Real Estate / The current property boom in Poland is a bubble [342]


You mean they had the same disease as the UK -- lending out 130% of a property's value? Will they ever learn?

Real Estate / The current property boom in Poland is a bubble [342]


I'm just looking to rent a flat for myself to live in, am not an investor. I don't know if I'd invest at the moment, there could be a storm blowing in. The only thing I'd consider is if the NBP Poland cuts rates it could cause a mini boom or bubble, not sure which. Frankly, I don't really know why prices are so high in Poland.

Real Estate / The current property boom in Poland is a bubble [342]


Thanks for posting, good to hear from you.

I don't want to buy out of town, I would feel lonely and cut off.

In the near term, I need to get another rental and as usual I have an eye for property at the right price in the right street -- one I picked out on Gumtree got 399 page views in just over 24 hours and has of course let to someone else. Anything decent (to rent) at a fair price or with fair monthly service charges seems to fly off the shelf. My main incentive for wanting a new rental is the hope I'll then get my PESEL at long last but also to get away from considerable noise nuisance issues.

Genealogy / Are recorded birth dates sometimes different from the actual? [16]

I have heard similar before, this difference rings a bell from a past conversation I had with some Polish people on this subject.

Real Estate / The current property boom in Poland is a bubble [342]

As Milky and Peterweg plus maybe others have me on Ignore, I'll ask again to the whole forum:

Real Estate / The current property boom in Poland is a bubble [342]


I wish it would hurry up, I ain't getting any younger waiting around. Checking the prices of houses round here this weekend has seriously dented my confidence in any market weakness. However, of course there are yellowed for sale banners dangling from many houses and flats, but if the vendors are reducing the prices then I can't detect much change so far. And if I look to the prestige area of Biskupin, I see prices that are higher than some of the very best streets in my UK (southern) home town.

Real Estate / The current property boom in Poland is a bubble [342]


When a central bank cuts rates, its plan is to stimulate growth and jobs, and so reduce the chances of unemployment by allowing firms to borrow at a reduced rate and keep in business/not go bust. That increases the chances of a person keeping their job. As mortgage rates drop, it tempts people into mortgages. Now, of course, the theory doesn't always turn into the reality, but that's the risk when interest rates are cut. In plain terms, Pan Punterski says: "Oh, my employer is borrowing cheaply and continuing to operate. My job is safe. Oh look, I can get a mortgage cheaper than a month ago, I'll buy!"


Could you explain about that grant again, please? What discount did that grant give a buyer? Was it called Family xyz something? Is it now gone but coming back in 2014 instead of this summer? Even if I offered 20% less than the asking price, they still seem expensive, unless GBP (I am from the UK) strengthens significantly. I think you're from Eire and your euro is still strong -v- Zł. My lot in the UK are stuffed thanks to Wizard Mervyn and his magic printing press which at times impacts negatively on GBP -v- Zł.

Real Estate / The current property boom in Poland is a bubble [342]

Question is, if the NBP keeps cutting interest rates, will that start to support property prices again?

Also, just checked the prices of houses here in my part of Wroc. The prices do not look cheap to me -- GBP150K for a 140m2 house? How's that cheap, for Poland? Not 100% sure, but I think the prices are actually north of the last time I checked a year ago! I couldn't swear to it but I seem to remember better value last time.

Life / Is it true that Polish don't like small talk? [7]

What a shame Polish TV didn't buy One Foot In The Grave from the BBC. Maybe they should now?

youtube.com/watch?v=jrsNT8lx_cs

youtube.com/watch?v=46flaThCYhE

youtube.com/watch?v=rlhBVlyWWyQ

Real Estate / The current property boom in Poland is a bubble [342]

Interesting, thanks for posting that.

Law / Do legal agreements I'm party to in Poland have to be in my native language to be binding? [5]

In relation to: https://polishforums.com/life/poland-british-think-time-back-25565/#msg489156


Is that true -- an automatic PESEL number after 3 months? They won't give me one as I can't produce a registered address due to the landlord being deceased and there being no new owner of the flat willing to do the form as it's all going to court. So I have no registered address and am stuffed AFAIK.

Is it still correct that a document has to be in English (my native tongue) or it's not legally binding on me? Has the law changed on that since Avalon wrote it in 2007?


Spoke to my lawyer today, he said that this is not so, Avalon.

