I think 3.8 is the correct value but again this is speculation on my behalf.
Yep, agreed. With it, a rate of around 4.5-4.7zl to the pound sounds about right - the only reason why it's hovering around 4.2 at the minute is because the Pound is artificially weak - exactly the same situation as when the Zloty was hanging around at 5.25 a few months ago.
In my opinion anybody with Zloty funds should change into pounds asap, sit and wait theres around 20% to be made in probably less than four months.
Mmm. If there's a change of government, then there's going to be an immediate rise in the value of the Pound. But if there's a hung government, then it might collapse even further - though as you say, there's a good chunk of cash to be made by just hanging on in there.
Here,s a tip............. go outside your front door and see for yourself.
I did. Plenty of money flying around Poznan at the minute.