Real Estate /
Rights To Partners Flat In Poland - Cohabiting Agreement [21]
Here in Poland, you can get 120% of the mortgage if you are in a contractual job and can prove you earn enough.
The 20% over the 100% can not be spent on furniture and finishing but must go towards, agency fees, taxes, notaries etc... (sounds silly to me too).
Is it possible to set up a legally binding co-habiting agreement in the UK which would give me entitlement to an agreed split of the property in event of sale, break up e.t.c?
My advice is buy it in your own name, there is no such right as:
As a national to Poland she has rights to purchase with a small / no deposit
.
You, as an E.U. citizen, can buy an apartment here in Poland provided you can prove you earn enough.
I would suggest both names on the notary contract with a 50 / 50 split on the ownership.
This is a compromise, sign a 50/50 ownership split with a notary here in Poland, you will need a sworn translator so you understand what exactly is going on but the notary will insist upon this.
But why bother? just buy an apartment in your own name.
Sounds like a nice little scam - get the boyfriend to pay for the flat, then bugger off back to Poland where the flat is nicely in your name and he's unlikely to succeed in obtaining anything back from you.
This could be the situation and must be avoided.
One more suggestion, if you are not planning on living here in Poland, buy to let to students, then you have some rent coming in and you have a place to stay for the summers, just a thought.