InWroclaw
7 Jul 2012
Life / Moving to Wroclaw from New York City [8]
Hope all goes well!
btw most Poles consider Poland to be CENTRAL Europe.
or anywhere in Eastern Europe
Hope all goes well!
btw most Poles consider Poland to be CENTRAL Europe.
InWroclaw
6 Jul 2012
Travel / Outdoor swimming near Warszawa? (Warsaw) [2]
Maybe this one
wodnypark.com.pl/kontakt,en
They used to have the lido below too - not sure if they have refurbished it since the pics were taken!
Maybe this one
wodnypark.com.pl/kontakt,en
They used to have the lido below too - not sure if they have refurbished it since the pics were taken!
InWroclaw
6 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
But perhaps just a temp role once in a blue moon will suffice, as my Merc driving neighbour proves?
Mind you you need a job to get a loan.
But perhaps just a temp role once in a blue moon will suffice, as my Merc driving neighbour proves?
InWroclaw
6 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Thanks for that post and link, interesting, and perhaps a reason to remain hopeful.
Crash.....
Thanks for that post and link, interesting, and perhaps a reason to remain hopeful.
InWroclaw
6 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Unsubstantiated growth - I'm not Einstein but to me that suggests castles in the air, etc etc. If you do not believe prices will fall, then the growth is substantiated by virtue of the fact that prices do not regress to 2005 or earlier levels (if that turns out to be the case, although we know prices have already dropped somewhat in some regions here in Poland).
wordwebonline.com/en/UNSUBSTANTIATED
"You have already missed the boat" and "unsubstantiated growth" -
to my mind they mean (respectively)
"Prices will remain high" and "price growth is based on nothing proven"
- that's contradicting yourself.
Dobranoc.
Polands EU accession caused unsubstantiated growth in property prices.
Unsubstantiated growth - I'm not Einstein but to me that suggests castles in the air, etc etc. If you do not believe prices will fall, then the growth is substantiated by virtue of the fact that prices do not regress to 2005 or earlier levels (if that turns out to be the case, although we know prices have already dropped somewhat in some regions here in Poland).
wordwebonline.com/en/UNSUBSTANTIATED
"You have already missed the boat" and "unsubstantiated growth" -
to my mind they mean (respectively)
"Prices will remain high" and "price growth is based on nothing proven"
- that's contradicting yourself.
Dobranoc.
InWroclaw
6 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
You shouldn't use words or terms that you don't know the definition of, dude.
Fcuk dude, you're trying to catch me out on the definition of unsubstantiated?
You shouldn't use words or terms that you don't know the definition of, dude.
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Ah, so you actually expect no return to 2005/6 or earlier prices after all. Therefore the growth is not unsubstantiated growth as you termed it before and I misunderstood your gist - you actually think prices will level out here or rise. Otherwise you're contradicting yourself big time aren't you.
You missed the boat already mate, its long gone.
Ah, so you actually expect no return to 2005/6 or earlier prices after all. Therefore the growth is not unsubstantiated growth as you termed it before and I misunderstood your gist - you actually think prices will level out here or rise. Otherwise you're contradicting yourself big time aren't you.
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Waiting for a bus today I was counting flash cars - I know this is a big city and I shouldn't wonder such things, but I saw brand new cars and very expensive Mercs driven by young women. They can't all be driving their husbands' cars. There seems to be a lot of money about here, I fear it will prop up prices beyond my comfortable reach, I'm beginning to wonder if I will not miss the boat to use that awful cliche if I hang around too long. I want to be wrong because I feel it will stretch me into the financial danger zone if I buy at these levels, yet I don't want a 2005 situation again where I am left kicking myself.
China is a special case.
Waiting for a bus today I was counting flash cars - I know this is a big city and I shouldn't wonder such things, but I saw brand new cars and very expensive Mercs driven by young women. They can't all be driving their husbands' cars. There seems to be a lot of money about here, I fear it will prop up prices beyond my comfortable reach, I'm beginning to wonder if I will not miss the boat to use that awful cliche if I hang around too long. I want to be wrong because I feel it will stretch me into the financial danger zone if I buy at these levels, yet I don't want a 2005 situation again where I am left kicking myself.
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
There's some other country where the multiples remain stubbornly high (wages out of step with property prices) and not just the South of England and London - was it China on 8x salary?
economonitor.com/blog/2010/08/andy-xie-on-chinas-empty-apartments
That's just prawn crackers.
Average wages in Poland at x amount with average property prices at x amount, no way. Stubborn, overly exposed owner/investor asking prices are the only thing keeping from a major crash.
