likely to have access to a dentist".

"A summary of its findings, reported by the Daily Mail yesterday, revealed that British healthcare is little better than that of former Communist countries such as the Czech Republic".

"British cancer and heart attack victims are more likely to die than almost anywhere else in the developed world, despite Labour tripling health spending over the past decade".

I have found the Poish health system to be excellent, both clean and efficient. The access to good doctors is far superior to the UK, so, stop running your country down. I have experienced both systems and I know where I would rather be treated.
Avalon   
8 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

kowalski2007, also known as, Emil Kowalski, Claituslux, popw, popwasser, Polsky, Specialpolak, special-Polak, Mcduff, Michaelas, Tadeusz2007, spimowitzss, mbiernat etc, etc

Apartment price rise?

7th December 2009

Prices in the residential market are stabilizing and a growing number of Poles appear willing to sign mortgage contracts again. According to the Polish Bank Association (ZBP), if the new supply is restricted, prices could start rising again following several months of decline. A

According to a report by the ZBP, there are still slight price declines in Warsaw, Kraków and £ódź, but prices in Katowice and Białystok have stabilized, while those in Wrocław, Gdańsk and Poznań have risen.

From Warsaw Business Journal

Lies, lies and more damn lies!!!!...A crash, a crash, my kingdom for a crash (with apologies to William Shakespeare)
Avalon   
8 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

enkidu

You have only reiterated what I said in the earlier posts on this thread. The British voters you refer to have been told, nothing but lies for the past 12 years.
Avalon   
8 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

Popw

I dont really get it.... how many people here want to live in a village?

I do. You stay in your rented, communist block. This will give you time to save up for your 800PLN m2, brand new apartment.
Avalon   
7 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

espana

The labour government in the UK are so predictable.

Avalon
"As I have said before, the poor do not pay taxes, the rich can afford good accountants to avoid their taxes, which leaves the middle income earners to get hammered."

Middle classes and the rich face biggest fall in living standards for decades

By Ryan Kisiel
Last updated at 11:05 AM on 07th December 2009

They may be hit even further by this week's Pre Budget Report, which is expected to tighten the screw on higher earners.

But the less well-off are expected to actually see their spending power rise next year. A single mother who receives around £10,000 a year is due to have an extra £130 annually.

Accountants PricewaterhouseCoopers calculated the amounts based on the Government's current tax rules and future plans.
The results showed that a middle-income family on around £30,000 a year with two young children and an unemployed partner will see their spending squeezed because of higher mortgage payments, a rise in petrol prices and planned rises in national insurance contributions.

Mortgage rates are assumed by PwC to increase from an average of 3 per cent in 2010, to 3.5 per cent in 2011 and 4.75 per cent in 2012.

Other expected rises in the cost of living is expected to make it financially harder for middle class families.

John Hawksworth, head of macroeconomics at PwC, told the Independent: 'While not large in absolute terms, these increases imply much larger percentage increases in mortgage payments from their present low base.

'This has a particularly significant effect on our high-earner, given their large mortgage, with smaller but still material effects on our discretionary spending budgets of our middle-income couple.'
Avalon   
6 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

I am just pointimg out that I see both sides of the spectrum. I live here, I am lazv, I have not bothered to really learn the language. My problem and I am ashamed of this.
Avalon   
6 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

Seanus

She is an excellant teacher, many students want private lessons. I help, I do not charge, I believe in giving back, the friendship, relationship, that I have been given here has been phemnominal.
Avalon   
6 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

Seanus

My partner is an English teacher. I find her knowledge of English abysmal, She has a masters degree and i have to correct her many times. I am a poor, simple, ignorant, builder, yet, I have to correct the work she does with her students, where am I going wrong?

By the way, I am drunk at this moment in time.
So forgive me the typos.
Avalon   
6 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

Seanus

Nobody minds, helping out genuine cases, but, the English government seems to have a proplem with this. They give to anybody and ask questions later. Can you see the authourites in Poland, doing this?
Avalon   
5 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

espana
i always thought that the childrens benefit was for british people only.

No matter what contributions we have made in the past, we do not reside in the UK, therefore we are not entitled to any benefits whatsoever. If you are an asylum seeker, (who has never paid a penny into the system)you can have whatever you want.

These are not lies. The British goverment will deny this, but, this is what happens in the UK. This is the sociaqlist Labour government. I will defined as racist, I am not, I will be called politically incorrect, words to hide the wastage by the present government. Call me what you want, I am only relaying what the Bristish people have been saying for years.

I million people marched on Whitehall to protest about the war in Iraq. Blair, elected byt the people to serve them, totally ignored them and sent the troops. Democracy, is a joke in the UK, do as your told, not do as you think.

