Since this is a credit and debit card thread - I'm actually not very versed in pros and cons of using them in Poland or Europe for that matter as I usually travel from the US to/from Asia.
However, I make the occasional Europe trip not to mention visiting my folks in Scandinavia every now and then. I've noticed that I seem to be getting the best currency rates when using credit cards - Master Card gives better rates than Visa (but they're very close) and it's usually the best rate of the entire 24 hour period.
From my experience the vast majority of pilots use credit cards and not debit cards while overseas. I avoid using debit cards as much as I can when overseas and stick to CC (local cash is best of course). Too many stories of friends who've had their debit cards hijacked in China in particular. Usually your bank will reimburse you promptly but it's a pain in the butt and true hassle if you're traveling for an extended time and all of a sudden your debit card is blocked.
The credit cards are better in my view as they aren't linked to your checking account, etc. and most often you can call them collect from anywhere in the world and they'll send you money via Western Union, etc. if your card gets stolen, lost, hijacked, etc. Debit cards might be a pain as the support system just isn't as great (I use Bank of America btw).
I simply pay my credit card (or cards if I use more than one) as soon as I come back from a trip not to incur any fees. Also, if I go on a longer trip (week+) I always take a Master card and a Visa card with me in case one system breaks down in a particular country...
That's my 0.03% interest on the subject... ;)
Nonsense. It even states clearly on their website that you can open an account provided you declare your residency in Poland. This isn't thes ame as having residency papers - just you have to say "yes, I live in Poland".
Maybe it's different in Poland but in Sweden marking "resident of Sweden" implies you're a legal alien or a citizen of Sweden and residing in Sweden.
I maintain my old checking and savings account and a while back wanted to switch from Nordea to Sveabank but was told by the "new" bank that if I close my old account I wouldn't be able to open a new one until I become a resident again... In fact, Sveabank looked me up and I was registered as "Swedish citizen living abroad".
Later my current bank confirmed the info. This was 2+ years ago so maybe it's changed some and again, maybe it's very different in Poland.