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Are Mortgage brokers licenced in Poland? Can anyone become an real estate agent?


skibum 8 | 62
14 Jul 2011 #1
Is there an authority such as the UK's 'Financial Services Authority' that approves or licences mortgage advisors or brokers in Poland, or can anyone set themselves up to sell mortgages?

If there is such an authority, would it be the firm that was approved or the individual broker?

Anyone???
worldbox - | 5
17 Aug 2013 #2
Merged: Real Estate License in Poland?

If I like to work as a Property Manager for Private Property owners (Apartments or single houses) do I need to have a Real Estate License in Poland?

Thanks,
Maluch 30 | 95
22 Apr 2014 #3
Merged: Becoming a Real Estate Agent in Poland - licensing process??

Real estate agents are a dime a dozen in Poland and Bog do they ever do an awful job of it!

What is the process for getting a real estate license to sell there as well as operate a Real estate agency ? my impression is that you can basically find one in a Cracker Jack box haha

are they regulated by any federal or provincial agency if they mess things up? is there a code of ethics?
gask7 - | 50
22 Apr 2014 #4
Dear Maluch, since 1st January 2014 real estate agents do not need license. They must have only insurance for what they do professional.
Polish civil code is the general regulation for this matter. Why are you so sarcastic about them ? One of them sell your real estate for nothing or take your money and do nothing ?
Terry Zazoff
22 Apr 2014 #5
No license or ethics required, only ability to turn up to appointment 2 hours late and penchant for receiving brown paper bag.
Maluch 30 | 95
22 Apr 2014 #6
that wasn't sarcasm - that was reality! Have you ever bought property in Poland or dealt with agents there?

haha although they do show up to appointments from time to time.. i guess they are not so bad.. i'm being hard on them
johnb121 4 | 184
22 Apr 2014 #7
m being hard on them

No, you're not. When we bought our house the biggest hinderance was the agents!
gask7 - | 50
22 Apr 2014 #8
in polish reality you can't expect more than simple information, they often forget to tell you about some disadvantages
InWroclaw 89 | 1,914
22 Apr 2014 #9
I must echo the poor experiences, so much so that it totally put me off dipping my toe in the water to buy a house. Most incredibly, some agents get very rattled if you don't sign their buyers' document before even viewing something. But thankfully most don't even ask. Agents seem totally disinterested if someone doesn't buy immediately. Very little attempt made to get the buyer to buy something else on their books. Worst of all, agents promise to stay in touch but seldom bother (both on lettings and sales). I have seen a great deal of amateurishness here with agents.
Maluch 30 | 95
28 Apr 2014 #10
you got it bang on! good summary of their behaviour.

They forgot the 'sales' part of real estate
Kazikowski 17 | 101
28 Apr 2014 #11
Heya I too have taken up an interest in real estate, so my search led me here :p I've actually read so much stuff I think there is potential in it, particularly in Poland. I've read an interesting article the other day though can't remember where exactly, I think it was on the PolesMakeMoney website. I'm 97% decided to go for it! Not to become an agent but set up a chain of agencies in the major cities. I've thought about this for years but never was eager to do the years of study.
poland_
28 Apr 2014 #12
I'm 97% decided to go for it! Not to become an agent but set up a chain of agencies in the major cities. I've thought about this for years but never was eager to do the years of study.

How would you ever compete with Emmerson?

Polish real estate is a boys club if you do not have the contacts do not waste your money.
InWroclaw 89 | 1,914
28 Apr 2014 #13
you got it bang on! good summary of their behaviour.

I don't know how they survive, they must be either very rich already and lazy, or starving due to their sales shortcomings. And if these are the licensed agents, what can we expect now that agents no longer need a licence (deregulated since Jan).

I think it was on the PolesMakeMoney website

Nice website, a lot of hard work has gone into it, I hope it is a success for you.
Kazikowski 17 | 101
29 Apr 2014 #14
How would you ever compete with Emmerson?

There is always a way to compete against the market leaders. Not easy but always a way.
poland_
29 Apr 2014 #15
There are always niche/specialist markets in all areas, it requires contacts a thorough knowledge of the market/competition and a product/service which is superior/less expensive than existing. If you don't speak Polish you will always have a handicap which will require deep pockets or patience.
Mikevali - | 2
25 Jun 2014 #16
There is always a way to compete against the market leaders. Not easy but always a way. real estate agent are always work hard
Maluch 30 | 95
26 Jun 2014 #17
when they do salesmanship so poorely in Poland - competing would not be a problem! just need the initiative :)
Looker - | 1,121
20 Oct 2014 #18
If I like to work as a Property Manager for Private Property owners (Apartments or single houses) do I need to have a Real Estate License in Poland?

The answer is no and yes.

No because there has been deregulation of the profession of broker and real estate manager (from 2014). Now people do not need to have a license and appropriate education to perform this profession.

Yes because most of employers in real estate offices still require certification. So without it your chances for a better job are lower.


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