I love my country, the memories I have from childhood and teenage years are the best. What the hell happened to allow this bunch of morons to dictatae and destroy all the fine values that I believed in?.

Yes, I have been drinking vodka, yes, I am angry, Yes i loved my country, yes, I use the past tense, because, my love was in the past, I cannot accept the present and I fear for the future.

England, England, England!!!!.....wake up and stop this nonsense now.
Avalon   
5 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

SeanBM

LOL that made me laugh but unfortunately for some over there, it's all true.

Lets tell a few more truths:-

Dentist for a filling......around £18.00.
Visit to Cardio Consultant (not doctor, consultant).....around £20-25.00 (private)
Meal in restaurant (local town), meal of the day, 3 course + coffee).....£2.90. (table service)
Land tax (community charge)......£44.50. per year..(Rubbish bin emptied (weekly) for £4.00. per month including any bags put out as extra)
Petrol, diesel....10p litr cheaper than UK
Beer........£1.00. half litre (5.6% proof)(bar)
Beer....... £0.60. half litre bottle (shop)
Spirit.......£1.40....(large vodka, free bottle of tonic water)
Mineral water.£0.40. (5ltr bottle)
Car insurance...£66.60. (1 year, 3rd party)
Train fare....£2.67.....(90km return fare)
Bus fare.....£0.40....(10km journey)

If you had no mortgage, you could live well here on £5-600 per month. The interest after tax on about £150,000.

I say, stuff the UK, I never made the mess so why should I pay to clear it up. Its not as if there is a quick solution, even a change of government is going to mean a lot of hardship for the working class who are barely managing now. If its so attractive for the millions they have let in then let them keep it, I have no wish to live there anymore.

I have just this minute heard Gordon Brown talking about climate change and needing to house the people whos land is threatened by rising sea levels, I guess thats another 10 million that will be heading for the UK.
Avalon   
5 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

If I was still living in the UK now, a male and my age was , say 50-55, my mortgage was paid or nearly paid off and I was intelligent enough to realise that the financial state of the UK will be dire for the next 20-30 years, I would be having the following thoughts:-

1) The government have raised the retirement age from 65 to 67 and already they are talking about the possibility of raising it again to 70, so I will have possibly another 15 years to work, what if I have to leave work earlier due to ill health, how will I manage?

2) Taxes, both direct and indirect are going to have to rise to pay for the money the banks and the government have lost, which means that any money I earn will be worth less than I am getting now, how will I manage?

3)More money will be needed for the asylum seekers and people on benefits and to fund their children and their childrens children, where will this money come from?

4) My fuel bills are increasing by double digits every year, how much will the "green taxes" add to my future bills?, the government has not increased pensions in line with inflation, will a future government do this?

4) If petrol keeps increasing, will I be able to afford to run a car. Public transport is too expensive and unreliable, how will I get around.

5) Michael Portillo (Con) MP, warned me 18 years ago that anyone under the age of 40 at that time, would not get a state pension as there will be no money left to pay for this. So am I a fool to rely on a state pension when I retire?. How will I manage if I have to dip into my savings, just to enable me to live over the next 15 years?.

6) Crime is so bad now that I am scared to leave the house. Even if I do go out I do not feel safe. Many people in my area have been attacked and the police do not seem to be able to stop this. The courts seem to be imposing very lenient sentences which do not act as a deterrent, what can I do?

7) If I get ill and need a non-urgent operation I will have to wait up to 2 years or more unless I am prepared to pay for this privately, they say that there are no beds available due to the sheer numbers wanting teatment and that I am a low priority? It never used to be like this, did it?

8) After I retire, if I have to go into a care home, they will sell my house and use the money to pay for my treatment. I was hoping to leave the house to the kids, why have I been paying my contributions for all this time? People who do not own their house do not pay, why should I?

I could think of many other questions i would be asking myself and with the knowledge I have now, the answer would be easy.

Sell up, move to Poland, buy a flat or house for around £60,000 and invest the rest of the money. Live on the interest, do not bother to work, medical costs are a fraction of what they are in the UK and as you are paying privately, the treatment is usually better. I would not miss my neighbours because I never knew them anyway, they were all too busy with their own lives to even be civil. Walk around in safety. The Polish police are not interested in the human rights of the person who attacks or robs you.

4,6, and 10 year sentences are normal for 1st offences in Poland, not 80 hours community service or a £50.00 for the 8th offence.
There is no £500.00. fine for putting your rubbish bin out on the wrong day.
No £60.00. if your baby drops a biscuit out of the pram.
No towing your car away and paying £200.00. to get it back, just for being 30 mins late getting back to the meter.
No speed or CCTV cameras every 100mtrs.

