steve68: 1 so i need to read up on my rights and confront them with the facts and laws
Get yourself the EU residence permit and a PESEL, as well as a NIP. You'll be treated (almost) as a Polish citizen then. Without the EU residence permit, forget it.
..........2 is it possible to get car insurance here for my uk car
No. Poland doesn't allow the registration of RHD vehicles. It is possible if you know the right people in the right place - if you're in Poznan, I can recommend a particularly dodgy geezer who can get it done.
..........3 is it possible to get credit card ect
Of course. But again, the EU residence permit is what opens doors. You won't have many problems with the EU residence permit - you might get isolated bouts of stupidity, but with it, there's very little that can't be done.
steve68: but if we want these things we all have to stand up and be counted
Trust me, if you take this attitude, you'll get nowhere. There is a defensive mentality engrained within the Polish collective mindset, and if you go around demanding things, you're not going to get anywhere fast.