He said "It's still binding if it's in Polish, and it's up to you to make sure you know what's in it. If there are two versions -- one in English and one in Polish -- but the Polish one varies, it will be the Polish one that counts." He also of course added "Verbal contracts are binding too" although of course I am not sure how that would be enforced if a non Polish speaker didn't understand the person had just made a verbal contract with them.

Assuming he is misinformed, does anyone know where the EU legislation is online to demonstrate otherwise? (We should bear in mind the law may have changed since then.)

Just to point out -- I do not actually know whether Avalon or my lawyer is correct -- that's why I am seeking clarification.

Could anyone please post a link to the EU website where it says that contracts have to be in a person's native tongue when abroad or they're not binding? I was very surprised to learn this from Avalon (thanks Avalon!) but cannot find the legislation so far. I wonder if it is still the case or if holds true in reality, i.e. has it ever been tested in a legal case?

Also, as for the PESEL number issue mentioned in the same post - I can't register my address so far. So, I can't get a PESEL. Does anyone know a legal way to get a PESEL without having a registered address? When are they abolishing the registered address thing


anyway? It's supposed to be soon. I can't register a car in my own name or a whole load of other stuff until I can register my address and get a PESEL.

Spoke to my lawyer today, his immediate answer was "No.". He said "It's still binding if it's in Polish, and it's up to you to make sure you know what's in it. If there are two versions -- one in English and one in Polish -- but the Polish one varies, it will be the Polish one that counts."

Assuming he is misinformed, does anyone know where the EU legislation is online to demonstrate otherwise as per Avalon's message in 2007? (We should bear in mind the law may have changed since then.)

Just to point out -- I do not actually know if Avalon or my lawyer is correct -- that's why I am seeking clarification.

Work / I have just made a technical interview for a job in Poland - sending an email to your interviewers after? [4]

I think some Polish people do that. Await other forum responses, however, in case it's not widespread.

Work / NO JOBS IN POLAND FOR ENGLISH PEOPLE EXCEPT TEACHING? [44]


It probably is if for those fortunate enough to do a 5 or 6 hour day at least 3 or 4 days a week, but if it's 30zl an hour and travelling to schools or students for 2 hours, it's not so good especially if some time to get there and back. I spoke to one teacher last year who told me he's working quite a few hours every month with a school and still only just about covering his rent. He told me he had almost nothing left to pay for petrol, food or his kids.

Work / NO JOBS IN POLAND FOR ENGLISH PEOPLE EXCEPT TEACHING? [44]

From what I understand, what will matter most here in Wroc is undercutting the next guy; I have seen prices as low as 20zł an hour on posters in the street and Gumtree. 30zl an hour now seems commonplace. Not long ago it was quite a bit higher. Of course, the properly experienced teachers probably still command higher fees and get them.

Work / NO JOBS IN POLAND FOR ENGLISH PEOPLE EXCEPT TEACHING? [44]


+1

Dave, your English has spelling errors etc. You do need to work on it. Now let's talk about teaching English for a moment: assuming you wanted to, in the cities there are probably too many English native speakers already and the jobs are fewer. When I am out and about I am amazed at how many under 40 year olds speak pretty good English already, thanks to their school, uni or -- as one or two have told me -- just watching American movies and TV. I think the work for English teachers is falling away, so it's good that you want to do something else. If I could think of anything, I'd let you know. When I first came I tried approaching many firms, I only got one answer and that was just a thanks but no thanks. I can even recall one firm ignored me even with me offering to work for free on a one-week trial basis and at very much a reasonable rate thereafter! Hate to say it, but they just don't need us much or at all, unless we have a specialist skill such as economics or IT or engineering. If you have any of those, you should keep trying perhaps, and I hope you do well and understand that nobody here meant offence, they were just pointing out what you need to work on to progress. Of course, none of us are perfect ;o)

Real Estate / Poland's apartment prices continue to fall [1844]


Clear your cache?! :o)

Food / What made in Poland produce would you recommend [110]


I think you are lavishing praise on me there, I doubt I made you chuckle quite as much, but hope you did at least get a smile from thoughts of fondling and doing the dishes. It's fairly rare for detergents to lead to breathless encounters, but you just never know.

I will try the pickled mushrooms, thanks for the tip :o)

Food / What made in Poland produce would you recommend [110]


Whatever floats your boat, I guess, although for most people it's red wine.

Polish pickles and cakes would be my choice (not together, unless pregnant, which would be difficult for me).

