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E-Payment to mobile phone service in Poland? Anything like 'Paym'?


InWroclaw 89 | 1,915
26 Jun 2014 #1
Is there any service in Poland, perhaps connected to one of the banks, that allows people to pay direct to someone's mobile phone, like cash?

We have it in the UK now, and usually it's one bank per telephone number. It's like PayPal or PayU but using a phone to access the money and then send it to the bank. The advantage is no giving bank details out, which in the UK seems to be something that's preferred (despite the fact people were revealing their sort code, account number and signature for centuries when using cheques!).

More about the UK's Paym here: bbc.com/news/business-26836380
Looker - | 1,033
2 Jul 2014 #2
Several banks in Poland already offering that type of payments - for example PKO, BZWBK, mBank and Millenium.
There is also MPay - mpay.pl
OP InWroclaw 89 | 1,915
2 Jul 2014 #3
Thank you, Looker. However, in the UK it's a bit different because someone can just pay using the recipient's phone number and their own bank or phone payment account. Here, it seems to be the case that the person paying must also have an mPay account or otherwise cannot send money to the recipient. Or am I wrong?
Looker - | 1,033
2 Jul 2014 #4
If you're talking about mPay service - it works as you said. But the Bank's mobile services allow transfers to phone number even if the holder don't have account in this Bank. The person will be informed by SMS, how can access of transferred funds.

PKO's service:

BZWBK (read transfer to cell paragraph)
OP InWroclaw 89 | 1,915
2 Jul 2014 #5
OK Looker, many thanks.

I shall check it out and perhaps sign up. Many thanks for taking the time to reply.

It also seems MPay has some special deal yesterday and today, so might be a good time to join :)

I joined mpay and sent myself a small test payment from my bank yesterday.

So far nothing received. I'm hoping it will be showing on my phone (probably via an SMS text message) after 1 pm/13 when the banks perhaps do their electronic settlements.

Ok, the cash got to my phone, mpay sent an Sms.

There's English on mpay's website which I believe users must register at after registering their phone's number.


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