Law /
Existing Polish bank accounts for clients without PESEL number would be frozen starting August 2019? [23]
Last week I have received a system email by my bank (mBank), that I do not have a PESEL number and therefore my account would be frozen (no transfers and no card transactions allowed) by the beginning of August.
I opened the account over 10 years ago, PESEL wasn't required at the time. I am using it constantly. I am no longer residing in Europe.
I talked with an mBank banker on the phone, he said that according to a new EU law, starting August 2019 you can not open,
or maintain, a European bank account without proof of residency (PESEL in the case of Poland).
According to this, switching to another Polish or any other EU bank is not really an option.
I'm assuming there's tens of thousands of expats in my situation. Would all these accounts be frozen then?
As I do not currently live in Europe getting a PESEL is rather complicated (as far as I understand a rental agreement of at least 3 months is required). I actually do have an EU passport (not Polish) but it doesn't really solve the problem since I am not residing in the EU.
Has anyone heard about this? Any possible workarounds other than coming to Poland, renting a flat for 3 months (which I do not intent to live in) and hence getting a PESEL?
Thanks..