Ahhh you say, but Poland is a 3rd world country.

Good, it means they are not so stupid as to have all the rules and regulations that you live under.

Ahhh you say, this will all change when we have a federal state of Europe, these rules and laws will be everywhere.

Not in my lifetime baby!!!!............bring it on, bring it on if you dare.

My village rules!!!! I cannot pronounce the name of it but I know it rules!!!!

NB. The Polish women are beautiful.
Avalon   
5 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

Mister H

May I ask who you would have voted for had you been living here for the three general elections Labour won ?

I was one of "Maggies" children. I have always voted Conservative. I started my own business in 1973 and did very well, but by 2002 I knew where Labour was heading and realised that my fellow Britons were to stupid to try and change things. If I could not change what was happening, it did not mean that I had to be a part of it, so I walked away.

How the people who claim child benefits, spend the money, does not concern me. I was merely pointing out that the advisers to the government, who should have warned them about the consequences of having to pay child benefits to economic migrants were inadequate to do their jobs. I expect that there are many clauses hidden in the Lisbon treaty that will jump out and bite them on the ass at a later date. Who bothers to read the small print?

He also blamed the electorate, which is fair enough in some ways, but at the same time what were the alternative parties going to do ? Would they have been any different ?

I have no idea if the Conservatives would have done a better job. I do know that individuals with money, generally know how to look after it. Labour polititions make there money, during and after they have served their term in office and every time they lose power, the country is left with huge debts. As I have said before, the poor do not pay taxes, the rich can afford good accountants to avoid their taxes, which leaves the middle income earners to get hammered.

wiesiek

In the UK the figure is quoted at 85 billion, to bail out the banks.

You forgot the other "0", they have spent £107 billion to date and the final bill will be around £850 billion. It has been said that this equates to £40,000 for every family in the UK. Take out the families on low incomes, say 50%, who have no ability to pay this back, you are left with £80,000 per family who have a disposable income to pay this off. This is more than the average mortgage owed at the moment.

IronsE11

Speaking as someone who works in benefit administration, I can safely say that the system is in need of major reform.

So explain to me how you get the Genii back into the bottle? Try taking away benefits once they have been given and the poor have become dependant on them. social anarchy.
Avalon   
5 Dec 2009
UK, Ireland / Why are we paying child benefit in Poland? [63]

espana

espana:
in 2009 the poles keep doing the same.
2006 was 45M
2009 20M
2012 fxxx off

About 3 years ago, I was asked by my Polish neighbour, to help him with some forms that were written in English. The forms were applications to claim for child benefit while he was working in Ireland (he had been there for around a year). I wanted to fully understand the circumstances of the regulations regarding his right to claim for his children living here in Poland, so, I looked up the necessary rules on the English government website and also the EU website.

I found out that the regulation that allowed him to claim for child benefit was in fact an EU law.
This stated that workers who travelled to a member state could claim the same benefits that the people of the member state enjoyed.
The British government made certain conditions applicable when people from other member states came to work in the UK. The right to unemployment benefit, the right to free health care (except in an emergency), the right to job-seekers allowance, the right to housing or housing benefit would not be paid until the person concerned, had worked continually and paid tax and national insurance (ZUS) for a period of 12 months.

Obviously, someone in the Labour government had not done their homework, child benefit is not for adults, its paid to every child who is a dependant of a person working in the UK, it is not based on any amount of earnings. If you had a salary of £100,000 a month, your children are still entitled to their child benefit. Suffice to say, that once the word went around, the workers who had travelled to the UK, the applications for this benefit, flooded in. From a couple of hundred in the first few months, to many thousands a month, and, as it was an [b]EU law and the British obey without question, all EU laws/regulations[/b] ( they are the only country to do so), it still applies to this day.

From memory, it was costing the British taxpayer some £24 million per annum 3 years ago and the prediction was for £50-60 million per annum by 2010. Another interesting point about this benefit, is,that once you apply, it is back-dated for 3 months, so, you get 3 months more money than you thought you would get.

Every year, the newspapers drag up this story when they want to bash the economic immigrants to the UK, but the Labour government remains silent on this subject as they will never admit to having made the mistake of allowing this to happen, its too controversial and would give the anti-euro/anti immigration sceptics to much ammunition.

I have a daughter here in Poland, what can I claim?, even if there were any forms in English to advise me or help me?....nothing.

There were so many applications for this benefit in Ireland alone, that it took my neighbour some 2 years to get the money that was due to him. It came in one nice big lump, so much for the need or hardship involved for this type of payment.

Do I think that there is something wrong with the system that allows this?, yes. Do I begrudge my neighbour his ability to claim this money?, no. If the British government is stupid enough to do this and the British people who voted the Labour government into power are so complacent as to allow their taxes to be used in this way, they deserve all that they get.

