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Posts by milky  

Joined: 26 Oct 2009 / Female ♀
Last Post: 2 Aug 2016
Threads: Total: 13 / In This Archive: 12
Posts: Total: 1656 / In This Archive: 1442
From: ireland
Speaks Polish?: no
Interests: reading

Displayed posts: 1454 / page 14 of 49
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milky   
16 Jul 2012
Life / Free Poland Health Care - Paying minimal to no Zus [105]

That's peanuts for health coverage for an entire family.

Nearly half your Wages!!!
In UK

If i earn £750 per month how much tax and national insurance would i pay?what would my take home pay be?
With a monthly income of £750, you will have a monthly income tax of £42.08 and a National Insurance of £30.07. Your take home pay will be £677.85.

Read more
kgbanswers.co.uk/if-i-earn-750-per-month-how-much-tax-and-national-insurance-would-i-paywhat-would-my-take-home-pay-be/15637301#ixzz20mxk6vSU

so 6 times higher in Poland,,Peanuts??

I earn £1841 gross per month. How much tax and national insurance should i pay on this?
If you earn £1841 per month, you will have to pay £64:07 in tax and £35.18 in national insurance. Total deductions are £99.25.

Read more
kgbanswers.co.uk/i-earn-1841-gross-per-month-how-much-tax-and-national-insurance-should-i-pay-on-this/11390715#ixzz20mwb0ddm

Eg would I get covered by paying national insurance in the UK,

if you are a UK Company in Poland,paying tax and NI in UK,,you won't need Zus.
milky   
14 Jul 2012
Real Estate / Polish Property - should I keep renting it out? [17]

Don't assume that they will do nothing - they will do quite the opposite.

Let this be a lesson to people not to buy into the shype of real estate prn, its Charlestons, and the "it's different here" brigade of bubble-ponzi denialist.

Has nobody got advice for this man??
milky   
14 Jul 2012
Real Estate / Polish Property - should I keep renting it out? [17]

Why don't you just keep renting it out ?? How much is the rent short? and where did you buy? and how were you convinced to buy? Did you get a 100% mortgage?
milky   
13 Jul 2012
History / Life in Poland before the fall of communism [30]

Amrican westerns on tv in Sunday mornings in the 60s to make kids not to go to churches on Sunday masses.

That mean they were not mundane, I can't think of anything as mundane as church
milky   
13 Jul 2012
Life / Is Poland a poor country? [578]

I'm just trying to show you that money is far not the only reason to leave a country.

and I'm saying it is,so lets agree to disagree.,
milky   
13 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

Meanwhile, Finance Minister Jacek Rostowski told reporters that Poland should refrain from supporting troubled builders as they operate in free market conditions.

I agree fock them
milky   
13 Jul 2012
Life / Is Poland a poor country? [578]

Why all the personal attacks, stick to topic and stop acting like a *****,
milky   
13 Jul 2012
Life / Is Poland a poor country? [578]

I'm so sick of having this utterly simple, blatantly obvious conversation. do dupy.

So am I,, I agree with you 100%
milky   
13 Jul 2012
Life / Is Poland a poor country? [578]

Plenty of people move to Poland every year for bread,

from poorer eastern countries,

(they go abroad because a dumb moron from a small village can earn far more than he can hope to earn in Poland

astroturfer
so are dentist etc dumb morons, are you denying that poor people go to richer countries for money?

they go because they want to get better in languages/etc

so money doesn't play a huge part?

this is the true picture,
milky   
13 Jul 2012
Life / Is Poland a poor country? [578]

for one Dollar in Nigeria you can by more food than in Poland. Does that make Nigeria a rich country?
milky   
12 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

I will be proven right.

When someone is honestly 55% right, that’s very good and there’s no use wrangling. And if someone is 60% right, it’s wonderful, it’s great luck, and let him thank God. But what’s to be said about 75% right? Wise people say this is suspicious. Well, and what about 100% right? Whoever say he’s 100% right is a fanatic, a thug, and the worst kind of rascal.
milky   
12 Jul 2012
Life / Is Poland a poor country? [578]

If you move from UK to Poland,its very likely that it's not about money. But if 3 million people leave their country for a country were wages are 4-6 times higher?? Maybe not all about money but 99.9%, but you are right it's not all about money. o.o1% is is still 0.1%.. Good point Casha
milky   
12 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

because its embarrassing.

I'll second that, she seems to have a taboo with certain words. Maybe she'll flip out and go irreversibly insane if she hears the word "BUBBLE", I'm sure her fellow AstroTurfers, will gladly join her semantic madness.
milky   
11 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

That's my honest take on things

well.. this time of the year is not the time for price drops traditionally, but surprising enough they still went down for June. Don't forget the own you own home grant is only gone 5 weeks. Its removal,alone, will knock 10 % of prices.

Poland’s apartment prices keep falling
June 26, 2012
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Poland's apartment prices can fall by a further 5-6% by the end of the year, the daily Rzeczpospolita writes citing real estate market analyst Jaroslaw Jedrzynski.

By the time the market reaches its trough in H2 2013 or the turn of 2013/2014, prices may fall by up to 20%, the expert says.

Returning to the prices from before the apartment boom in 2006 is, however, not possible, Katarzyna Kuniewicz from Reas consulting adds.
milky   
10 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

What is the difference in price between now and 2006?

have a look here
ober-haus.com/files/lt/files/reports/Ober-Haus%20Polish%20Cities%20Apartment%20Price%20Index%20June%202012.pdf
milky   
10 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

They teach 18 hours a week.

I said "work" not teach.