Language / Polish Language - Basic concepts [52]

OP, thank you for posting that. You have mentioned similar in other posts of yours, and it is interesting and appreciated to see a fuller lesson, as it were. I have printed it out!

Real Estate / Buying a farm in Poland [14]


:D

UK, Ireland / Irish, married to a Polish woman, considering moving to Poland - Rzeszow [11]

You'll find good advice such as from CMS above on a forum like this, but you should balance it by speaking to Irish who have been to Poland and returned back to Eire to see what their take was. Then make your decision. My advice would be, try it for 6 to 12 months. Make sure you have a way to return to Eire easily if you don't like Poland. Make sure that you spend time as a resident would in Poland, don't spend the time in holidaymaker mode so to speak. See if you gain what you need to remain permanently, see how you feel how about the different environment, culture and the changes from life back home.

Real Estate / Buying a farm in Poland [14]


That is essential advice, although I think you meant "if" not "when" :D

Life / Do Polish people know a lot about the world ? [16]

Whether your post is serious or not, and whether she is winding you up or actually serious, regardless I will say that the majority of people in major Polish cities are quite different in their outlook than people who had particularly isolated lives or took little interest in education when they lived in Poland's back-waters or rural areas. Their earlier choices in life lead to various unfortunate illusory notions of others and the result is that they have a steep learning curve when they meet people from more regular backgrounds. I would keep myself to myself and sooner rather than later move out if I were in the company of someone who didn't have any co-habitation charm if in your shoes.

(Of course, rural types move into most cities in Poland and are absolutely fine, but as they say there's always one who isn't. Anecdotally I hear some of the newcomers to Warsaw from other parts of Poland are less friendly than the original locals. Just like London then!)

News / Poland braces for economic slowdown [30]


Keynesian economics = using money EARNED by the state while the sun was shining to make hay when it rains. His idea was not about borrowing and borrowing and running up debts at all. Running up debt is madness.

Love / Marriage Proposal to my Polish girlfriend. Should I ask her father for permission? [4]


Yes, you must bring him 12 carp fish and lay them at his feet, the elders of the village will then expect 2 metres of smoked sausage each as they listen to your plea for the hand of one of their own. You will then need to have her first names written on your forehead in henna, before kneeling before the grandfather who will pronounce their decision, which will only be favorable if the tribes people remove their head garments and sacrifice a cockerel.

Other than that, it's exactly the same as in Britain, except you need to bear in mind they may prefer you to be religious if they are.

Life / Electrical wiring in Poland - color codes [23]

Extreme caution and would advise you consult an electrician if in any doubt.

This web page may be correct, I don't know: allaboutcircuits.com/vol_5/chpt_2/2.html

Food / Why carp for Polish Christmas? [157]

Saw some live carp in a small tank of about 2 or 3 feet x 2 feet in a local greengrocer's (fruit and vegetable shop) today - I was appalled. A few feet away was a large knife. Am never shopping there again.

Love / So I'm an Arab Muslim and freaking out! I'm about to meet my Polish girlfriend's parents [21]


You should be scared -- the roads here ain't good at all if you drive (as I do only occasionally and for that reason) plus some areas of Wrocław have one bus an hour. I will never again complain about village bus services in Hertfordshire.

Life / Polish TV licence (abonament) - almost no-one I know pays [36]


Thanks, my other link was incorrect then?

Life / Polish TV licence (abonament) - almost no-one I know pays [36]

I'm just wondering whether this is the website - in which case the fee is 200zl a year: tvp.pl/o-tvp/abonament

Opłata za używanie odbiornika radiofonicznego w 2012 r. wynosi:

a) 5,50 zł za jeden miesiąc,
b) 10,70 zł za dwa miesiące,
c) 15,85 zł za trzy miesiące,
d) 31,35 zł za sześć miesięcy,
e) 59,40 zł za rok.

Opłata za używanie odbiornika telewizyjnego lub telewizyjnego i radiofonicznego wynosi:

a) 18,50 zł za jeden miesiąc,
b) 35,90 zł za dwa miesiące,
c) 53,30 zł za trzy miesiące,
d) 105,45 zł za sześć miesięcy,
e) 199,80 zł za rok.

Użytkownik odbiornika rtv zobowiązany jest do wniesienia opłaty do 25 dnia pierwszego miesiąca okresu rozliczeniowego.