You only have to read/hear your daily news to see how much financial trouble the UK is in. The wastage by the present government is phenominal, the sums of money lost are mind-boggeling and yet, nobody is to blame, nobody is responsible.(Gordon Brown has in the last few weeks promised, £100 billion towards climate change, to increase the amount the UK gives in foriegn aid, upwards from £12 million pounds a day. Every time the man makes a trip abroad he promises to give money to someone, who's money is this? How can the UK afford this?) If I hear the expression that "its a worldwide crises", once more, I will scream. Somebody started it, yet everyone else has to pay.

I have not visited the UK for 4 years now, I cannot bring myself to go there as I know it would make me so angry to see the decline of a once, great, country. The anger would be directed at the British people who allowed this to happen. All the lessons learnt from the last centuary ignored. Socialism, never works.
Avalon   
4 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

Kalop

"I am sick of people who don't live in Poland. Who don't own property in Poland".

I am in total agreement with you. We have obviously been reading the same articals and have come to the same conclusions. This thread was started, just to wind people up, by a spammer who appears here under many different names and who has no knowledge of the construction/property market.

"It is precisely of because of the enormous misinformation posted on this site why I rarey post despite having been tracking this site since its birth."

See, he/she has even managed to get you annoyed....lol
Avalon   
4 Dec 2009
Real Estate / Prices of apartments in Krakow are collapsing further down in 2010-2011 [150]

wawkrak
with all due respect AValon, the banks who did the survey "Association of Polish Banks (ZBP)"

The artical I posted, cites 3 sources. And I suppose you are yet another alias of mbiernat who works at an accountants and cannot tell the difference between Pounds, zloty and euros.
Avalon   
4 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

"I think when it is at 1500 pln a meter it will be normal, maybe 2000 pln."

"Maybe market will unfreeze when prices will fall to susteinable levels: 2 - 3 000 pln/sq.m."

Not bad, you have managed to increase the price 50% in less than a week.
Avalon   
4 Dec 2009
Real Estate / Prices of apartments in Krakow are collapsing further down in 2010-2011 [150]

kowalski2007, also known as, Emil Kowalski, Claituslux, popw, Claritus sux, popwasser, Polsky, Specialpolak, special-Polak, Mcduff, Michaelas, Tadeausz2007, spimowitzss etc..etc.etc

More signals of real estate price stabilization

3rd December 2009

Recent transactions on the real estate market indicate that the trend of falling property prices is coming to an end.

According to data from the Association of Polish Banks (ZBP), in the largest cities, prices have even begun to rise.

“The stabilization of prices in Poland is already a fact. After dynamic changes in the first half of the year, a lack of fluctuations after Q2 is something new,” said Joanna Tomczyk, an analyst with redNet Consulting.

Przemysław Pączek from advisory firm ProDevelopment added, “The prices of flats have already reached their lowest levels.”

The data revealed by ZBP also show that property developers will commence construction of around 60-75 percent fewer residential estates than in the previous year.

“First they will want to sell what they are left with," said Pączek.

The average transaction prices in Warsaw amounted to zł.7,853 per sqm in Q3 of this year.

Source: Rzeczpospolita

Read and weep you sad, deluded person.
Avalon   
2 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

"I think when it is at 1500 pln a meter it will be normal, maybe 2000 pln".

At that price, I will take 50 and pay you a finders fee of 5,000PLN per apartment.

How about you WB?......sounds like easy money to me.
Avalon   
2 Dec 2009
Real Estate / 15 reasons why the Polish real estate market will crash soon [258]

Source WBJ. 30th November 2009

Poland’s highly anticipated first live real estate auction turned out to be something of a disappointment, with 19 of 27 properties left unsold. The event, organized by Colliers International together with auction houses Rick Levin & Associates and DESA Unicum, had been described as an attempt to fill a gap in the market.

Bidders were mostly interested in units from the Wiślane Ogrody and Dobrolin projects, developed by Star Investments and Dantex, respectively. Four apartments were sold from the former, and two apartments along with a commercial unit from the latter.

Although few properties sold, the auction was a success by other measures. It drew over 250 interested parties and all of properties moved at prices considerably below their market values. For instance, a unit in Wiślane Ogrody whose market price was over zł.7,000 per sqm sold instead for zł.4,900 per sqm. (NOT 1000 PLN)

You still don't get it do you?....developers will not sell new flats/apartments below cost unless they are going bankrupt, which, does not seem to be happening. We are not discussing "paper" shares, we are talking of "completed, finished, buildings".

19 of 27 properties never reached the reserve price and were not sold which means that the developers would rather keep them than sell at a loss.

Where is your crash?