Bielany which has none of multitap things, nor does it have (I think) an Indian restaurant, but still one of the best neighborhoods in Warsaw to live in.
A restaurant and bar free zone in many ways but still a great area and parts are deservedly expensive. The Indian Harry mentioned looks worth a visit. I can live without multitap - a smaller range is fine - for me it's the atmosphere.
It is indeed a horrible place, but there isn't a prayer of getting a flat there for anything like 75,000zl
Wrzęciono (where 2 room flats, top floor of 5, no lift) are comfortably above 200k) has a fairly crappy pizza shop with tables outside and the posher pizza restaurant on Heroldow (shuts at 10pm) sells drink. There might be a few places with drink towards Zeromskiego and I noticed the Vietnam Bar (that's what it looks like) on Kasprowicza sells beer too. If the OP wants anythink like the variety of places that he's used too, he'd have to look for the more expensive areas nearer the centre.
The picture is what you can get for 180k in Warsaw. It's in maybe the roughest part of town and needs serious and expensive work unless you're happy with the kitchen being a cubicle in the bedroom which in turn leads off the living room. It's, by the way, in an area with high crime levels.