I heard... (and in two words excuse myself for the theory I am about to put forward) that during communism everyone got the same or to be more precise didn't get anything but they all got the same nothing (have you watched alternatywnych cztery?) and people are expected to do it themselves.
Another one is, now that CAPITALISM
has arrived people can chose
their own styles
, to their own tastes
and life choices
i.e. we all go to Castorama and buy their limited selection.
Maybe the real reason is lost in the mists of time but one thing is certain, people are used to it and defend the idea of buying an unfinished property just because that's the way things have always been.
I always thought that with the slow down in the market, developers would have to finish their projects but that has not happened en mass like I expected.
even stranger is the habit of building a house, then living in one room for ages until they have the money to finish the rest of the house.
I think a large house is a statues symbol and people here work hard and long to do it.
I have seen people here work out how much a house would cost, then work out how much the repayments to the bank are (usually twice what the initial price of the house is) and opt for building their own palace over 20 years.
Maybe we wouldn't be up the financial creek with out a paddle in Ireland and the U.S. if we had thought about things that way?