There's some other country where the multiples remain stubbornly high (wages out of step with property prices) and not just the South of England and London - was it China on 8x salary?
economonitor.com/blog/2010/08/andy-xie-on-chinas-empty-apartments
That's just prawn crackers.
2010...
Shanghai may be extreme - but even at the more modest (!) house price = 8x salary in other cities, a 30-year mortgage @ 6% or so takes 60% of gross average income (unless my calcs are completely shot) . So I can't understand who is buying housing at all or how or what they are living on - even if the parents and grandparents are helping out their 1 child, it is quite a stretch. Rental yields 2-4% depending on location so that's no good if there's much gearing.
Shanghai may be extreme - but even at the more modest (!) house price = 8x salary in other cities, a 30-year mortgage @ 6% or so takes 60% of gross average income (unless my calcs are completely shot) . So I can't understand who is buying housing at all or how or what they are living on - even if the parents and grandparents are helping out their 1 child, it is quite a stretch. Rental yields 2-4% depending on location so that's no good if there's much gearing.
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Thanks Peter, but I want specifics, I suppose there is no such site in Poland. Maybe I will pop into one of the EA offices and see if they can reveal such a site to me. If not, will got to an RP office and see if they know of one.
( What I really want to know is if, for example, if Flat 7 at 100 Cherry Way, Wroclaw which is now for sale at 440,000PLN sold for 500,000PLN in 2007 or 200,000PLN in 2007, etc etc. )
Thanks Peter, but I want specifics, I suppose there is no such site in Poland. Maybe I will pop into one of the EA offices and see if they can reveal such a site to me. If not, will got to an RP office and see if they know of one.
( What I really want to know is if, for example, if Flat 7 at 100 Cherry Way, Wroclaw which is now for sale at 440,000PLN sold for 500,000PLN in 2007 or 200,000PLN in 2007, etc etc. )
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Okay, thanks for that, it all helps me to try to get a feel for the market.
I recall one of the posters above said that the market is driven by cash-rich speculators in the main. If the banks here were to loosen lending further. or the NBP was to drop IRs like the ECB, BofE, Fed have - would that not cause a surge upwards in prices just like happened in the UK, Eire, USA? People tend to look at the monthly repayment cost in the UK, not the price of the house, so they kept buying even when prices were already stupid. In London and some other areas, prices are now even higher than when prices seemed really stupid between 2005 and 2007. In fact, a lot of people understandably thought prices were already crackers by late 2002. Between 2002 and 2007, crackers went bonkers. Since 2007 bonkers went mega-barking in many areas including my own and the parts of London I'm familiar with (not sure about Battersea).
Before he lived there or made a note of prices? Or before it was built?
i dont know of any sites listing those details. I can tell you from my experience and taking into account one specific central Wroclaw development that prices were listed and sold at the following.
Okay, thanks for that, it all helps me to try to get a feel for the market.
I recall one of the posters above said that the market is driven by cash-rich speculators in the main. If the banks here were to loosen lending further. or the NBP was to drop IRs like the ECB, BofE, Fed have - would that not cause a surge upwards in prices just like happened in the UK, Eire, USA? People tend to look at the monthly repayment cost in the UK, not the price of the house, so they kept buying even when prices were already stupid. In London and some other areas, prices are now even higher than when prices seemed really stupid between 2005 and 2007. In fact, a lot of people understandably thought prices were already crackers by late 2002. Between 2002 and 2007, crackers went bonkers. Since 2007 bonkers went mega-barking in many areas including my own and the parts of London I'm familiar with (not sure about Battersea).
and for 2000,,---- 2004???????????????/
Before he lived there or made a note of prices? Or before it was built?
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
If you know of a site that can show me the prices of individual properties from past years' transactions (sold, not asking prices) it woud be appreciated. I like to know what I'm overpaying, ie the 'unsubstantiated growth' premium or whatever we could call it. I know, we can call it Brian.
If you know of a site that can show me the prices of individual properties from past years' transactions (sold, not asking prices) it woud be appreciated. I like to know what I'm overpaying, ie the 'unsubstantiated growth' premium or whatever we could call it. I know, we can call it Brian.
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Obviously I want to see what the prices were a year ago, 5 years ago, etc, so I can see what's what and either hazard a guess on how much I would be overpaying or try to calculate where prices may go next. Unsubstantiated growth is not the issue - the issue is what did someone else pay in year x, year y, year z.
Why? its not going to show anything other than unsubstantiated growth.
