well, maybe he has some feelings but isn't ready to say it yet...
he does text her all the time but doesn't ring as too expensive
if he'd care about her in 100%, it's not supposed to be an issue...i think, it's just an exuse (i know, calling from PL is more expensive, but still...)
i put all my cards (those more or less important) to a drawer, i don't carry them with me.... my purse is already heavy enough... ;)