as I come from inside EU stuff like registering is a piece of cake and already taken care of),
You sure about that? Have you already spoken to your landlord? Is he willing to register you as living at his apartment? If not, you may find you have problems. A lot of landlords rent 'off the books' so they don't have to pay tax on the rental income. Without a registered address your life is a lot more difficult.
choosing my bank (most interested in having free-of-charge deposits btw EUR-PLN-EUR).
I've been with Citibank for 11 years and find them very useful. The website is in English, as is the telephone banking and they always have English speaking staff available.
where and how to buy a second-hand car, legalize it and to buy an insurance.
Why bother? I never
use my car when getting around Warsaw, only to get to the supermarket and back. Half the time when I'm going to somewhere outside Warsaw I take the train: Polish trains are good and Polish roads are very very bad.
where to buy affordable clothing (The prices at the malls I've visited are so beyond my imagination. In case you can suggest a tailor/dresser I'd be most delighted.)
I do know a very good tailor: he's currently charging 3,600zl for a suit (jacket plus two pairs of trousers).
Clothes are expensive in Poland. End of story.
restaurants: a romantic dinner for two,
Villa Rossini, Poland's finest restaurant. Meal for two (three courses) without drinks = 250zl to 300zl.
a family gathering for 6,
Hilton sunday brunch. 150zl per person (half price for kids aged 12 to 6, free for under sixes), unlimited booze and top-notch food.
a business dinner for 12.
Atrio restaurant in the Atrium building, slap in the centre of the business district.
Where to go and why and again, with affordable prices...
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How do you people living in Warszawa actually get along with the costs of living?
It's much easier to deal with than the costs in the UK but then I'm making more cash here than I'd make in the UK.
start my Polish lessons
Good luck with those, you'll need it.