Obviously I want to see what the prices were a year ago, 5 years ago, etc, so I can see what's what and either hazard a guess on how much I would be overpaying or try to calculate where prices may go next. Unsubstantiated growth is not the issue - the issue is what did someone else pay in year x, year y, year z.
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
I was hoping for a website that shows prices going back 5 or 10 years, like we have in the UK, such as
nethouseprices.com/index.php?con=sold_prices_street_detail&locality=LONDON&town=LONDON&street=WATFORD+WAY&year=All&house_style=All&house_age=All&house_type=All&search_radius=&northingToSearch=&eastingToSearch=&cCode=EW&outcode=NW7&incode=2PU&ord er=&price_min=&price_max=&start_limit=160&curPage=9
I was hoping for a website that shows prices going back 5 or 10 years, like we have in the UK, such as
nethouseprices.com/index.php?con=sold_prices_street_detail&locality=LONDON&town=LONDON&street=WATFORD+WAY&year=All&house_style=All&house_age=All&house_type=All&search_radius=&northingToSearch=&eastingToSearch=&cCode=EW&outcode=NW7&incode=2PU&ord er=&price_min=&price_max=&start_limit=160&curPage=9
InWroclaw
5 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Anyone know the URL for the sold prices of properties/homes in Poland where the public can check what somewhere sold for previously, the Polish version of Net House Prices in the UK...?
Anyone know the URL for the sold prices of properties/homes in Poland where the public can check what somewhere sold for previously, the Polish version of Net House Prices in the UK...?
InWroclaw
5 Jul 2012
Travel / Ryanair travel by air - subtle scams to be wary of [98]
Card fees will need to be included in the fare price, says UK's OFT
bbc.co.uk/news/business-18718556
Card fees will need to be included in the fare price, says UK's OFT
bbc.co.uk/news/business-18718556
InWroclaw
4 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Yes, thrust into my hand by a young lady student working for one of the banks was yet another leaflet offering me a loan. Posters are here and there around this city offering 300zl to 6000zl in hours from small brokers or the Polish version of payday loans etc. Pawn shop man tells me things are tough out there - but I have to be honest and say I am still seeing busy bees and a buzz of prosperity here - real or borrowed.
Yes, thrust into my hand by a young lady student working for one of the banks was yet another leaflet offering me a loan. Posters are here and there around this city offering 300zl to 6000zl in hours from small brokers or the Polish version of payday loans etc. Pawn shop man tells me things are tough out there - but I have to be honest and say I am still seeing busy bees and a buzz of prosperity here - real or borrowed.
InWroclaw
4 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
That's where all the brand spanking new cars are coming from, and the shopping malls pretty busy (except the electrical shops, not so busy)? I've never seen so many new cars in my life outside of N London as I do here. Even my 19-21 yr old neighbour has a 1 year old Merc and I kid you not. He does not work more than the occasional unskilled temp role every now and then,
Anyone who considers there will be growth in the Polish real estate market over the the next three years is seriously deluded. There is a massive underbelly of debtwhich is slowly coming to the surface
That's where all the brand spanking new cars are coming from, and the shopping malls pretty busy (except the electrical shops, not so busy)? I've never seen so many new cars in my life outside of N London as I do here. Even my 19-21 yr old neighbour has a 1 year old Merc and I kid you not. He does not work more than the occasional unskilled temp role every now and then,
InWroclaw
4 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
When you get back, you might find people willing to pay more - people report quite an increase since '07 in many places. You might even find a leaflet pinned to the notice board in the hall from a Greek or Chinese speculator offering megabucks to anyone who wants to sell. I checked my old N London area - a lot on the price since '06.
When you get back, you might find people willing to pay more - people report quite an increase since '07 in many places. You might even find a leaflet pinned to the notice board in the hall from a Greek or Chinese speculator offering megabucks to anyone who wants to sell. I checked my old N London area - a lot on the price since '06.
InWroclaw
4 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
From my perspective they already have gone up considerably, but then I thought the UK was already a bubble in '05... ! And we know many thought the same in '02 after the stimulus you mentioned propelled prices then!
My view too, but see above and the UK '02 to '07. London prices now make '07 seem cheap.
If interest rates come down and lending criteria eases in Poland prices will rocket. .
From my perspective they already have gone up considerably, but then I thought the UK was already a bubble in '05... ! And we know many thought the same in '02 after the stimulus you mentioned propelled prices then!
they already have
My view too, but see above and the UK '02 to '07. London prices now make '07 seem cheap.
