Real Estate /
Real estate in poland - how an average Pole can afford such prices? [78]
Well.. I shit on Australia and on all of you dumb aussies
Well, this is bullshit... lef.
An IP check schould clear that:
I bet it`s either:
lef
guest22
or british
mmmmm,,,, well what can I say mmmm.... perhaps wujek would do the honorable thing and apologize for making such horrible allegations... lets see what a man wujek is?
And regarding the loan, it seems that a family of four, with a monthly income of 2500 zł netto can take a loan of 215 000 zł in Bank Pocztowy ( percentage is 6,20% ).
A single person, earning 3500 zł netto can take a loan of 375 015 zł in BOŚ ( 5,38%).
Without going in circles, what can a person buy for 215000zl, and what is he repaying per month... thats the question wujek cannot understand, he also stated bank loans was in the high 3's, the above post claims it is 6.20%.
It was mentioned on our polish radio, that banks are now only allowing loans of only 50% of equity because they understand property prices are inflated..
I'm sure banks in every country take into account a clients earning capacity, expenditures, and value of property before given out loans.. (always remember banks never loose money)