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Salary 18000 pln per month in Gdansk


Bkt
17 Aug 2019 #1
I am being offered 18000 gross per month for Gdansk location. Also company will provide health insurance. We are four in family. 2 kids will go to international school. Also want to save 8000 pln per month. Mostly we will cook food at home and have normal life. Sometimes may go to visit other European countries.

Is this good salary?
Is saving 8000 pln possible?
Can I maintain a old car and achieve my goal?
Dougpol1 32 | 3,245
17 Aug 2019 #2
Poland is suddenly quite expensive. One car, yes...but taxes are a bit of a downer here...and there is no such thing as free health care for your children. Dominic and other forum lifestyle gurus will be along presently....but although 18,000 sounds a lot, you wont be saving 8,000 from your net salary, unless you eat rice. Sorry.
terri 1 | 1,665
17 Aug 2019 #3
It seems a good salary, but you need to calculate the net (in hand around 12K pln), then accommodation (2K pln) and bills (1K pln) then cost of international school (4K pln) which will NOT leave you 8K pln for saving. Add 1K pln for children (500+).
pawian 175 | 13,563
17 Aug 2019 #4
then cost of international school

It is still possible to go down a little with costs, this school charged 1500 per kid in the previous year

isg.gfo.pl/pl/rekrutacja/oplaty

you wont be saving 8,000 from your net salary, unless you eat rice.

Anything is possible if one is determined. One can even scavenge rubbish bins next to supermarkets and find foods after expiry date. Their family back home in the native country is waiting for this saved money so 8000 PLN is a must in some cases.
DominicB - | 2,709
17 Aug 2019 #5
@Bkt

Saving 8000 on those wages is totally out of the question. You might not be able to save anything at all with a wife and two school-age children in tow.

Here are your costs:

1500 PLN a month just to be in Poland (total travel and relocation costs to and from Poland, visa, permits, etc, for four people, amortized over twelve months).

2700 to 3200 two bedroom apartment, all bills included except for internet.

At least 2000 PLN groceries, household expenses, clothes, shoes, snacks and drinks away from home.

3000 to 5000 tuition for two school-age children.

Plus school supplies, recreation, internet, phone, etc.

Forget about even the cheapest car or even the cheapest vacations outside Poland. You can't afford them, so no point in including them in the budget.

That's over 10,000 right there. 18,000 gross is 12,000 net. So maximum theoretical savings is 2000 PLN a month if you live frugally. Which you will grow tired of soon, so your savings will be less.

It would be best to come alone and leave the wife and kids behind in your country. School-age children that have to go to international schools are a major expense that you cannot afford if you plan to save that much money, and even the wife is more than you can afford.

If you need to save money or pay of debts, then Poland is not the place for you. The savings potential is far too low to make it worthwhile.

Actually, even in the richer countries of the West it is going to be hard to save 8000 PLN a month with a wife and two kids. You'd have to leave them at home in your own country wherever you go.
OP Bkt
18 Aug 2019 #6
Thanks every one for reply!!
@DominicB, Special thanks for detailed information:)

As per calculator (calculla.com/polish_annual_earnings_calculator) average monthly would be ~13k for joint filing, is this correct?

1500 PLN a month just to be in Poland (total travel and relocation costs to and from Poland, visa, permits, etc, for four people, amortized over twelve months).

What is this cost?, Company is offering to bear the visa/permit etc. cost and offering to pay relocation cost.

2700 to 3200 two bedroom apartment, all bills included except for internet.
2500 PLN is not sufficient for decent accommodation including bills?

At least 2000 PLN groceries, household expenses, clothes, shoes, snacks and drinks away from home.
It looks Okay.

3000 to 5000 tuition for two school-age children.
As per school website (isg.gfo.pl/enrollment/fees) the schooling cost may be : 2500 PLN (it may include school supplies)

Total cost may be : 2.5k (flat + bills) + 2k (groceries + cloths) + 2.5k (schools and school supplies) + 500 (misc)= 7.5k PLN
So, saving may be: 13k - 7.5k + 1k (if kids eligible for 500+ scheme) = 6.5k PLN

Apart from salary company also offering me bonus that may be around 25-30k PLN per anum. This I may use for vacations outside Poland and for travel to my home country:)

Could you please suggest if above calculations possible? If this is possible then I may negotiate for some more, may be 20k+.

Thanks.
pawian 175 | 13,563
18 Aug 2019 #7
2500 PLN is not sufficient for decent accommodation including bills?

Yes, it is but for one bedroom only, if we talk about a good district. Two bedroom as Dominic suggested might be cheaper as you want but in the suburbs without too many facilities around.

What is this cost?, Company is offering to bear the visa/permit etc. cost and offering to pay relocation cost.

So skip this cost. Simple.
Zlatko
18 Aug 2019 #8
Hallo, go to Sweden.
DominicB - | 2,709
18 Aug 2019 #9
k (if kids eligible for 500+ scheme)

If your family is eligible, you cannot collect for the oldest child. So 500 PLN max, if that.

2500 PLN is not sufficient for decent accommodation including bills?

Probably not. You're going to have to make sure that your apartment is conveniently located near transport to your workplace and your children's school. Cheaper apartments tend to be inconveniently located, or have other problems. Budget 3200 PLN for a basic, no frills two-bedroom apartment.

500 (misc)

Oh, brother! You really underestimated this one. A lot. Unless you have had your wife and kids taxidermized, they are going to cost you a lot more than this.

You have a wife and two kids that will be in a strange foreign country where they don't speak the local language and will require abundant recreational activities to keep their minds occupied, especially during the long, dark and depressing winter (twenty-four hours a day, every single day, for five long months). You're going to have a film-worthy case of cabin fever before Christmas comes along.

Your wife especially is going to need some recreational activity that forces her to get out of the apartment and encounter other human beings or she will turn into a bitter, anti-social hermit or sink into depression, or just demand to be sent with the kids back to India before long. And I don't mean shopping and doing chores for the family. That's going to cost money.

The kids will also need some activities like sports, music lessons, language lessons, or the like or they will deteriorate into couch potatoes.

Really, with your ambitious savings goals, it would be far, far easier on everyone if you were to leave the family at home in India.

And even more so, if saving money and/or paying off debts is a priority, then moving to a country where savings potential is abysmally low like Poland is an unwise move, especially considering that the cost of living for you as a foreigner with school-age children is very high. Pick a country where your savings potential is much higher, the quality of life for your family would be much higher, and the cost of keeping your family is not as oppressive. Like one of the English-speaking countries, where you and your family will be able to communicate with the locals.
pawian 175 | 13,563
20 Aug 2019 #10
If your family is eligible, you cannot collect for the oldest child. So 500 PLN max, if that.

It will be possible since October this year. PiS offered 500+ for the first child, too.


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