InWroclaw
4 Jul 2012
Food / Where to buy British mature Cheddar Cheese and salted butter in Poland? [289]
Some people say that it doesn't freeze that well, becomes too crumbly or what have you.
To avoid cheese death, I suggest you freeze some for future emergencies, if you survive.
Some people say that it doesn't freeze that well, becomes too crumbly or what have you.
InWroclaw
4 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
If they get influenced by some of the rather ill-mannered locals [in the UK] they could become just the same. The young Polish children I have met in Wroc have mostly been very well-mannered and greet me respectfully, so any rude Polish children in England will be more the product of the local environment there and/or their parents slipping into the same ways. Most of the Poles I met in the UK since '04 were fine, btw.
But above you stated you think prices will start to rise from next year or 2014? If so, then do you think it will soar like some of the UK did until '07?
so Polish or half Polish kids in the UK are the 'scum of the earth'?
If they get influenced by some of the rather ill-mannered locals [in the UK] they could become just the same. The young Polish children I have met in Wroc have mostly been very well-mannered and greet me respectfully, so any rude Polish children in England will be more the product of the local environment there and/or their parents slipping into the same ways. Most of the Poles I met in the UK since '04 were fine, btw.
Whereas average selling price is £165k. Thats a lot of bullshit.
But above you stated you think prices will start to rise from next year or 2014? If so, then do you think it will soar like some of the UK did until '07?
InWroclaw
4 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]
Not sure if this is accurate, but MoM broadly up 0.39%
tabelaofert.pl/real-estate-prices?locale=en
I hope Poland is doing a Britain '05 number on us - prices of housing were already hideously high, we all thought "bubble" - and yet prices rose until 2007, and in some areas have risen since 2007. All of which makes the property prices in the UK during 2005 now look like bargains for much of the South and South-East of Britain (and of course especially London).
IF that is happening in Poland, it will make the current apartment prices in the cities seem like shared ownership prices.
I hope to be wrong. I hope to be very wrong!
==================
Not sure if this is accurate, but MoM broadly up 0.39%
tabelaofert.pl/real-estate-prices?locale=en
I hope Poland is doing a Britain '05 number on us - prices of housing were already hideously high, we all thought "bubble" - and yet prices rose until 2007, and in some areas have risen since 2007. All of which makes the property prices in the UK during 2005 now look like bargains for much of the South and South-East of Britain (and of course especially London).
IF that is happening in Poland, it will make the current apartment prices in the cities seem like shared ownership prices.
I hope to be wrong. I hope to be very wrong!
==================
InWroclaw
1 Jul 2012
UK, Ireland / British person entitled to see a GP in Poland at no charge? [10]
Seems I have to take out medical insurance if I stay in Poland, not cheap, and they often like to say :"Oh, you had that or the signs of that condition before, you're not getting your claim met, so p*ss off."
Well, they do have it pretty good in the UK regarding that and claiming benefits, WP, the truth is the truth, no offence intended.
Certainly doesn't seem fair that the same treatment is not reciprocated though!
Seems I have to take out medical insurance if I stay in Poland, not cheap, and they often like to say :"Oh, you had that or the signs of that condition before, you're not getting your claim met, so p*ss off."
Here we go, another thread aimed at showing how good so many Polish people have it in Britain and how bad so many Brits have it in Poland.
Well, they do have it pretty good in the UK regarding that and claiming benefits, WP, the truth is the truth, no offence intended.
InWroclaw
1 Jul 2012
UK, Ireland / British person entitled to see a GP in Poland at no charge? [10]
Speaking as a Brit, I have to say I find that very unreasonable of the Polish government or whoever made that the policy. Anyone in the UK will tell you that in England the NHS is very stretched at GPs' surgeries and free clinics due to EU citizens making use of the (free) treatment (and of course some from outside the EU are probably getting free healthcare too, somehow). Here in Poland, seems Britons don't get the same benefits reciprocated. I dare say if I went to the Polish DHSS they would tell me to sling my hook. But Polish people in the UK get a range of benefits there in the UK relatively easily. It is more than a bit annoying to discover this inequal treatment for a Brit here.
Speaking as a Brit, I have to say I find that very unreasonable of the Polish government or whoever made that the policy. Anyone in the UK will tell you that in England the NHS is very stretched at GPs' surgeries and free clinics due to EU citizens making use of the (free) treatment (and of course some from outside the EU are probably getting free healthcare too, somehow). Here in Poland, seems Britons don't get the same benefits reciprocated. I dare say if I went to the Polish DHSS they would tell me to sling my hook. But Polish people in the UK get a range of benefits there in the UK relatively easily. It is more than a bit annoying to discover this inequal treatment for a Brit here.
