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Buying something from Polish site using an UK based Santander debit card


WielkiPolak 58 | 1,024
15 Dec 2014 #1
Hi folks

I want to buy something from a Polish site using my UK based Santander debit card. Obviously the currency is in zloty so there will need to be a conversion made. Will Santander make the conversion when I make the purchase, because it's 86 zloty with postage and packaging and I don't want them to give away £86 by mistake?

Also, I assume if they to make a conversion they will charge me a fee [I think I remember reading 2.75% of the sum].

I'm a bit apprehensive, I don't remember buying anything in a foreign currency from a website before.
pam
15 Dec 2014 #2
I want to buy something from a Polish site using my UK based Santander debit card. Obviously the currency is in zloty so there will need to be a conversion made. Will Santander make the conversion when I make the purchase,

This isn't exactly your situation, but I used my Santander debit card in Poland last month to pay my hotel bill.
Obviously the currency was in Zloty, but it showed up in my bank account in Sterling so the conversion should be automatic.
I know you would be purchasing in the UK, but principle is the same.

Also, I assume if they to make a conversion they will charge me a fee [I think I remember reading 2.75% of the sum].

That's what I was charged, plus £1.25 non sterling purchase fee.
OP WielkiPolak 58 | 1,024
15 Dec 2014 #3
It looks like PayPal [that I used] did the conversion without my bank having to do it, so hopefully I won't be charged anything.


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