Yes, either they are breaking the law or their staff are lying about wages or you are lying about wages: I wonder which it might be.

well, if people are curious,just ask the person serving your beer of coffee,how much they earn per hour.
milky   
10 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

A full time teacher in a Polish school won't teach even half that.

so, how many hours a week does a full time teacher work?? 39-40???

No: minimum wage is about 50% more than that.

employers must be ignoring it so,,
milky   
10 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

You need to know how many hours a teacher works for the state and how many hours of private lessons they give.

However, the average wage of teachers across the OECD area is about €39,000

so I better ring the OECD and ask them what the teachers earn from private lessons, this is a strange line of logic. When you hear about average earning, it means 39-40 hours a week,the rest is over-time. We all know in the west teachers make a fortune giving private lessons , 30-50 euro for private lessons in Ireland.

My question is for a flat week,

explain how a cleaner in Warsaw earn twice as much as a teacher in the rest of Poland.

or does PIPS cleaner work 18 hours a day.
milky   
10 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

so a teachers earns almost twice as less as a cleaner. Something not right here. Can someone explain how a cleaner in Warsaw earn twice as much as a teacher in the rest of Poland.
milky   
10 Jul 2012
Work / Is 7000 PLN net per month....a reasonable salary in Katowice [40]

If salaries in Poland were as high as some people say here, Poles would not go to the West to take sh..ty jobs for 1,000/1,200 euros and millions of foreigners would invade Poland for bread, which is not the case.

exactly, but this opinion will be fought hard by the usual 4 on here, I suppose they are just pushing the party line. In the First year of EU membership a million and a half emigrated, I wonder why??
milky   
10 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

teachers don't get paid well. this is world wide. except maybe in Scandinavia.

PIP PIP PIP
The average salary for an Irish teacher in 2008 was given as €55,916; while the current average salary of a teacher in Ireland is below €50,000.

However, the average wage of teachers across the OECD area is about €39,000

and the average in "booming Poland" is 6000 euro.

milky, do you believe that Polish apartment prices will fall to 2004 prices?

No, Maybe late 2006 prices
milky   
9 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

6 pln per hour is ridiculous.

yes but that what she said. and teachers on less than 2000, which wouldn't even cover a mortgage for a family size apartment. Pip's cleaner earn twice as much as a teacher. Strange country.
milky   
9 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

6 pln per hour is ridiculous.

yes but that what she said. and teachers on less than 2000, which wouldn't even cover a mortgage for a family size apartment.
milky   
9 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

-Polish real estate prices slowly decline due to oversupply

--First-quarter mortgage loans issuance lowest in three years

--Oversupply, low demand for real estate to add to construction sector woes

By Patryk Wasilewski

WARSAW--Poland's real estate prices slowly declinind in the first quarter due to oversupply and tightening mortgage lending conditions, with a more rapid drop in prices looming in the future, the National Bank of Poland said in a report Thursday.

Despite weakening demand from clients who have a harder time acquiring banking funding, real estate developers continue to start new projects, adding to future supply overhang and downward pressure on prices.

"In the future this may lead to a faster than currently seen drop in prices and problems of the construction sector," the central bank says.

Poland's real estate and housing market boomed in 2005-2008, but to a lesser extent than in some Western countries, fuelled by loose lending criteria and access to cheap swiss franc and euro loans.

However, under pressure from the global crisis and due to worries about a weakening local currency, the financial regulator KNF has over time effectively abolished foreign exchange-denominated lending and forced banks to tighten lending standards.

The central bank notes that the mortgage market situation in the first three months of 2012 went to pre-boom levels in terms of assigning new loans as banks dropped more affordable foreign exchange-denominated loans from their offer, with new tighter regulation,s and also buyers delaying purchasing decisions in the expectation of further price declines.

Troubles in the housing market would add to the woes of an already failing construction sector, which took a major hit due to losses on large road-building infrastructure projects.

Liquidity problems and excessive leverage forced several listed companies like PBG S.A. (PBG.WA) and Hydrobudowa Polska S.A. (HBP.WA) and many smaller ones to seek bankruptcy protection. Other construction companies, like Polimex-Mostostal S.A. (PXM.WA), are also under pressure and plan extraordinary measures to secure necessary liquidity.

The builders' problems are also expected to hit banking sector earnings as financial institutions involved in crediting infrastructure projects are already creating provisions for non-performing loans.
milky   
9 Jul 2012
Real Estate / Poland's apartment prices continue to fall [1844]

how much they make and we'll come much closer to reality.

already have,,,teacher 2000 zloty
asked a woman in Pub last night ,,,6 zloty an hour,

Don't mind the developers on here, pumping out positive stories about the state of the polish economy.

Anyway to stay on topic the prices are still going down

This, as it turns out, is what has been
happening according to the quarterly RICS
Global Commercial Property Survey over the
last year to Q1 (the Q2 report is due out
around the end of this month), which shows
the Polish investment market loosing
momentum. With these two risks unlikely to
disappear anytime soon, our outlook for
investment activity at least for the next 18
months is a cautious one.
Josh Miller
joshuamiller@rics.org
Polish investment market likely to lose its shine
"NBP likely to
remain in hold
this year but
next year is less
clear cut"
rics.org/site/download_feed.aspx?fileID=12154&fileExtension=PDF
milky   
9 Jul 2012
UK, Ireland / Crying Polish truck driver on British roads is Internet hit [269]

If you think its OK to just stop in the breakdown/emergency lane of a highway just because you fancy a potato

When it comes to roads,there are no rules in Poland;maybe he forgot Poland isn't the world.
btw the guy is such a *****.