InWroclaw
1 Jul 2012
UK, Ireland / British person entitled to see a GP in Poland at no charge? [10]
Just curious - is a Brit with a resident's permit entitled to a free consultation with a doctor in Poland, ie a GP? If the Brit has a problem that needs tests or X-rays, are they free? I think the answer is no free treatment unless it is an emergency and they produce the EU health card. But I could be wrong.
Can Poles living in the UK visit a GP etc totally free and get referred for tests and X-rays totally free of charge on the UK NHS?
PS Did the Polish doctors' strike go ahead today?
Just curious - is a Brit with a resident's permit entitled to a free consultation with a doctor in Poland, ie a GP? If the Brit has a problem that needs tests or X-rays, are they free? I think the answer is no free treatment unless it is an emergency and they produce the EU health card. But I could be wrong.
Can Poles living in the UK visit a GP etc totally free and get referred for tests and X-rays totally free of charge on the UK NHS?
PS Did the Polish doctors' strike go ahead today?
InWroclaw
27 Jun 2012
Travel / How come no one ever seems to pay for the bus in Poland? [63]
Thanks, I was beginning to think I was on everyone's Ignore list :o)
Ah, I noticed this too late.
Thanks, I was beginning to think I was on everyone's Ignore list :o)
InWroclaw
27 Jun 2012
Travel / How come no one ever seems to pay for the bus in Poland? [63]
Well thanks anyway, I've had to now buy the extra ticket because don't want a scene on the bus and I'm going to be in outlying areas of Wroclaw this coming month and don't want the aggravation.
MPK Urbancard take note - I had to walk to 2 machines until I found one that worked - that was about 3/4km extra walk. Then it wouldn't take one of my credit cards, for what reason I don't know. MPK,/Urbancard: get your act together! I have found your machines out of order quite regularly and last month a Polish man told me your machine swallowed his money and gave no ticket or no change, I'm not sure if it was either or both. He was standing by the machine, very upset. It then wouldn't take my credit card and again I had to walk 3/4km.
Sorry but I don't know Wroclaw at all.
I am sure it is defined and explained somewhere.I am not from Wroclaw so I can't help you here but I am sure someone will.
Well thanks anyway, I've had to now buy the extra ticket because don't want a scene on the bus and I'm going to be in outlying areas of Wroclaw this coming month and don't want the aggravation.
MPK Urbancard take note - I had to walk to 2 machines until I found one that worked - that was about 3/4km extra walk. Then it wouldn't take one of my credit cards, for what reason I don't know. MPK,/Urbancard: get your act together! I have found your machines out of order quite regularly and last month a Polish man told me your machine swallowed his money and gave no ticket or no change, I'm not sure if it was either or both. He was standing by the machine, very upset. It then wouldn't take my credit card and again I had to walk 3/4km.
InWroclaw
27 Jun 2012
Travel / How come no one ever seems to pay for the bus in Poland? [63]
So I'm now going to the machine and I will have to spend an extra 10% on my monthly season ticket just to be on the safe side because nobody here knows the answer or wants to reply. Urbancard should put a map on their website defining what is suburban and explaining which ticket covers the 'accelerated' and the 'hasty' bus. Otherwise fining people for travelling on the wrong bus becomes a lot less justified.
So I'm now going to the machine and I will have to spend an extra 10% on my monthly season ticket just to be on the safe side because nobody here knows the answer or wants to reply. Urbancard should put a map on their website defining what is suburban and explaining which ticket covers the 'accelerated' and the 'hasty' bus. Otherwise fining people for travelling on the wrong bus becomes a lot less justified.
InWroclaw
27 Jun 2012
Travel / How come no one ever seems to pay for the bus in Poland? [63]
Or... simply buy a ticket and avoid the unpleasantness, the hassle, the embarrassment and making foreigners to Poland look like either idiots or crooks. You know who I am talking to.
Now, can anyone help me at all with the ticket types - I need to know what they call Suburban and what comes under the category of Fast. Please? Pretty please? Simon says pretty please?
Or... simply buy a ticket and avoid the unpleasantness, the hassle, the embarrassment and making foreigners to Poland look like either idiots or crooks. You know who I am talking to.
Now, can anyone help me at all with the ticket types - I need to know what they call Suburban and what comes under the category of Fast. Please? Pretty please? Simon says pretty please?