Good Morning y'all.
Quick question... Does Direct Debit (or similar payment scheme) exist in Poland? It seems that I am paying all my bills as and when the invoices arrive, but I don't know if this is simply because of what I've been advised.
Seems a bit mad that phone bills, utilities, internet, etc can't be paid by Direct Debit. It's too many bills to keep track of on a regular basis.
Yes they do exist but they're not reliable in my experience. I had direct debits for my gas and electricity, one functioned perfectly, the other didn't. I recently opened an internet account and was advised by the providers not to use their direct debit facility as 'it doesn't always work properly'!!
Be aware that neither the bank nor the service provider will necessarily tell you that there's a problem. The first you know about it is when you get a letter informing you that you haven't paid anything for six months! If you're going to use them, just keep an eye on your bank e-statements to make sure that the money is being debited when it should be, but don't assume that it will be credited to the account you're paying it to. I've had payments go missing and it's taken a couple of months to trace them. So also check with your service that the amount has been received. It's hardly worth all the hassle really. I mean direct debit is supposed to simplify matters......but 'to jest Polska'!